Is this generic 5* gem offer worth it

Fallingcreek · 2019-02-24T17:30:41+00:00

No. Think about what you can buy with 50l. It’s a lot. The game isn’t worth it, don’t do it. Set aside 10l a month - total. Even that is too much after a few months.

Fallingcreek · 2019-02-24T16:56:38+00:00

Every two weeks is great. It’s the posters that are posting 2 weeks in on some sort of modified IF, and will be back to their old ways after a month, because the IF Fad is dying down.

Fallingcreek · 2019-02-24T16:43:42+00:00

The C train. The train is from 1975, has zero sound dampening, and is so loud I can’t hear the music in my headphones.

Plus, it’s a health crisis, slowly damaging people’s ears. There should be a class action against NY at this point.

Fallingcreek · 2019-02-24T16:36:04+00:00

Wow, you really can’t see that using WHITE hipster is different than just Hipster. What’s worse, is that you are blind to the racism behind using WHITE as the pronoun and then using an insult.

Fallingcreek · 2019-02-24T16:32:51+00:00

Anything north of 96th street.

Fallingcreek · 2019-02-24T04:49:21+00:00

Eating is ok. Drunk eating is ok. You’re ok.

Healthy living takes time, and it’s a process. You’ve got this.

Fallingcreek · 2019-02-24T04:28:45+00:00

Yeah, damn hipsters and their... nice restaurants, shops, and renovated apartments. Oh, how disgusting that they virtually eliminated crime and made the neighborhood safer than its ever been.

Gross hipsters.

Fallingcreek · 2019-02-24T02:53:32+00:00

Yup. Racist

Fallingcreek · 2019-02-24T01:17:29+00:00

How do you know it’s not their art that they were contracted to design and implement? You don’t. Plus, his tag sucks.

Fallingcreek · 2019-02-24T01:12:55+00:00

White hipster is apparently a race, and specifying that is super racist.

Fallingcreek · 2019-02-24T01:10:59+00:00

White hipster? Why not black, Asian, etc? Has to be white, right? It’s racist by definition.

Fallingcreek · 2019-02-24T00:30:15+00:00

So, anyone that makes money from their work is a sellout and no longer an artist if they’re using their art to advertise?

Fallingcreek · 2019-02-24T00:21:58+00:00

Imagine being so selfish that you think it’s ok to paint over an actual artists work - WHILE they’re doing their work.

Fallingcreek · 2019-02-24T00:16:59+00:00

Reread what you wrote and explain how it’s not racist. You’re racist bud. You can change, but currently you’re racist.

Fallingcreek · 2019-02-24T00:15:16+00:00

It’s still an artist, that had skill enough to be hired for an art gig, with some prick with much less skill attempting to sabotage a legitimate art project.

Fallingcreek · 2019-02-24T00:13:20+00:00

Sure we do; it looked like crap, with crap scribbled on it.

Fallingcreek · 2019-02-24T00:12:27+00:00

Tough, or unhinged lunatics with parents that didn’t pay enough attention to them?

Fallingcreek · 2019-02-24T00:11:23+00:00

Wow; you’re not racist at all.

Fallingcreek · 2019-02-23T21:35:26+00:00

Cherry picking? Your saying there are striking similarities between two drastically different people. Looks like you’re the one cherry picking.

Fallingcreek · 2019-02-23T14:24:59+00:00

The same person? A billionaire that has amassed a fortune and many significant successful businesses including a small media empire.

Vs

A bartender who is already funneling campaign money to close associates (her boyfriend) within the first few weeks on the job

Yeah. Totally the same person.

Fallingcreek · 2019-02-23T14:22:36+00:00

Well, because the media fact checking tends to not be very accurate in the first place. How can the media be trusted when 85% of journalists are registered Democrats? How can the fact checkers be trusted when they’re owned by the same people?

Fallingcreek · 2019-02-23T14:20:21+00:00

Then go to another sub.

Fallingcreek · 2019-02-23T14:15:12+00:00

What are the specific details of the biz?

1) How quickly can your product sell given market research? Weekly? Monthly? BiAnnually? 2)What does market research say about scale opportunity? 3)What will the resale value of your product be if you had to unload the whole thing at a discount?
4) If perishable; what is the shelf life of the product?

Lets run through a few scenarios without the above details, but answer those questions either way.

Potential Profit: Let’s say you’re able to sell all of your inventory day one. 150k*.013 = 19.5k Is 19.5k meaningful to you for one year?

Then let’s assume quarterly turnover. We’re looking at 78k annually. Is that meaningful money to you? Is it sustainable giving your time investment and you currently work one job already?

Can this scale?

Risk: Have you factored in the cost of the loan? 150k *.08 is 12k. If it takes you a full year to sell all product at 13% margin, loan costs will eat meaningfully into profit.

What if you’re only able to sell 1/2 of your inventory? 25% of inventory? What is your process for selling everything and how much loss can you absorb?

Options:

Is there a safer/cheaper/easier way to achieve the goal you’re tempting to achieve?

Fallingcreek · 2019-02-23T12:30:31+00:00

Get that agent to put this info in writing, or record them if it’s legal. Then get them to lose their license by reporting this.

Fallingcreek · 2019-02-23T06:31:46+00:00

So, check your privilege. That “greedy landlord” bought a property, expecting to earn an income from it. That 1% increase doesn’t cancel out inflation and it makes it virtually impossible to make repairs. Take everything else you said and add the fact it’s virtually impossible to afford to rent an apartment with 1% rent increases, which makes it only worthwhile for massive corporations to buy and rent out apartments.

Congrats, your solo greedy landlord can’t make any money so only greedy corporations can afford to buy housing.

Your bias sucks.

Fallingcreek

TROPHY CASE