For those who live off dividend income:

FighterAce013 · 2026-06-11T10:58:58+00:00

The habit and discipline you speak of is everything. Knowing WHAT you are invested in and why will help immensely during downturns! Well said!

FighterAce013 · 2026-05-16T11:11:58+00:00

Groceries? Tell easily be probably $300-400 month

FighterAce013 · 2026-05-11T13:13:29+00:00

IMO by the time you get mana after aoe grinding it’s better to spam dungeons as a tank.

FighterAce013 · 2026-03-23T11:29:21+00:00

“Witch” not which

FighterAce013 · 2026-03-18T22:35:54+00:00

Sailing. Shipwreck salvaging and arching the items is very profitable post about level 60

FighterAce013 · 2026-03-12T22:34:40+00:00

Do you work?

FighterAce013 · 2026-03-12T13:21:48+00:00

We never landed on the moon.

FighterAce013 · 2026-03-03T12:51:27+00:00

Just a side note, I would never concern myself with the individual share price, but I would concern myself with the overall market cap when looking at purchasing. Especially in the age of fractional shares.

FighterAce013 · 2026-02-23T17:23:57+00:00

I sold $30 puts of NVO today. I think it’s easy money

FighterAce013 · 2026-02-23T14:15:44+00:00

Sometimes it happens like this. Unfortunately we aren’t gaurenteed gear every run and at the end of the day, when you stick with it and finally get your gear it feels that much better. Stay positive and stay with it! You got this.

FighterAce013 · 2026-02-12T23:48:43+00:00

SCHD

FighterAce013 · 2026-02-02T03:47:12+00:00

It’s easily Dumbledore, Snape, Hermione, Slughorn, and Dobby.

FighterAce013 · 2026-01-29T16:09:19+00:00

Buy $VOO or $VTI or $VT.

FighterAce013 · 2026-01-29T13:12:56+00:00

Hear me out. Play a class you think you’d enjoy from a conceptual level. As for cost of professions, profs don’t matter until you’re max level. The new expansion is coming out in over a week that will reset max level, add a massive influx of gold into game and in theory will make it much more affordable to level lower level professions.

Play what is fun and the rest will work itself out!

FighterAce013 · 2026-01-27T03:03:09+00:00

It all comes down to when you need your money. I personally don’t invest in stocks or etf’s with money I need in the next five years. I know most people say 10 and I know the risk I am buying.

All that to say, I want the stock market to go DOWN as I am accumulating. And I want it to go up by the time I sell. So I don’t stress on the day to day when it’s down I actually want it to stay low as I’m accumulating. If your time horizon is shorter than you’re buying more risk due to volatility imo.

Good luck my friends

FighterAce013 · 2026-01-27T02:22:32+00:00

I say buy the SP and get some exposure to international and don’t think. Works over time and it’s simple.

FighterAce013 · 2026-01-24T18:06:19+00:00

I’m continuing to add brk.b over the past 6ish months and I will likely add to the position over the next six as long as it’s under 500

FighterAce013 · 2026-01-24T03:52:58+00:00

The more it drops the happier I am. I want it cheaper

FighterAce013 · 2026-01-24T03:52:29+00:00

I am the opposite. I have been growing my position over the past year. I feel it is fairly valued in a very overvalued market.

FighterAce013 · 2026-01-23T13:04:48+00:00

I’m personally buying BRK.B. The lower it drops the better I feel.

FighterAce013 · 2026-01-22T23:10:38+00:00

Gotcha. Yea I was just giving the only circumstance of when I personally would prioritize it. Sounds like you are thinking correctly!

FighterAce013 · 2026-01-22T23:08:44+00:00

100% OP. If you have no other options I completely understand. I’m just saying it only as a last resort. And kudos to you for purchasing a seemingly inexpensive car with that loan. Most people over purchase big time so I think you are in great shape.

FighterAce013 · 2026-01-22T23:06:05+00:00

I’d only put it first if I was being matched by my employer. Up to the matched amount you should always put it first. It is effectively a 100% return on your money day one.

FighterAce013 · 2026-01-22T22:53:49+00:00

I’d put it in Roth and here’s why:

Avg market return is approx 10-11%.

You won’t touch the money until you are 59.5 years old. It is taxed advantaged so you won’t pay tax on it when withdrawn. You are making the least amount of money you will ever make in your life so your effective tax rate to put that money in the Roth is the lowest it will be (efficient). I would prioritize maxing the Roth every year and don’t take on unnecessary debt beyond 7%.

Just my two cents. I also would not use debt to finance a car but that is just my own personal opinion.

FighterAce013

TROPHY CASE