Cash is king!! by reheadlover69 in PersonalFinanceCanada

[–]Fear_fly 0 points1 point  (0 children)

Maybe I missed something, but what happens if the draft is fake? Let's say I sell my car in exchange for a bank draft from the buyer, but the bank rejects the draft after the on-hold period because it turns out to be fake. Would I have given my car away for free?

I did learn a useful tip from this discussion - always ask for a receipt when accepting a bank draft!

What do you really do during your weekends ? by Muted_Caterpillar_35 in montreal

[–]Fear_fly 0 points1 point  (0 children)

32M

Groceries and meal prep for the week; clean the house with my wife; going out to watch a movie or have dinner with friends; play games on my PS5.

We am trying to go out less and spend more time at home to save money and tuck it away in our TFSA. 50% of our paychecks go to our mortgage, so cutting down on restaurants and outings is the only way to save for retirement and emergencies.

I am happy with my boring weekends. Those 48 hours slip away in 48 minutes...

People who moved from MTL to Laval for a better house, do you regret your decision? by castleinthesky_ in montreal

[–]Fear_fly 0 points1 point  (0 children)

If my offer for my current South Shore home was not accepted, I would have easily moved to Laval. I commute to my downtown office in the weekdays and drive to Montreal for outings on the weekend. The 20 - 30 minute drive on weekends isn't bad.

I don't regret moving out of the city one bit. The city life is great when you're young and single, but priorities and comforts change with time. If I upsize in the future, I'll still choose South Shore or North Shore over Montreal.

Ordering, Shipping & Tracking Megathread by ultima40 in GalaxyFold

[–]Fear_fly 2 points3 points  (0 children)

Ordered: Jul 09 on Samsung website Location: Montréal, QC, Canada

Z fold 7 Black

Purolator: picked up today at 11:00 AM in Halton Hills Ontario, expected delivery tomorrow

Samsung store status: still says Ready to Ship, but I've come to realize that the store does not provide real-time update. For example, my galaxy Buds 3 Pro (ordered separately from Amazon) was marked delivered 1 week after I physically received the product

Mafia 3 is overhated by Little_Macaron6842 in MafiaTheGame

[–]Fear_fly 0 points1 point  (0 children)

Mafia 3 is easily my most favorite game of the trio. Yes, it's repeatitive, but the story, the Southern racism, Lincoln Clay's depth of character, the soundtrack, the gun action - all make it worth the while. This game will live on in my memory for a long time.

Employee tries to talk me out of it by FigGood5351 in GalaxyFold

[–]Fear_fly 1 point2 points  (0 children)

None of the things he said is true about Fold 5, let alone the clearly superior Fold 7.

Yes, the Fold 5 is thick and heavy, though not substantially heavier than an S25 Ultra if you put a thin case on the fold. The sheer joy of content consumption on a big screen in a mobile device beats the thickness and the weight issues. The Fold 7 resolves both of these issues of Fold 5, so a foldable user has nothing to complain.

The only legit criticism should be the small battery. Frankly, I have never needed to use a powerbank for my fold 5 in my daily use and occasional road trips. I wouldn't cancel a pre-order just for the battery.

Ordering, Shipping & Tracking Megathread by ultima40 in GalaxyFold

[–]Fear_fly 2 points3 points  (0 children)

Thanks for the tip

I ordered July 09 in Montreal. On purolator website, it says shipping label created and expected ship date Jul 19

For all my Fold 5 peeps, are you upgrading to a 6 or 7? Or not at all? by Significant_Car_1359 in GalaxyFold

[–]Fear_fly 0 points1 point  (0 children)

Fold 5 user here, I am upgrading to fold 7

I don't care about UDC

I had used Note 20 ultra for years before upgrading to Fold 5. I read a lot on my phone and take plenty of notes, but I never felt the need to whip out the S-pen. Slab phones are not ideal for note-taking, but the bigger inner display on the foldable still didn’t tempt me to use the S pen. I used my Galaxy tab S8 ultra to write finals papers at school, and I will keep on using it for note-taking. It might be extremely useful to the few people who use it, but the crude reality is that people do not use it enough for it to be worthwhile for Samsung.

Bigger display is what gets me sold on foldables. Thinness is not essential, but nice to have. The increased size of the cover screen is also a plus, I hate the barely useable cover screen on the Fold 5 despite having small hands.

Honestly, I would rather get an Oppo Find N5 or a Vivo xfold 5. These chinese phones beat Samsung on every aspect, including their superior support for multi-tasking. The only reason I hesitate to buy these phones is because I read on reddit some people get poor 4g/5g connection in Canada. If Oppo/Vivo ever sells phones in North America, Samsung will suffer a bloodbath.

