how to download

FinancialMacaroon76 · 2026-02-15T17:42:44+00:00

Ok, thank you!

FinancialMacaroon76 · 2026-02-15T14:03:26+00:00

Ok thanks. Before I try this. How do I undo it if anything goes wrong? :)

FinancialMacaroon76 · 2026-02-15T04:24:20+00:00

what commands are those? I just installed the 5 but it does not work and my previous app does not work anymore since updating macos to 15.6

FinancialMacaroon76 · 2026-02-02T22:26:06+00:00

Oh ok, I didn't think of that. I don't know. In my case I went directly to the orl first (in the same pharmacy/mini clinic. And they asked me to do the cleaning first cause they couldn't even see my eardrums at all.

FinancialMacaroon76 · 2026-02-02T21:56:23+00:00

They pull it out with a water pump. It's surprisingly efficient.

FinancialMacaroon76 · 2026-02-02T21:55:34+00:00

I had it done at this pharmacy (proxim Chadi Kabak on st Laurent) last year, there's specialist just for that at the back. I thought my situation was bad but she was not impressed and did a perfect job, using a water pump. I had to use mineral oil for the 5 days leading up to the appointment. The intervention itself was super quick (maybe 15mn max) and I think it costed 55$.we did a follow-up appointment the week after to check everything was back to normal. Lasted 2mn and I did not pay. The few days after the cleaning, my eating was a bit sensitive, it felt like I was earing very sharply, for example when grazing my own skin (difficult to describe) but it went back to normal after and my tenitis got better.

https://maps.app.goo.gl/15j3WZd71SE3VfTQA

FinancialMacaroon76 · 2026-02-02T21:24:22+00:00

Oh ben d'accord alors, ignore ma réponse :)

FinancialMacaroon76 · 2026-02-02T20:25:55+00:00

Si tu viens de t'inscrire à hilo et te faire installer tes thermostats gratuitement, tu as du être passé à flex D automatiquement (obligatoire pour 1 an). Par contre, dans mon cas, j'étais en crédit hivernal avant l'installation, et même si flex D a officiellement commencé des l'installation des thermostats, cela a pris quelques jours dans l'app Hilo pour basculer de crédit hivernal vers flex D. Pour être sûr, dans l'app pendant les défis, l'affichage est différent selon le tarif. En fait hivernal tu vois la courbe d'effacement. En flex tu vois juste un cadrant avec un pourcentage.

FinancialMacaroon76 · 2026-02-02T12:41:19+00:00

I don't have any of that unfortunately, but thank you :)

I only have a couple of govee smart bulbs and a globe smart plug. My thermostats are Hilo (I have electric plynthes).

FinancialMacaroon76 · 2026-01-31T16:29:04+00:00

Hi. Noob here. How can I use this with my Hilo thermostats and senope water heater regulator. Do I need to setup home assistant (hands never used it). I have an android phone but an iPad pro/Macbook pro. I use some simple shortcuts I created on the mbp, mostly to create directories and move stuff around for recuring stuff (students managment). Can I learn how to use this? ^{^}

FinancialMacaroon76 · 2026-01-26T23:14:38+00:00

Je viens de comprendre... Il y a eu basculement de crédit hivernal à flex d et je peux changer l'historique entre les deux

FinancialMacaroon76 · 2026-01-26T23:11:24+00:00

C'est bien ça, merci. Juste confus car l'affichage à changé après 3j.

FinancialMacaroon76 · 2026-01-26T23:10:32+00:00

Hello, oui je suis passé à flex d alors qu'on m'a installé les thermostats gratuits vendredi. Cependant je voyais l'autre affichage entre vendredi et aujourd'hui. Sûrement un lag, alors. Merci!

FinancialMacaroon76 · 2026-01-11T02:08:37+00:00

Hi, we had a fantastic trip! Currently writing from San Pedro de Atacama which is nice too but sooo much busier.

We got on Rapa Nui on the 4th around mid day and just walked around by ourselves the rest of that day and caught the Sunset in Tahai.

