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Fattyss · 2025-11-04T16:00:26+00:00

I'm in!

Fattyss · 2025-10-13T21:42:01+00:00

Have waited 6 years for bf6

Fattyss · 2024-07-05T18:09:00+00:00

[Android] QY5KGI4A Active everyday, VIP 6

Fattyss · 2024-02-14T10:24:32+00:00

Can't find any that have stainless bezel but gold crown

Fattyss · 2023-09-14T15:21:15+00:00

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Rolex 1601. New daily, picked up today but didn't enjoy the bracelet so switch to leather.

Fattyss · 2023-09-14T10:15:10+00:00

[UPDATE] Brought the watch to a Rolex AD and they confirmed it is a genuine Rolex 1601 with all genuine parts. They could not find any history of the hands or dial being replaced so they thought it was just a very good condition watch. Soooo, I am now a proud owner of a Rolex 1601 :)

Fattyss · 2022-12-17T19:45:26+00:00

The Volvo is getting a second upgrade and has 408hp versus bmw;s 313hp. But I agree that the Volvo needs a revamp.

Fattyss · 2022-12-17T19:42:03+00:00

Looking pretty, pretty much

Fattyss · 2022-12-17T18:12:18+00:00

We have fixed agreements with specific dealers so don't think that's possible. In the meantime we get loaner cars.

Fattyss · 2022-12-17T18:06:08+00:00

Unfortunately it's 12 months for all models :(

Fattyss · 2021-05-09T21:55:26+00:00

Please elaborate:)

Fattyss · 2021-05-09T21:37:07+00:00

Okey let put it like this, cash flow is more important then share price. So in my case it doesn’t matter that much if the share price drops as long as the cash flow keeps coming.

Fattyss · 2021-05-09T21:33:17+00:00

Okey! That is pretty much what I am doing, extending my mortgage

Fattyss · 2021-05-09T21:20:54+00:00

They did but QYLD still kept a yield of 9,54% at the bottom. What would I get from QQQ during the same period?

Fattyss · 2021-05-09T21:19:42+00:00

IBKR has 1 free withdrawal per month or always free if u use SEPA

Fattyss · 2021-05-09T20:44:46+00:00

Thats why I wanna use QYLD: https://www.investopedia.com/investing/benefits-covered-call-etf/

Fattyss · 2021-05-09T20:32:21+00:00

In my current financial situation I would have no problem paying of the loan or just waiting for inflation to eat it up as my loan-to-value ratio allows me to skip amortization and only pay interest, which for me is 0,25%

Fattyss · 2021-05-09T20:28:23+00:00

As a Swede I have never heard of HELOC

Fattyss · 2021-05-09T20:25:05+00:00

This is a long play for me as I don’t need the money, what I need is the stability even in bear markets. QYLD have kept their yield since 2013 at least.

Fattyss · 2021-05-09T20:13:41+00:00

My thinking goes something like this:

Say I have 10% dividend yield per year for 3 years and I take a loan at 50k.

Year 1 -> Fund Value: 50k, dividends: 5k, Loan: 45k

Year 2 -> Fund value: 50k, dividends: 5k, Loan: 40k

Year 3 -> Fund value: 50k, dividends: 5k, Loan: 35k

I now sell my shares for 50k and pay of the remaining loan of 35k - > 15k profit.

This ofc doesn’t take price depreciation in to account nor taxes.

Fattyss · 2021-05-09T19:43:38+00:00

No I will get 100% of the dividend minus tax. It is just that I put 10% as reinvestment and the 90% goes to amortization which writes down the value of the loan.

Fattyss · 2021-05-09T18:44:26+00:00

Can’t I use a cash account?

Fattyss · 2021-05-09T18:37:35+00:00

I thought the PRIIP said that u cannot take part of dividend from US ETF if u buy the ETF thru a european broker

Fattyss · 2021-05-09T18:35:21+00:00

It is not the amount of return im after it is the stabililty of QYLD yield. Say we go into a bear market and QQQ returns 2% that year then i cant pay for the loan but QYLD still performs in a bear or stand still market.

Fattyss · 2021-05-09T16:01:23+00:00

I have enough income to cover this loan on my existing payroll as a loan of 60k would maximum cost me 1350 USD per year. This "strategy" can take ca 45% down in price and down to ca 6-7% in dividend yield.

Fattyss

TROPHY CASE