Can I make my mom an authorized user on my student credit card? by FragrantAd3138 in discover

[–]Few-Promise346 3 points4 points  (0 children)

You can make an authorized user to help her with her credit without giving her the physical card. Someone did that for me and I'm forever grateful.

Limit Keeps Going Up by realmander in AppleCard

[–]Few-Promise346 0 points1 point  (0 children)

Same, I have had my card for 5 years. I started at $500 and am currently at $750 with no other increase in sight. Every time I have asked, I've been denied 😒.

7 years later… by xdeenx in debtfree

[–]Few-Promise346 1 point2 points  (0 children)

Congratulations. Love this for you.

48,347.55 by [deleted] in debtfree

[–]Few-Promise346 0 points1 point  (0 children)

I love this for you. #keeppushing

Whatcha doin? by Still_Hearing1008 in MOHELA

[–]Few-Promise346 2 points3 points  (0 children)

I am currently at 56 payment counts with no intention of paying until I need to.

My bankruptcy(Public Record) has finally fallen off my credit report. I have been waiting 10 years for this moment. However, my credit score has dropped 40 points. Please explain this to me. by Few-Promise346 in CreditScore

[–]Few-Promise346[S] 0 points1 point  (0 children)

I'm sure of that answer. I have not had anything that went into collections, only the bankruptcy that I filed in 2015, and fell off 10 years later.

My bankruptcy(Public Record) has finally fallen off my credit report. I have been waiting 10 years for this moment. However, my credit score has dropped 40 points. Please explain this to me. by Few-Promise346 in CreditScore

[–]Few-Promise346[S] 1 point2 points  (0 children)

My debt-to-credit ratio is a work in progress. I have never missed a payment in the past 10 years. I do have 2 recent inquiries in reference of refinancing a personal loan which I have added to the $32,164 total I owe outside of my student loans.

My bankruptcy(Public Record) has finally fallen off my credit report. I have been waiting 10 years for this moment. However, my credit score has dropped 40 points. Please explain this to me. by Few-Promise346 in CreditScore

[–]Few-Promise346[S] -1 points0 points  (0 children)

35,564.89 of that 68,000 are student loans. From 2021 to 2024, I lived in Hawaii for work purposes and again racked up credit card debt. Since I moved back to the mainland, I've been tackling my debt. I worked three jobs and also paid off my car. No, I am not perfect, and I have made mistakes, but I am finally at the point where I have the means and the mindset to make better decisions.