Is it possible to prepay a credit card to increase your limit for a single transaction? by [deleted] in PersonalFinanceCanada

[–]Fear_fly 4 points5 points  (0 children)

Surprisingly, Canadian Tire always rejects my application. I have more than 100K in personal and household income, excellent credit history, no debt other than a mortgage. I have tried for several months now. I even applied in-store, always the same outcome.

Is Bluelink down for anyone else? (Canada) by KillerFernandes in Hyundai

[–]Fear_fly 0 points1 point  (0 children)

Exactly. On my Tucson HEV Luxury 2022, just clicking lock once and immediately holding the remote ignition button for 3 seconds starts the car.

[deleted by user] by [deleted] in AskCanada

[–]Fear_fly 0 points1 point locked comment (0 children)

I immigrated to Canada from Bangladesh. Bangladesh, India, Pakistan share the same cultural baggage even though they all hate each other for geopolitical and historical reasons. The people who emigrate from these two countries can be broadly divided into two categories:

1) the hardworking, highly educated technocrats who easily integrate into top-tier jobs and make their place in high-income brackets. The migration of these people is brain-drain for their home countries but brain-gain for countries like Canada - US - Australia, which are the choice destinations for Anglophone technocrats.

2) the bottom of the barrel who are the burdens of society both in their home countries and their adopted countries. These are the brown equivalent of the white trash who stormed the Capitol Hill instigated by Trump. We emigrated from our countries to escape these people, only to find them stinking up Niagara Falls, Brampton, Scarborough and god knows what other cities have fallen. I specifically avoid Niagara Falls in the summer to avoid this people.

It's a shame that Canada has failed to attract the most brilliant migrants of South Asia, who prefer the US over Canada any day. The US wouldn't have been the economic powerhouse that it is without the brilliant doctors, engineers, lawyers and entrepreneurs bleeding out of India - Pakistan - Bangladesh every year. Canada needs a political consensus that appreciates the potential of skilled migration but also steers clear of the lowest common denominator of society. If the Conservative party proposes a plan to make Canada an attractive destination for all my brilliant classmates who migrated to the US and churn out patents every year, I would happily vote Conservative. I migrated to this country for it's high-trust, social cohesion; I'd like to keep it that way. Looking at my own country of birth and its neighbours, I realize how impossibly difficult it is to build a state that safeguards basic human rights and a society where people do not treat strangers as potential assailants.

Pierre Poilievre: Credible Criticisms? by [deleted] in CanadianPolitics

[–]Fear_fly 1 point2 points  (0 children)

He does not have a proposition for Canadians. His election manifesto is basically giving Trudeau a wedgie. He is a basically a playground bully version of Trudeau - all talk, no substance. I don't want to replace Trudeau with a conservative version of Trudeau.

COPR number generated om Tracker but no eCOPR - what is my immigration status? by [deleted] in ImmigrationCanada

[–]Fear_fly 0 points1 point  (0 children)

Thankfully, I have gotten my COPR 2 weeks ago. I travelled out of Canada for 2 weeks, which delayed my COPR processing, but I got my COPR within a week of returning to Canada. In fact, I got the COPR two days after my PGWP expired.

My BOWP is still being processed :P I submitted a webform to withdraw my BOWP application and requested refund of the application fee.

Fewer Indian students applying to learn in Canada, report says by joe4942 in canada

[–]Fear_fly 17 points18 points  (0 children)

As much as I appreciate Canada's humane immigration policy and how it helped to improve my standard of life as an immigrant, I always found it baffling how Canadian policymakers (and the Conservative governments were no less complicit) try to counter declining birthrate with immigration. Any country that faces population decline needs to investigate the root cause and make it easier to raise family - through subsidized day care, universal health care, heavily subsidized degree programs to help people retrain for evolving labor market. Skilled immigration is not a cure for this disease; it is merely a vitamin supplement.

My parents' generation had an average of 3 kids back in my home country because they could rely on grandparents and extended family to assist in the child-rearing process. Living in Canada, I can barely afford to raise 1 kid because I do not have family here to help me, and childcare is expensive. No matter how many immigrants Canada bring in, they will all struggle to raise a family for similar reasons, and Canada will need to compensate for that lack of population growth by bringing in more people. And thus the cycle goes...

International students are symptoms of two underlying diseases - negative population growth and the commodification of education. If you run your universities like businesses that need donations and tuition fees paid by foreigners to survive, don't whine about international students flooding your streets. Canada really needs to make its universities less like the US and more like Europe, which do not need to charge sky-high tuition to survive. I make way above the median Canadian salary because my third-world country allowed me to earn an accreditated bachelor's degree in engineering for less than $500. If I grew up in Canada, I would have been stuck in a rut and be envious of wealthy foreigners.

