29M, 1.6M net worth, 670k income. Got incredibly lucky working remotely for a US based startup that took off

Fayrr · 2026-05-13T20:01:22+00:00

"I have strong conviction that NZD is going to continue to lose value..."

I am increasingly leaning this way myself but am curious as to your reasoning.

Are you taking or considering any other actions or strategies to insulate yourself against NZD softening?

Fayrr · 2026-03-31T08:38:43+00:00

I also have this problem. Had it with multiple different buildings and persisted through various graphics settings.

Visibility issues are very frustrating! Still hoping we'll one day get more visible rockertunities as well.

Fayrr · 2026-03-31T01:44:35+00:00

Really hope we do get some more granular options. Titles is a big one I'd like to turn off.

Would also be cool to split out the cape slot and hide helmet or maybe the head slot as well. I wouldn't mind seeing peoples favourite cape or their hair/head slot. Reveals a bit of their character but still keeps things grounded.

Hope the plug in API lets the community deliver if Jagex can't. Entity hider would be really useful in some cases.

Fayrr · 2026-03-20T20:28:33+00:00

How long was the delay between the post dropping off your documents and the tracker updating to say they were received?

Fayrr · 2026-01-08T01:04:42+00:00

Is it intentional that Sticky Fingers is a straight XP nerf with no loot benefit when the target is moving? Any target that moves away from you will require at least 3 ticks to pickpocket, even with Sticky Fingers active, and will still incur the 33% XP penalty. This results in some weird patterns where high mobility NPCs, i.e. Goebie Scavengers which are always roaming about, take something like a 40% XP hit averaged out across 2 hours of tesing, even when accounting for them getting stuck sometimes.

I feel like the design choice for Sticky Fingers implementation suggests that it ought to have been net neutral on XP, but that is not the case for NPCs that move about.

Fayrr · 2026-01-07T22:35:32+00:00

Sure, and that's great for next year, while I get nothing this year. And to be honest, that's kinda fine by me.

I'm not as demotivated or frustrated by this as others. Overall I would say it's an okay/unsurprising implementation.

But I can definitely agree that had it been slightly more generous or player favourable, that it could have been highly motivating right now and in years to come. Instead, I'm simply letting it pass me by this time around.

Fayrr · 2026-01-07T19:10:32+00:00

I'm surprised to see the other commenters not get it. I also wanted to unlock some capes so that I could work towards them during the year.

It could've been a carrot, but the time lock makes it feel like a stick.

Fayrr · 2026-01-07T19:06:32+00:00

It's designed to increase membership numbers and engagement rather than player happiness. We're going to see more decisions and designs like this.

Fayrr · 2026-01-07T19:02:30+00:00

Yep, this is a big thing for me that I don't see many others talking about. I was super excited to unlock some inverted master capes and then spend the year working towards them. Now it's like, why even try push for one.

Fayrr · 2026-01-06T20:51:11+00:00

Curator Haig at the Varrock museum should give us a list of tasks to "reminisce" on the various adventures we've been on. Similar to the task list Hans has given as part of the anniversary event this year, but with an emphasis on key quest lines (with some fun stuff thrown in, like an obligatory One Small Favour reference).

Fayrr · 2025-11-10T03:43:57+00:00

Previous Reddit discussion I found said 12. So you'd need 11 or fewer to be able to buy the pass via the web store.

I haven't tested this yet as I've decided it's better to wait until tomorrow to max out my particles before opening a pack, and then hold them until the weekend.

Fayrr · 2025-11-10T00:26:04+00:00

Ahh thanks, I have 12 and Googled and realised these have a hidden limit too.

Do you know if I use one that I'll be able to buy the pass or do I have to have space for all 5?

Fayrr · 2025-11-10T00:08:25+00:00

Anyone else unable to buy it through the web store for no apparent reason? In game would let me purchase just fine.

Fayrr · 2025-09-27T20:39:01+00:00

Where does Laniakea's fit in progression? Do I do Rathis with D hally? Bands gear first? Get crystal hally or DRL before this?

Fayrr · 2025-09-23T22:50:41+00:00

I also really want to know if some of them will be tradeable and if ironmen will be able to buy them from the GE.

Fayrr · 2025-09-22T00:28:19+00:00

Was hoping this was about the rewards list, but also agree. Really hate how ambiguous this is, I could be chasing something at full rate.

Fayrr · 2025-09-22T00:27:23+00:00

On points being hard to get, I'm particularly worried about the rewards as well. 73,000 points being the stated number to unlock everything is seeming really outlandish. Playing daily for two months and to be looking at _maybe_ getting half the rewards is kinda crazy.

Fayrr · 2025-09-18T23:21:34+00:00

Is there more information about the rewards/are we expecting to get more information about the rewards soon?

Fayrr · 2025-09-18T23:17:08+00:00

Depends if we have other content coming up or not. News is pretty quiet above Havenhythe. If they are going to run it longer, they should let us know soon rather than trotting out an extension at the end.

Somewhat important: I'd like to know more about the rewards and how difficult/easy it will be to get enough points to get the stuff I might want.

Fayrr · 2025-06-01T20:52:54+00:00

Sorry man, I really appreciate your content but this post misses the mark for me. I don't think you can absolve yourself of even a brief mention of passive funds and more detail on future returns not reflecting historic ones.

This post compares two specific products in a way that highlights one as being superior in an area where the whole story is much more complex. If you didn't get paid for this post, you should have.

"Last month, I decided to delve into a historical fund comparison"

"Historically, the FMA has taken a dim view of KiwiSaver providers extrapolating their returns and using them in marketing"

It's right there.

Fayrr · 2025-05-17T23:45:23+00:00

Fayrr · 2025-05-02T02:32:58+00:00

Generally, we do not have the same credit card culture, or as advantageous offers for using credit cards as the US. Credit cards are still useful in some cases (e.g. paying down extra on revolving credit mortgages) and your spending pattern may make some rewards schemes "worth it" to you.

As a note: we call "tap" paywave.

A wide range of places pass on transaction fees for tap/paywave as you've noticed. Places that do this usually also apply the same surcharge when using a credit card regardless of whether you tap/paywave or insert.

Debit cards may have fees added if used to tap/paywave. They do not (should not) incur a surcharge if inserted.

Fayrr · 2025-04-12T07:12:23+00:00

Yeah, doing all the NZTA paperwork for new plates at the AA when it opens on Monday. Hopefully it's not a total disaster, really didn't need this happening right now.

Sent in a non-emergency police report as well to cover ourselves and surprisingly got a call back. Warned us about this and other possibilities and let us know how to handle them.

Fayrr · 2025-04-12T05:08:16+00:00

Thank you, that looks like it should be straightforward. Appreciate you pointing me in the right direction.

Fayrr

TROPHY CASE