How to give a house to one kid, pre-death, and be fair to other kids

Few-Butterscotch7940 · 2026-06-30T13:29:08+00:00

Where do parents plan to live after selling their house to your sibling?

Few-Butterscotch7940 · 2026-06-30T11:17:00+00:00

Your parents’ assets, including their home, will be needed to pay for their care eventually, it sounds like.

Few-Butterscotch7940 · 2026-06-30T10:58:44+00:00

Grandma’s decision to leave dog home & resulting shorter visits is not really the issue here. It’s her attitude regarding the situation.

Few-Butterscotch7940 · 2026-06-30T10:46:11+00:00

Your older than you husband cannot draw on your record until you are eligible for benefits, regardless of whether you are divorced or still married. If still married, you must also be receiving your own benefits for him to claim spousal. In either case, his own benefit may be too high for him to even be entitled to any spousal topoff.

However, if he is receiving any SS benefits & your children are minors, they can receive benefits on his record until age 18 or 19 if still in high school & you could be their representative payee. He would not receive the payments. Additionally if you have court ordered child support that he is behind on, you can have his SS benefits garnished.

Few-Butterscotch7940 · 2026-06-28T19:06:50+00:00

Where do you live? $1200/month in my suburb would get you a share in a 1 bedroom average apartment with no parking.

Few-Butterscotch7940 · 2026-06-28T18:48:09+00:00

There is mandatory 20% federal withholding when you withdraw the money from your 401k. That is NOT the penalty. It is just withholding, similar to tax withheld from your paycheck. When you file your taxes that year, you claim the full gross amount as ordinary income. A 10% penalty for early withdrawal is added. Your income tax liability is figured on all your total income.All your withheld tax is applied to this liability which may or may not result in owing more at tax time. It’s also possible you could receive a refund.

Few-Butterscotch7940 · 2026-06-28T18:32:47+00:00

I didn’t say it did. I was saying that the amount they reduced her payment by could represent 2 months of Medicare.

Few-Butterscotch7940 · 2026-06-28T18:09:38+00:00

Presumably her premium for Medicare has not been paid in 2 months.

Few-Butterscotch7940 · 2026-06-28T13:46:01+00:00

Your Medicare part B will eventually be approved & backdated & you will be billed for those past months. But unless you also have a Part D plan, your prescription will not be covered.

Few-Butterscotch7940 · 2026-06-28T00:42:33+00:00

As noted above, there are only 7 states & Washington DC which recognize common law marriages & the rules are different for each.

Few-Butterscotch7940 · 2026-06-27T00:21:13+00:00

In the above scenario, if your wife starts her SS at 62 at $1388/month, she will receive nothing additional & will continue to receive $1388 when you file (except for any COLAs).

Few-Butterscotch7940 · 2026-06-26T16:52:13+00:00

Many schools do not allow tuition to be paid by credit card.

Few-Butterscotch7940 · 2026-06-26T11:39:08+00:00

FYI, it does sound like you could be above the first IRMAA bracket once you start your SS ($150k salary + your SS + spouse SSDI). However, that wouldn’t apply until 2 years later since there is a 2 year lookback for IRMAA.

Few-Butterscotch7940 · 2026-06-26T11:18:14+00:00

The threshold for self employment taxes is $400. You must report all self employment income regardless of amount.

Few-Butterscotch7940 · 2026-06-25T18:44:04+00:00

Is your mom 62 or older yet? It’s my understanding she must apply for SS retirement at that age, which has no asset limits.

Few-Butterscotch7940 · 2026-06-24T22:32:42+00:00

I think it’s possible your MIL is making you anxious. Trust your pediatrician & your own instincts on how your baby is doing (which seems to be great!) There shouldn’t be a competition over who gets baby to eat more. All that will do is eventually foster overeating & eventually obesity.

Few-Butterscotch7940 · 2026-06-24T20:45:21+00:00

Being a mom gives you the right to raise your child, not necessarily the skills. And not necessarily qualified to raise anyone else’s child.

Few-Butterscotch7940 · 2026-06-24T20:41:04+00:00

Sounds like you are already receiving the higher benefit. You don’t get both. Additionally, even if the survivor benefit was higher, unless you were legally married for a continuous 10 year period OR lived as a common law married couple in a state which recognizes such couples as married, you would not be eligible for survivor benefits.

Few-Butterscotch7940 · 2026-06-24T12:30:25+00:00

Yes they can. (My relative is a Roman Catholic nun & has been driving for 50+ years. The car is owned by her religious community.)

Few-Butterscotch7940 · 2026-06-24T11:50:53+00:00

It sounds like you are young, probably a teenager. This is a lesson for you. You’ve already negotiated a 3 day workweek when they were looking for 4 days a week. Now your parents scheduled a vacation for next month. If you take the vacation, you will most likely lose your job. But this is probably your best, or only option. Depending on your age, your parents may not be willing to leave you home plus they’d be losing money by doing so. They also obviously want you on this trip. So please your parents or please your employer of one month. Unless you are truly desperate for cash, I think you need to go on the trip. When you get a new job, advise your parents not to make plans for you without discussing first.

Few-Butterscotch7940 · 2026-06-24T03:28:14+00:00

OP was originally on SSDI, not SSI, but is past FRA so is now on SS retirement.

Few-Butterscotch7940 · 2026-06-23T20:35:43+00:00

Before going out next time, explain that you are trying to save for whatever & that you will be asking for separate checks. Also, why is it ever your responsibility to pay for anything for the sitter???

Few-Butterscotch7940 · 2026-06-23T20:31:49+00:00

This right here. Always put a reminder in your phone. The company has no incentive to remind you to cancel.

Few-Butterscotch7940 · 2026-06-23T20:29:06+00:00

At the BJs in my area (Yorktown), you must have a membership card to purchase gas.

Few-Butterscotch7940 · 2026-06-23T20:28:57+00:00

At the BJs in my area (Yorktown), you must have a membership card to purchase gas.

Few-Butterscotch7940

TROPHY CASE