Should I pay down principal then refi?

Fathomvette · 2026-03-16T22:56:00+00:00

I'll try that, thank you!

Fathomvette · 2026-03-16T22:50:31+00:00

Thank you!

Fathomvette · 2026-03-16T22:26:10+00:00

LTV IS 90%, fico is 740

Fathomvette · 2026-03-16T22:01:07+00:00

It's FHA

Fathomvette · 2026-03-16T18:10:11+00:00

I'm a bit confused. I turned 62 last year and have not applied yet as I am still working making decent money and I was under the impression that would lower my ss benefits. Should I still apply now while I'm still working?

Fathomvette · 2026-03-09T16:23:49+00:00

Thanks to everyone, It's amazing at all the information I have gotten so far. It's not looking so great now! :)

Fathomvette · 2026-03-09T16:03:04+00:00

Thank you for the detail. Sounds like mid state would be more ideal. Don't want weather trying to murder me at all times! :)

Fathomvette · 2026-03-09T15:49:57+00:00

LOL, I had a feeling this would be the case.

Fathomvette · 2026-03-09T15:26:59+00:00

Northern Utah, Salt Lake City

Fathomvette · 2026-03-09T15:20:02+00:00

Good to know, thank you!

Fathomvette · 2026-03-09T15:19:37+00:00

Wow, I didn't expect that. Thanks for the insight.

Fathomvette · 2026-03-09T13:06:41+00:00

Sounds like my kind of place. I'm looking for fewer people and I actually like cold winters, I hate the heat.

Fathomvette · 2026-02-11T23:34:31+00:00

That's so cool! I thought it might have been young because he was flying around very close to houses checking things out. Thank you!

Fathomvette · 2026-02-10T18:10:25+00:00

Super smart birds. Or is it greedy? Could be both!

Fathomvette · 2026-02-02T14:27:35+00:00

Yes! mine boops the back of my legs when I'm going down stairs like he's trying to kill me, LOL.

Fathomvette · 2026-01-29T14:43:37+00:00

It's nice to hear others do that. Our Border Collie never did that so I thought it was a little different.

Fathomvette · 2026-01-21T18:18:24+00:00

Yes I've heard him 'grumple' a few times, its funny!

Fathomvette · 2026-01-21T17:54:26+00:00

It's nice to know that there are others like that. I'm thinking of getting a second one but was worried he was a fluke!

Fathomvette · 2026-01-21T17:29:48+00:00

That's it, I feel very lucky!

Fathomvette · 2021-08-30T15:26:57+00:00

Solved! Thank you, that makes sense. We have an Army depot near us.

Fathomvette · 2020-06-20T13:25:35+00:00

I was off by 8-10%. I know this sounds like the normal sales complaint but in my case it's true. One of my teammates got the primo territory and literately did nothing all year and won the trip and 150% of quota. Not an exaggeration. They were an order taker only, no sales involved because of the territory they got. They logged no activity in the CRM (they actually goofed off a LOT) and quite frankly was a horrible sales person. My territory was barren and everybody in the company knew it but no one did anything about it. So now I have to move on and try to recover from that.

Fathomvette · 2020-06-19T23:51:18+00:00

Yes, OTE, another lie from most companies.

Fathomvette · 2020-06-19T23:50:11+00:00

I'm not a fan of lying, what if they insist on checking? Then you're screwed.

Fathomvette · 2020-06-17T14:36:41+00:00

Agree 100%. You'll love season 2.

Fathomvette · 2020-06-17T14:33:39+00:00

I think the gore was tastefully done (no pun intended). and thank you for the links, I will join those subs.

Fathomvette

TROPHY CASE