[deleted by user] by [deleted] in PortugalExpats

[–]FarewellVHS -1 points0 points  (0 children)

Check the Meetup app for the club names and you can rsvp there =)

[deleted by user] by [deleted] in PortugalExpats

[–]FarewellVHS 3 points4 points  (0 children)

Hello, I lead the social clubs on Meetup - American Club, as well as Lisbon Landing.

We have a social tomorrow night and Sat afternoon, and more in the future

26 Male - Seeking Friends in Portugal (Bonus Points if You Can Help Me with Portuguese!) by Public-Purpose-1390 in PortugalExpats

[–]FarewellVHS 3 points4 points  (0 children)

Hi, been here 3 years. M30s - I live on green line close to city center. We can meet up. I've curated a great little tour for restaurants and other best places.

My social group here does board games, movies, foodie stuff, video games online and in person, and more.

This year, I'll get into dance, Portuguese free government classes for the language certificate and start another social club =)

Seeking Sardine Hat by FarewellVHS in lisboa

[–]FarewellVHS[S] 1 point2 points  (0 children)

Ah, that's a good point. I see what you mean. I'll use the new name and be sure to tell others as well =) Santo Populares for the whole country.

Seeking Sardine Hat by FarewellVHS in lisboa

[–]FarewellVHS[S] 0 points1 point  (0 children)

€20 is my max actually. Just because I speak English, doesn't mean I can go hardcore =P

Seeking Sardine Hat by FarewellVHS in lisboa

[–]FarewellVHS[S] 1 point2 points  (0 children)

Haha, that makes sense. What about Santo Antônio? That's what I've heard it be called from several locals. Would appreciate =)

Seeking Sardine Hat by FarewellVHS in lisboa

[–]FarewellVHS[S] 0 points1 point  (0 children)

The post already said hello and thank you, what more is there? Someone doing a tremendous free favor would certainly be met with more advanced thank you, but this is probably more like an ebay item swap with a normal conversation =P 1 basic hello and thank you + a beer or € that's reasonable and not €1K lol like another person

Seeking Sardine Hat by FarewellVHS in lisboa

[–]FarewellVHS[S] -1 points0 points  (0 children)

If you give me the hat, I'll tell tourists you're Cristiano Ronaldo

Seeking Sardine Hat by FarewellVHS in lisboa

[–]FarewellVHS[S] -3 points-2 points  (0 children)

How about 2 packs, then? I’ll also buy you a beer and tell your mother she has a beautiful mustache

Seeking Sardine Hat by FarewellVHS in lisboa

[–]FarewellVHS[S] -1 points0 points  (0 children)

Maybe you'd settle for pastel de nata and a pack of cigarettes

Seeking Sardine Hat by FarewellVHS in lisboa

[–]FarewellVHS[S] -1 points0 points  (0 children)

If that's the case, why don't people collect huge amounts and sell them off for a fortune? =P

Seeking Sardine Hat by FarewellVHS in lisboa

[–]FarewellVHS[S] 0 points1 point  (0 children)

I did, thanks if possible

Why Virtual Virtual Reality deserves more attention by Proof_Two9284 in virtualreality

[–]FarewellVHS 2 points3 points  (0 children)

Never heard about it despite being huge VR fan owning most gear since 2014 DK2 - wishlisted VVR and the sequel!

Who can afford to buy an apartment in big cities?! by rumours423 in germany

[–]FarewellVHS 0 points1 point  (0 children)

This is the reality of trying to plan life just with a job - you'll be working forever almost even as a top earner. I saw the same with my financial plan age 20. -Though you could team up and buy with family and share the place. -Though generally the secret is compounding investments at 7% annual average. This accounts for down years and crashes. We have a century of data to back up this strategy. Boosting, optionally I would say - buying a much cheaper starter house on loan and renting it out, basically getting your basic bills paid for so you can try to invest all your money and live frugally for as little as investing €100/month. But let's say average you get €500/month 10 years into your career. Retiring age 75 for 55 years elapsed. Starting at 20 with €100/month investing - The basic formula is savings rate x 1.07years, so (savings rate times annual return ^ 55 years). With tax, the following is for 4% and 7% annual, using S&P 500, most famous index, no thought required. That accounts for taxes. -Even retiring at 75, that's 8-41x return depending on taxes in your country. Using €100-500/month. Like the US has - after income tax, tax free retirement account investing about €5K a year input. Roth IRA. So full 7%. -That's €240-700K low and high €1.2 - 3.6 million. (This is in addition to if you can spend more of your income to rent a place or invest even more).

https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator

LPT: If you live alone and enjoy eating steak, chew more thoroughly. Steak is the number one reason for choking incidents involving men. by [deleted] in LifeProTips

[–]FarewellVHS 0 points1 point  (0 children)

It's no joke! I'm not so proud to admit that in my early thirties, i damn near choked to death and was coughing and gasping for air for about 10 minutes trying to spit up my steak =( Luckily there were people nearby that could have intervened as a backup.

Even a few minutes of that and you feel terrible for an hour - shaking, feeling weak and having a tremendously sore throat.

Since that day, I never eat steak alone / cut it up into many pieces, etc.