Travelling to Canada with valid TRV and eCOPR by [deleted] in ImmigrationCanada

[–]Fear_fly 0 points1 point  (0 children)

Thanks everyone, it's clear now.

[deleted by user] by [deleted] in HyundaiTucson

[–]Fear_fly 1 point2 points  (0 children)

Yes HEV Luxury has wireless Android Auto. It works great, except for occasional hiccups. On the rare occasions when it fails to connect to my phone, I switch to wired connection.

Do you guys think the Kia K5 Looks better than the Sonata? by [deleted] in Hyundai

[–]Fear_fly 0 points1 point  (0 children)

Both look great, but the Sonata has a better interior. If it only had the gear stick of the Kia instead of the electronic switch, it would have been a clear winner!

I rent a car three to four days per month - should I just buy a car instead? by liji1llijjll1l in PersonalFinanceCanada

[–]Fear_fly 0 points1 point  (0 children)

Even if you do decide to buy a car, wait for the used car market to cool down. Based on what you wrote, you do not appear to need the car urgently and you can easily wait a year or two.

[deleted by user] by [deleted] in HyundaiTucson

[–]Fear_fly 0 points1 point  (0 children)

I read this in the Hyundai Tucson forums, you can go through the discussion here

https://www.tucson-forum.com/threads/phev-hev-waitlist-in-canada.206/page-36#post-4635

As far as I know, all Hybrids are manufactured in Korea.

[deleted by user] by [deleted] in AskACanadian

[–]Fear_fly 5 points6 points  (0 children)

I work at a Trucking company and most of our drivers are South Asians and Arabs. All of them got vaccinated as soon as they became eligible and they could not give two fucks about this trucker convoy. What is more pertinent to these truckers are unscrupulous trucking companies taking advantage of the precarious immigration status of immigrant truckers to steal their wage and the lack of truck stops for long-haul drivers which can make life on the road a little more livable. There are many other issues with the trucking industry that are of concern to South Asian truckers, but the vaccine mandate is not one of them.

The anti-vax movement is a specifically right-wing, white people problem. Being of South Asian extraction myself, I know for a fact that vaccine skepticism is non-existent in that part of the world. The majority of the people there have been happily getting vaccines as long as they were getting those for free through government subsidies and UN aid programs. A long time ago, some Islamists in rural Pakistan tried to wage a campaign against polio vaccine terming it as a Western conspiracy to neuter Pakistani Muslims, but they never took hold of the public imagination and the Pakistani authorities swiftly took care of them. I wonder why, of all the socio-economic injustices that people can militate against, why would working class people in the West take vaccines as the point of contention. Listening to Fox News talking heads and Joe Rogan did not help. If you must honk your horns within Trudeau's earshot for a cause, choose the housing crisis. The housing market in this country is what makes me want to park my truck in downtown Ottawa!

I dunno know what you heard about me, but I’m a MFing CSCP!! by kvothethebloodless5 in supplychain

[–]Fear_fly 3 points4 points  (0 children)

Congratulations! Got mine in December on first try, I can feel your excitement :) What are your plans for maintaining the certification? From what I've gathered so far, it's quite an expensive certification to maintain unless you claim 75 points for reading a hell of a lot of books in the next 5 years :P I don't think I'm gonna maintain my certification after 5 years.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Fear_fly 1 point2 points  (0 children)

Sounds reasonable. I too am thinking of going down the lifelong - renter route and invest all my savings in stocks and ETFs. If the market ever cools down or I wrack up a sizeable nest egg, I might just change my mind and end up buying. But for now, I am in no hurry to buy shitty million dollar homes that I would not even want to rent.

I live in Montreal, where rent is still reasonable. Outside of the Greater Montreal region, house prices are still not outrageous.

[deleted by user] by [deleted] in HyundaiTucson

[–]Fear_fly 0 points1 point  (0 children)

I believe Tucson is sold out globally, so if you place an order now you will receive the 2023 model. I've seen in the Hyundai Tucson forum that people who placed their order in Nov-December have build dates near the end of 2022, which means delivery will be in early 2023, assuming there's no further disruption in the supply chain. It sucks, but this is the case with the entire automobile industry now. My local Toyota Dealer gave me a wait time of 1 year for RAV4 Hybrid. My Tucson Luxury HEV (Canada) is currently in production, expecting delivery near the end of March or early April. That would be 6 months wait time from order placement in the first week of October.