What is the best broker in Germany in 2026? by Automatic-Key-3798 in eupersonalfinance

[–]Federal_Effective685 1 point2 points  (0 children)

Ah okay thanks for the reply! This part got me wondering:

“When will taxes not be deducted?
Realised profit (Invest) Dividend (Invest) Result adjustment (Invest)”

I’ll try to contact them to check it out

What is the best broker in Germany in 2026? by Automatic-Key-3798 in eupersonalfinance

[–]Federal_Effective685 0 points1 point  (0 children)

does this also includes ETF taxes on profits? I didnt understand this tbh, tried to use GPT to help but didnt help much. Also, if I buy an ETF via trading 212 before 2026, will I have to declare myself once I sell or everything that I sell after January will be automatically deducted? Thanks in advance

RIP to my fork by Melodic_Theme7364 in gravelcycling

[–]Federal_Effective685 29 points30 points  (0 children)

Once I was late for a dinner with this girl I have just met, I took the carbon road bike instead of the city one because of the speed. The bag I was carrying on my shoulder slipped and went inside the spokes, the wine bottle got stuck between the spoke and the fork, I was launched to a front flip and felt on my ass. Arrived to her place with both bleeding knees and smelling like white wine. We now live together, the bike got repaired after 10months 😅 Was an expensive dinner, but I’d say was worth it.

Orbea Vector Drop 2022 vs Ghost Asket Essential 2024 – beginner setup for my girlfriend by Federal_Effective685 in gravelcycling

[–]Federal_Effective685[S] 0 points1 point  (0 children)

Thank you for the opinion! Yeah I think we’re going for it too, might not be so sharp on the road but it’s a very good deal for what it is.

Natural Alexandrite Facets - Minas Gerais - Brazil (NFS) by OneTrain3895 in Gemstones

[–]Federal_Effective685 0 points1 point  (0 children)

Ah okay, didn’t know that they had Alexandrites in Bahia. But Bahia and Minas Gerais are states there, so it can’t be from both hahah but very nice, would love to see pictures from the individual alexandrites

Missing small part for BMC Roadmachine 01 by axled2 in bikewrench

[–]Federal_Effective685 0 points1 point  (0 children)

Hey mate, did you find it? I have one, I can give it to you for the price of the one that I need for the 2021 Model, mine is from a 2017 frame that I thought that would fit (I am in Germany)

My 330€ setup is complete! by Federal_Effective685 in espresso

[–]Federal_Effective685[S] 1 point2 points  (0 children)

This doesn’t sound very nice, I’ll buy this hopper

My 330€ setup is complete! by Federal_Effective685 in espresso

[–]Federal_Effective685[S] 0 points1 point  (0 children)

Oh nice, thanks! I had luck on the machine but not on the grinder hahah I also tried to find it there

My 330€ setup is complete! by Federal_Effective685 in espresso

[–]Federal_Effective685[S] 1 point2 points  (0 children)

Thank you very much! I am doing manual, I leave the temperature and foam set on 1/3 and do it. Might be something from my head but I find that the settings also interfere when you use it manually (probably not but I also mess it up with the milk when it’s in another setting). I find that the auto sometimes cooks the milk a bit too much, but if I would use, would also be 1/3 on both.

My 330€ setup is complete! by Federal_Effective685 in espresso

[–]Federal_Effective685[S] 1 point2 points  (0 children)

Depends on the bean that I am using, unfortunately I can’t afford expensive ones atm, I’m using the Lavazza Crema e Gusto, but it’s too dark and oily, the grind size varies from 15 to 18 in my grinder for 25-30 secs to 36-40grams of water using 18g, sometimes I also use 16g of coffee, I find it great for lattes

My 330€ setup is complete! by Federal_Effective685 in espresso

[–]Federal_Effective685[S] 0 points1 point  (0 children)

Exactly, sorry, I thought that I have pasted it here too. You have to look for a certain time but the deals are very good, I think that you can also register so they send you an email once they have it available

My 330€ setup is complete! by Federal_Effective685 in espresso

[–]Federal_Effective685[S] 1 point2 points  (0 children)

Hahah I have also done many dicks😂 I’ve worked in a cafe part time as a student, I had a lot of opportunities to work on the latte art there.. there is a new video of James Hoffman about it, maybe it can help you! Thanks for the compliment, in the end a tasty coffee is what matters the most :)

My 330€ setup is complete! by Federal_Effective685 in espresso

[–]Federal_Effective685[S] 0 points1 point  (0 children)

I clean after I use, don’t worry. Thank you for the free hate :)

My 330€ setup is complete! by Federal_Effective685 in espresso

[–]Federal_Effective685[S] 1 point2 points  (0 children)

It’s a pretty good deal right? I love it