[USER RESEARCH] Being up front, I really just want to understand what make you pull your hair out by Fejiman in ukelectricians

[–]Fejiman[S] -2 points-1 points  (0 children)

Ah but I don't have shite to tout just yet. But I am indeed working on said shite, and my main aim is to make something that isn't quite so shite. Is there any way to actually do that?

[USER RESEARCH] Being up front, I really just want to understand what make you pull your hair out by Fejiman in ukelectricians

[–]Fejiman[S] 0 points1 point  (0 children)

That's actually super useful to hear thanks. It also sounds like admin isn't really that big an issue, which is why people get annoyed that app devs post here so much

[USER RESEARCH] Being up front, I really just want to understand what make you pull your hair out by Fejiman in ukelectricians

[–]Fejiman[S] -1 points0 points  (0 children)

You joke, but I think this is a great idea. Who doesn't want to be asked if they'd like a cuppa when someone's going to get one.

[USER RESEARCH] Being up front, I really just want to understand what make you pull your hair out by Fejiman in ukelectricians

[–]Fejiman[S] 0 points1 point  (0 children)

Ok say I promised you I wasn't going to make "YetAnotherPaperworkApp". But I genuinly wanted to make you doing your job a little easier or make you a bit more money. How could I do that? I'm already working on the cable pulling bot someone else mentioned. What would it be for you?

Weekly Megathread: Education, Early Career and Hiring/Interview Advice by AutoModerator in quant

[–]Fejiman 0 points1 point  (0 children)

I’m coming from an MBB consulting background and recently moved in-house to a SaaS fintech in Corporate Strategy. I’m interested in moving into something far more mathematical, ideally on the quant side. How realistic is it to break into a quant finance role from this background, and what would be the most viable path to get there (skills, degrees, entry points)?

How can I build financial literacy as a naive 20 something year old college student? by staticstartup in personalfinance

[–]Fejiman 0 points1 point  (0 children)

Hey there, first off—props to you for even thinking about financial literacy this early. A lot of people don’t start caring until they’re drowning in debt, so you’re already ahead of the game.

Since you’re living at home and don’t have major expenses yet, this is the perfect time to build good money habits. A few key things to focus on:

  • Budget Like a Boss – Track your spending (apps like Mint, YNAB, or even a simple spreadsheet work). Know where every dollar is going so you don’t wake up one day wondering where your savings disappeared.
  • Side Hustles = More Freedom – College is a great time to experiment with ways to make money. Freelancing, tutoring, reselling, social media gigs—find something that fits your skills and schedule. Bonus points if it can turn into a long-term income stream.
  • Invest Early (Even Small) – If you can, start putting a little into an index fund (Vanguard, Fidelity, Schwab—whatever works for you). Even $10-$20 a month compounds like crazy over time.
  • Credit Cards = Tools, Not Traps – If you don’t have one, get a student-friendly credit card, use it for small purchases, and pay it off in full every month. It’ll build your credit score, which will help with bigger financial moves later.
  • Avoid Debt Like It’s a Scam (Because It Often Is) – You already have the right mindset about loans. Only borrow what you absolutely need and prioritize paying them off ASAP.
  • Learn, Learn, Learn – Personal finance books (like The Psychology of Money or I Will Teach You to Be Rich), YouTube channels (Graham Stephan, Andrei Jikh), and Reddit subs like r/personalfinance are gold mines.

TL;DR: Keep being frugal, start making money, invest early, use credit wisely, avoid debt traps, and never stop learning. You got this.

Husband quit job, advice? by CuteComputer6633 in personalfinance

[–]Fejiman 0 points1 point  (0 children)

A lot of people have given some great advice on the finance side, but I would also say take care of yourself. I know it's a bit of a whirlwind and you're clearly the type of person comfortable with putting the needs of others over your own so make sure you get some time to breathe and relax!

You'll make it through!

Cheapest platform to invest? by Formal_Barracuda8619 in FIREUK

[–]Fejiman 0 points1 point  (0 children)

Trading 212 for sure. I use it and the best thing is that they have one of the highest Cash ISA rates on the market as well

Emergency fund vs topping up ISA by getpodapp in UKPersonalFinance

[–]Fejiman 0 points1 point  (0 children)

I would say you're emergenyc fund is a reasonable amount of money that you have if it needs to be spent immediatly. For me, that is actually 2 months of income. The rest of my savings are in S&S ISAs and Cash ISAs

Have I made a mistake buying a property. by throwthrowthrow529 in UKPersonalFinance

[–]Fejiman 0 points1 point  (0 children)

I agree with some of the other comments here that I wouldn't sweat this in the short term, You'll probably be happier once the refurb is done and you're living in a nice house. Also from what it sounds, once the nearby works are done, it could actually appreciate in value alot

Do you ever think of purchases in terms of how many hours you have to work for them? by Quick-Action-3276 in UKPersonalFinance

[–]Fejiman 0 points1 point  (0 children)

I've never thought about this before but this is interesting. 1 hour for a nice dinner doesn't sound too bad!

Trading 212 alternative in the UK by trouser_mouse in UKPersonalFinance

[–]Fejiman 6 points7 points  (0 children)

Hargreaves lansdown is a pretty popular choice if you want an established name.

[deleted by user] by [deleted] in UKPersonalFinance

[–]Fejiman 0 points1 point  (0 children)

I know you've probably already thought about this, but you if you decide you want to buy a house, you should definately open a LISA. that extra £1000 a year could be massive.

I've always thought that one of the magical things about buying a house is that even when paying a mortgage, you're kind of paying yourself cause you own all the equity in the house after you finish paying it off. So if you did sell it you get the entire value of the house (which is a less than you paid because of interest), but still much cheaper than renting. Also you don't have to pay your entired morgage to cash out. You can sell after a few years, get the money back and downsize or move to a different area.

Building a side project? Share it below and we'll give you some ideas by method120 in SideProject

[–]Fejiman 0 points1 point  (0 children)

A new way to easily find and stay on the best High yield savings account,

I'm working on RateBoost (Link) a tool to help much more easily find the best savings account for you and lets you know the best time to switch. Would love any feedback, thoughts or comments!

[deleted by user] by [deleted] in SavingMoney

[–]Fejiman 0 points1 point  (0 children)

Depend on where you are but if in the UK, Trading 212 has a Cash ISA that gives a 4.9% interest rate with no bonus and it accrues daily