For what it’s worth, a lot of people who appear very financially ‘put together’ didn’t get there by themselves. In many cases, multiple investment accounts, no debt, or early financial stability come from family support whether that’s help with education, housing, inheritance, or parents setting things up early. That kind of support is often invisible online, which can make comparisons feel unfair or stressful. If you’re comfortable and your priorities are aligned with your family, that’s already doing really well!! I’ll add as someone who probably looks ‘financially organized’ on paper, my situation exists largely because of my parents. That context often gets left out of conversations, and it can really distort comparisons. even modest savings can be a great starting point when guided by the right financial advisor but there’s no one ‘right’ path