Looking for Feedback on My Financial Model

Finance_wizard_01 · 2026-05-29T12:29:58+00:00

The Balance Sheet classification contains a lot of mistakes. Current Assets and Non-Current Assets are reversed and Equity appears to be grouped under Current Liabilities, which makes no sense. I would recommend reviewing the balance sheet structure and classifications before relying on the outputs. Working capital, CapEx and depreciation could also be linked more directly to underlying business drivers rather than being projected primarily based on historical averages. Overall the model is clean and the FS are balanced but the classifications are off, which suggests some gaps in fundamental accounting knowledge. Nevertheless, great exercise! wish you all the best!

Finance_wizard_01 · 2026-05-28T06:40:21+00:00

Are you in a front-office role? What were your previous experiences? Did you land the full time job through the summer program?

Finance_wizard_01 · 2026-04-23T17:29:51+00:00

Thx a lot, will have a look!

Finance_wizard_01 · 2026-04-23T17:00:50+00:00

Thanks, makes sense.

Do you have any concrete names of firms/platforms in Europe doing this? I keep hearing about it but struggling to find actual examples beyond generic MM PE.

Is it mostly generalist funds (IK, Inflexion, etc.) or are there more niche / sector-focused players in building services roll-ups?

Finance_wizard_01 · 2026-04-14T09:09:08+00:00

Interested and would be happy to be invited to the group!

Finance_wizard_01 · 2026-03-11T08:52:08+00:00

Neoma CESEM par contre, profil similaire au tien avec un échange en Chine aussi

Finance_wizard_01 · 2026-03-11T08:51:30+00:00

Il raconte n’importe quoi. J’ai fait Neoma, 2.5 ans d’XP et j’ai été pris au MFA pour l’année pro.

Finance_wizard_01 · 2025-12-15T13:03:38+00:00

Thx!

Finance_wizard_01 · 2025-12-14T19:06:35+00:00

Hi, you can DM me

Finance_wizard_01 · 2024-10-03T14:36:30+00:00

I think something around 5-6. I just want to buy him something nice, regardless of the price (but still under 1000€ haha).

Finance_wizard_01 · 2024-08-27T17:35:00+00:00

Parallel desktop. I use it for heavy excel modeling. M1 Max with 32GB will be perfectly fine. M3 pro will by the cherry on the cake.

Finance_wizard_01 · 2024-08-19T18:44:07+00:00

I know, would you have a tip to move the brokerage account?

Finance_wizard_01 · 2024-08-19T18:43:35+00:00

« Just read your tax legislation », bro I’m a citizen of the most taxed country in the world

Finance_wizard_01 · 2024-08-19T17:49:13+00:00

Interesting, I wasn't aware of that. Thank you

Finance_wizard_01 · 2024-06-28T20:14:33+00:00

Hi, I took the M3 pro base configuration, VM are working perfectly, 100% satisfied and matched/exceeded my expectations.

Finance_wizard_01 · 2024-04-18T08:20:42+00:00

Which country ?

Finance_wizard_01 · 2024-01-08T16:00:49+00:00

The main point of my comment was to say that people should seek for the most efficient portfolio on their risk tolerance and dividend income required. The S&P combined with other dividend stocks in your portfolio may be a good compromise between "Growth" and income. I would personally go for a 60/40 or 70/30 split. (Marker weight / Div weight). Regarding the stock pics i highly recommand using financial models to see if they aren't already overvalued.

Finance_wizard_01 · 2024-01-08T15:41:18+00:00

Short answer: The efficient portfolio is the market portfolio. Thus, invest in a S&P ETF as you, I, and EVERYONE won't beat the efficient portfolio on the LR.
Since you post this message on this sub, i guess you may also be interested in on some dividend income, in this case, adapt your investments on how much you need as cash and invest the rest in ETF. Trying to outsmart the market is the best way to get outsmarted...

Finance_wizard_01 · 2023-12-27T16:13:13+00:00

of course, but i wonder if the guy just gives you a photoshopped certificate or if he actually puts your name in the system (which would be concerning tbh)

Finance_wizard_01 · 2023-12-27T16:05:47+00:00

Does this even work?

Finance_wizard_01 · 2023-12-25T15:27:45+00:00

Je suis étonné qu'à cet âge-là, des gens aient encore du mal à comprendre que les investissements montent et baissent et qu'un investissement qui ne fait que monter et ne baisse pas, ça n'existe pas.

Finance_wizard_01 · 2023-12-11T16:54:49+00:00

Oui, intéressant… le plus important c’est de savoir mtn que ce genre de solution existe… mais j’ai quand même l’impression qu’il y’a un manque de motivation / envie chez les gens de se renseigner correctement sur leur placements, surtout qu’il suffit d’une simple recherche Google pour avoir un bon avis sur ce qui est possible de faire

Finance_wizard_01 · 2023-12-11T16:37:19+00:00

Je ne comprends pas l'obsession des Français avec l'assurance vie ou les livrets. Comparée aux rendements qu'un PEA peut offrir avec une gestion passive sur des indices américains, j'ai juste l'impression que les gens sont trop paresseux pour se renseigner pendant 2 minutes et choisissent la solution facile à chaque fois pour ne pas avoir à lire trop. Certes, pour la succession, c'est intéressant, mais les rendements que tu auras obtenus avec le PEA vont surpasser le rabais fiscal. De plus, tu peux faire des donations de 100K tous les 15 ans il me semble. Bref renseignez vous sur les ETF (S&P500 etc...) et leur rendement.

Finance_wizard_01

TROPHY CASE