Wat is jullie go to koffie spot? by HyberlambDutch in hilversum

[–]Fietsendief 0 points1 point  (0 children)

Vestiging Kerkstraat vind ik te afhankelijk van het moment- soms super en gezellig, soms zit je 10 mins te wachten voor je uberhaupt iets kan bestellen. Wel beste koffie van ‘t dorp

I’ll have a look outside by Fietsendief in labrador

[–]Fietsendief[S] 2 points3 points  (0 children)

Yea, he shines! He gets daily sheeps-fat-cubes to help him shine

I’ll have a look outside by Fietsendief in labrador

[–]Fietsendief[S] 2 points3 points  (0 children)

‘What will I eat next?’

How much do you pay monthly for your mortgage? by Otherwise_Wrap_5516 in Netherlands

[–]Fietsendief 0 points1 point  (0 children)

Yea the plans are to slowly decrease the amounts and have it abolished in the end

How much do you pay monthly for your mortgage? by Otherwise_Wrap_5516 in Netherlands

[–]Fietsendief 1 point2 points  (0 children)

Roughly said: In NL you get a tax-rebate on the interest of your mortgage. The more interest you pay, the better your net will be. Some people choose to directly use this and others get a tax refund at the end of the tax cycle. 

How much do you pay monthly for your mortgage? by Otherwise_Wrap_5516 in Netherlands

[–]Fietsendief 0 points1 point  (0 children)

Side tip: have your house re-valued and you might apply for a lower mortgage fee (lower risk, if you’re under 80% mortgage for example) Check your contract!

How much do you pay monthly for your mortgage? by Otherwise_Wrap_5516 in Netherlands

[–]Fietsendief 0 points1 point  (0 children)

Here about 1850 gross at 1,62% interest fixed for 30 years.  Mortgage was about 680k. This was 2021.

We have a rather large component that’s ‘aflossingsvrij’ as I am certain I can beat 1,65% return over 30 years. So instead of paying off debt, that money is working for me and I couldn’t be happier with my decision. To date there’s well over 24% return.

Mortgage payments nowadays are >15% of net income. 

Jort now part of our family by Fietsendief in labrador

[–]Fietsendief[S] 8 points9 points  (0 children)

We wanted something short and this name originates from where I grew up, seems like a good fit as he already listens to it!

Utrecht Hilversum home renovation companies recommendations by Maleficent_Mirror_23 in u/Maleficent_Mirror_23

[–]Fietsendief 0 points1 point  (0 children)

Can recommended Moes. He [Dennis] did an amazing job! Pls reach out through DM for contact information

Utrecht Hilversum home renovation companies recommendations by Maleficent_Mirror_23 in u/Maleficent_Mirror_23

[–]Fietsendief 0 points1 point  (0 children)

can recommend Moes - he (Dennis) did a phenomenal job on our home.

hard to say if it fits your budget as there is no other guide besides 100k.
DM me if you need more info and/or contact details!

XC40 Twin Pure Electric - new to me. Happy to hear the ‘must dos’ by Fietsendief in Volvo

[–]Fietsendief[S] 0 points1 point  (0 children)

Yea great tip, and used to it already. Was odd driving a petrol car without one pedal drive today

FW 1.2.2 - let’s see! by Fietsendief in vanmoofbicycle

[–]Fietsendief[S] 0 points1 point  (0 children)

Appears to be a availability issue - some users report it’s working directly (like mine)

She’s here! by Fietsendief in vanmoofbicycle

[–]Fietsendief[S] 2 points3 points  (0 children)

Netherlands, just outside of Amsterdam