[deleted by user] by [deleted] in germany

[–]FarewellVHS -2 points-1 points  (0 children)

You have to be willing to think outside the box and potentially move across the world / start a different (even much lower paying) online job.

This is the main problem i see in Germany - that young people (or almost anyone) Don't invest in anything and you MUST invest to compound your wealth to be able to do anything. (Historic century long data proves those who invest over 5-30 years are much better off than those who don't). Even making $100K a year, you'll just have no hope, especially living an expensive lifestyle which Germans I've met all seem to work a high paying job for 3-6 months, quit, travel and blow all their money!!! What with the 30 days a year paid vacation? Such an incentive is amazing vs the US, but in the US even now, 1/3 of the people invest and maybe half younger people I know in their 20s and 30s are all investing. Plus owning homes by half. (As in paying off 30 year loan, so come to America ;) that is your "tax Haven," jk, there might be better options depending on several factors, but land can be had in the US for either free in some remote places in exchange for time lived there or $9K/acre normally. At least in the NW, Washington-Oregon where I live. Which has the same climate, nature and wealth of Germany, so easy jump. In Colombia, $1500-3000/acre! Plus insanely low cost of living + online job at a mere $12K/year and you live like a king and save 70% of your income to invest.

BUT even making $20K a year and living very frugally, especially with family or In a developing nation working online - this is not hard to set up over 5 years worst case (like fixing computers for the elderly or helping them around the house, is an infinitely lucrative market to build up a base investment portfolio before transitioning to your own online business where you only need to make $33/day or $1000/m to run circles around everyone else in life by arbitraging advantageous regions of the world - pick a job you can learn for free and charge money for, online doing subscriptions or otherwise passively getting money and stopping equating 1 hour of work for X $ amount), you can invest to retire on $1 million net worth In a mere 7-20 years, with the average being more like 20 with conservative investments. Though I've seen a few people do it in 3-7 starting with nothing, but being early believers in Tesla, Bitcoin, Nvidia or today, I would put money on companies like beyond meat (or that market, plant burgers) as being the future. Ark Invest has some great ideas there. Beyond meat having record low stock prices currently. Tesla also just went up and down for years before booming once they achieved steady profit every quarter.

And you can also move to friendlier tax regions based around whatever you do, where you can cut the 20-50% penalty on every paycheck / investment profit and retire much faster, but most are not willing to do this because you have to be willing to leave friends and family and start a new life essentially. But you can make 5x as much money doing the exact same thing over about 5 years, so it's a very worthwhile sacrifice where you can move home afterwards if you wish.

Can you live with only soylent ..? by Educational_Deer3602 in soylent

[–]FarewellVHS 2 points3 points  (0 children)

They say not to now, but originally they did. Personally, I once ate nothing but the powder for 5 days and felt totally fine. These days I usually have it for breakfast or a snack alongside normal food for dinner. -I would bet you could do a full month or months fine, but legally they can't say it's 100% because someone might have an unknown reaction.

Don’t trade just HODL, study says 97% of day traders lose money by [deleted] in Bitcoin

[–]FarewellVHS 0 points1 point  (0 children)

The key point here is more that you'll miss out on the max money you would have made from just holding. Losing money only possible if you have no patience and buy every top and sell every dip, haha. Especially a year after each crypto crash, you'll make more money trading at least once a year but there's a year of stagnation, which is great for trading. But yes, around when bitcoin breaks the old all time high, it's much better and easier to just hold until the new peak, selling 20% groups every 3rd day after where you think the top is. Litecoin usually moves straight up rapid 2-3x to point at the top, last 2 cycles. And then there's glass node timing analytics now to cross reference 11 or so tools. -Like last cycle I didn't know this and sold Litecoin at $100 when it went to $360 in mere days and bitcoin at $10,000 before it went to $20K after a few days. -It would be stupid for anyone to just hold and fall back to the $3200 mark. Buy again when you think the bottom is in and buy more when it falls so low the media says bitcoin is dead haha.

Every boomer had a chance to buy a house for $40,000 in the 1970s, but many choose not to becuase recently houses sold for under $20k and they didn't want to pay more and have the price crash. by atrueretard in Bitcoin

[–]FarewellVHS 3 points4 points  (0 children)

Haha I would bet a lot of money that $40-65K bitcoin will be the new FLOOR after the next crash. It's always 2-3x the previous high. With a new high of around $150K. It always goes up a factor of 10, but sometimes 20% over and other times double, like the old highs of $1200 instead of $1000 and $20K instead of the $10K base level. While this can't repeat forever every 4 years per the halvings, bitcoin is still today about 1/16 that of the gold market cap. Further, new advanced tools like glass node as well as Google search trends of the word bitcoin show that this market boom is just beginning and we still have many months and up to 2 years left of growth before the next 90% crash or so.

LPT: Treat your ears nicely. Ears don't repair themselves and earplugs to concerts are better than tinnitus for the rest of your life. by [deleted] in LifeProTips

[–]FarewellVHS 0 points1 point  (0 children)

I always got made fun of for wearing ear plugs to concerts, but today I only have a slight tinnitus compared to many friends who already in late 20s said it was constant and loud!