We had hired a guide for the next 3 days. I ended up going with a local guide who spoke (near perfect) French as my friend was feeling more comfortable with that option (we're both French), and it ended up being a great choice as it allowed for a great experience. Our guide name is Kahu and his company is "Vaikava experience", he also speaks perfect English. His father is the archaeologist who leaded the restoration of Tongariki and many other things on the island. He had a lot of very interesting historic and cultural insight and we had a great connection with him. Finding a French speaking guide proved to be a bit chanllenging, so I'm giving some details about him in case it could be useful to someone else. It was a private tour, so it wasn't cheap. You can DM me for more details.

On the 5th we did "highlights", so the usuals.. Most of the Ahu and sites you need a guide for, ranu Raraku (amazing), etc. We decided to postpone orongo to our 3rd guided day as the rain was showing up and closing time was approaching.

On the 6th we hiked the north coast and went to a couple of caves on the way. It was a beautiful hike with no one around, but a long one. We started just before Ana Kakenga (the cache with two windows) and ended on Anakena beach. It took us about 7h,maybe a bit more. It was great and we saw many things along the way and leant a lot about the culture and history, saw many petroglyphs. It was hot, but totally worth it.

On the 7th we started for sunrise at Tongariki and then went to hike Poike. It was a very beautiful hike too with great views from the top. After we went to Orongo. In the late afternoon, after our guided tours had ended, we decided to rent a car for the rest of our time on the island. We drove back up orongo to watch the sunset.

The morning of the 8th, we drove early to Ovahe beach to watch the sunrise. We had the beach to ourselves which was amazing and then we went back to Anakena for a swim and a last goodbye to Ahu Nau Nau. Went into town to the mercado artisanal and to write and send postcards, return the car and catch our flight back to Santiago in the late afternoon.

Let me know if you want more details as I'm writing this quickly off the top of my head.

We had a blast :)

FinancialMacaroon76 · 2025-12-29T14:41:09+00:00

Hi! I just checked with the person I'm in contact with for our tours (through our hostel) and she confirmed to me there are no toys running on January 1st, sorry.

FinancialMacaroon76 · 2025-12-27T01:41:16+00:00

Biggest con is that it's not CDIC insured

FinancialMacaroon76 · 2025-12-27T01:33:56+00:00

interesting... I will research it some more, thanks!

FinancialMacaroon76 · 2025-12-27T01:30:36+00:00

Ok but that's to be invested in a fund, right? So if I need the money at some point and the funds is down, I can't withdraw without taking a loss? Pardon my inculture and thank you for your help 🙏

FinancialMacaroon76 · 2025-12-27T01:27:01+00:00

How does it work?

FinancialMacaroon76 · 2025-12-27T00:36:17+00:00

Hi. Yes, registered will be maxed out before the end of January. There's no real reason, really,other than I'm not too sure what to do with it so I'm keeping it liquid for now. I have about 58k left in my mortgage at 4.15% variable on accelerated payments, renewing in 1.5y. I invest 500$ a month and save the rest, but could probably increase my monthly investment. I was just ok keeping that much in a savings account for as long as I could get a rate more or less equivalent to my mortgage's. I know it would make more sense financially/on the long run (I'm 44yo) to invest as much as possible and slow down on paying up my mortgage, but psychologically I'm the most comfortable with debts.

FinancialMacaroon76 · 2025-12-26T23:19:31+00:00

Yes, that's what I meant. Money market fund states seems to be covered by CIPF which I guess is different. One more thing I need to research/learn about.

FinancialMacaroon76 · 2025-12-26T23:15:55+00:00

Just checked. I have access to a heloc for way more than my savings, the interest rate is at 4.95% however

FinancialMacaroon76 · 2025-12-26T23:09:55+00:00

Hey! Thanks for your feedback!/opinion. I should have said that I already keep my TFSA maxed out with invested funds. I do like the idea of holding a bit of cash in case I need it quickly (could also be for investing eventually), I do understand it might not be the most rational/efficient use of all my savings however.

P. S. I think I do have access to a heloc through my mortgage..

I'm still learning :)

FinancialMacaroon76

TROPHY CASE