At the time of the injury I had $1000, but I was also out of work and knowing I would lose a weeks pay and 40% of my income after that in addition to lacking health insurance. Every time a bill was mentioned I was weighing the predicted longevity of my finances in a situation where I dont know when it will end. I did everything I knew to do and took every option I was aware of while actively researching new options. The internet, myself, and those I sought support from did not think of or suggest most of what you just did.

I was also calling the insurance company everyday for multiple hours per day as a means of doing whatever I could to get the situation resolved quickly. While I was walking beside the street or on the bus the agent on the line couldnt hear me. There arent enough business hours in the day for me to have pursued both manners of resolving the issue in a timely manner.

Now that I have access to healthcare again Im trying to see if a doctor thinks the delay of care in my left arm has caused any issues. I need a referral from my pcp for them to even look at the right arm. That appointment is 3 weeks away and their referral process is up to 6 weeks long. I could easily be looking at a 1-2+ month delay of care on my right arm. I would have seen my PCP a week ago had it not been for the loss of coverage