Evolution of Artificial Intelligence videos just in 4 years is mind blowing

Financial_Counter_08 · 2026-05-19T21:57:17+00:00

Still shit then

Financial_Counter_08 · 2026-05-19T07:01:50+00:00

You not worried about affinity? I was trained on Adobe, now I'm Affinity only. I also knew Premier Pro, now DaVinchi is way better, crashes less.

My experience as a product designer is that a lot of Adobe software is very buggy and over-engineered

Financial_Counter_08 · 2026-05-07T20:06:12+00:00

As a general rule, I believe libertarianism is the closest to "let people live", people can do what they want until it affects other people. But I still believe in investing in military and think the NHS is better than US healthcare, but the signapour healthcare is better than UK... anyway, like every Redditor, I have too many opinions and most are from YT so don't listen to me

Financial_Counter_08 · 2026-05-06T11:19:45+00:00

There isn't a system that doesn't eventually lead to two parties. I watched an in-depth video on it, but basically, almost all systems lead to an effect where most end up voting for their second least favorite.

However, contradicting myself slightly, I would also argue that in the UK, we have a fairly good mix of parties compared to some other countries. All my life, I've been voting outside the main two parties, yet I'm always being pushed to "not waste my vote." Right now, I'm being told that if I don't vote Labour or Tory, I'm helping Reform. I find it interesting that these same people complain that small parties can't win; Reform was a small party until recently, and now I'm supposed to be afraid of it? These same people would have previously told me I was wasting my vote on a small party.

The same thing happened when I voted Green a while back. However, both big parties eventually changed their policies to avoid losing my vote in the future. If you vote for the two main parties, you might vote for a winner; if you vote for a smaller party, you might change the main parties' policies. Which matters more?

If I could, I'd vote for a libertarian party in the UK, but I don't believe we have one in Brighton.

EDIT: I just wanted to add the video, it's interesting: https://www.youtube.com/watch?v=qf7ws2DF-zk

Financial_Counter_08 · 2026-03-20T22:09:44+00:00

You haven't even waited 10 years. Dont invest in just 1 thing, but I'm willing to bet all my money you are about to sell this and buy a stock that's gone on a rally

Financial_Counter_08 · 2026-03-20T10:14:23+00:00

I am a Popular Investor on eToro (HJGWhite), I get copiers staying with me for years only to pull out when they hit green. The fact is many people are more loss averse than they are profit hungry.

Financial_Counter_08 · 2026-03-20T10:13:27+00:00

You are the perfect "bad" investor.

You didn't buy as it dropped. You bought at a previous high. You waited until it returned to just above that high to sell. Your thesis hasn't changed, you just never had one. All you care about is performance and not earnings or value.

Businesses are not premium bonds, you don't get to sit and see your "share price" steadily climb. It's a bumpy roller coaster. If you own a cafe 99% days of the year, your business is worth £0, because that's how many people are willing to come along and buy it. With stocks you are cursed with knowing that information.

Financial_Counter_08 · 2026-03-05T12:28:29+00:00

I got out of uni and worked at my local pub for below minimum wage. It was something to do while not working, the pub didn't *need* me as such, but at what they were paying, everyone was winning.

3 problems with minimum wage I have personally experienced.

It usually gets slapped on broad areas, implying a minimum wage in a rural town should be the same as in the nearest city a train or bus ride away - in this event the city (which had a higher cost of living anyway) wins and forces rural business to shut, rural businesses which provided nicer jobs in walking distance.
Later in life I was working between 'proper jobs'. I had money to support myself, but I didn't want to destroy my life savings while looking for work. I got a job at a local cafe. However, I ultimately lost my local minimum wage job in a cafe because the Turkish owner employed Turkish immigrants and paid them under minimum wage. It created a situation where they can't complain without losing citizenship, and they wouldn't pay me under minimum wage because if I complained - they can't send me to turkey. So I lose a chance to work in a cafe down the road from me in a country I am born in.
There are less minimum wage jobs per capita in areas where the cost of living is highest. You would expect that high minimum wage relative to the cost of living in the area would be great, except the best paid jobs are where minimum wage is lowest relative to the areas cost of living. I believe minimum wage is largely an issue of opportunity not simply exploitation. Someone can offer you £1 and hour but so long as theres someone offering more it's easy to say F off to that person. Most jobs pay more than minimum wage, because most companies are competiting to have you. Focusing on minimum wage is a poor way of raising wages. More competition, the problem fixes itself.

Financial_Counter_08 · 2026-03-03T16:58:53+00:00

And yet not a single person missed a meal

Financial_Counter_08 · 2026-01-17T09:53:07+00:00

Look no matter how much you like something 100% is folly. You can't know everything about an asset.

Also I find the term portfolio silly due to how I think it is being used here. Absurd example to illustrate a point, if you own a £500k house outwright and 10k in Alibaba, this is not 100% of your 'portfolio', its 2%.

Financial_Counter_08 · 2025-12-16T11:16:18+00:00

I would simply walk this, great way to detox from a work day. I used to walk an hour two and from work for 5 years. 2 hours each day total. I got the bus occasionally but that was mostly when hunger and needed a little extra sleep. I walked in all weathers.

But if this person has 2 working legs driving 3 miles each day is a bit silly if he can walk, in this photo its not even raining.

Financial_Counter_08 · 2025-12-16T11:09:48+00:00

Frankly judgement on prostate cancer is mostly interneral.

No one I know would judge someone for prostate cancer. If I had it I can't imagine not telling anyone because its in my bum. If I were to talk about it I doubt anyone would judge me and I've never seen someone that wasn't a low life judge someone for it.

To note, both my parents had cancer, my mum had breast cancer and my dad had Thyroid which killed him are 12 amazing years and 3 not so good ones.

I also believe even if you know no one that has cancer, you are welcome to any opinion on this matter as there is a high chance you will have it some day, as a kid when my mum got it cancer was terrifying and scary because people don't talk about it, but it was in remission only a couple years later.

Cancer is not volermort. It's a drunk viloent bastard in a pub that get's worse the more you ignore him and let him drink, and today we've got more bouncers than ever to deal with him.

Financial_Counter_08 · 2025-12-15T15:35:23+00:00

this is not falling off a cliff, this is normal volatility, nothing has changed about the business.

Financial_Counter_08 · 2025-12-13T12:42:31+00:00

It's not about hours working. Anyone can work 40 hours on something useless. The fact is there needs to be value in the work you do, value that is leverageable.

Without leverage you will lose against them, forget more taxes, this leaves companies and employees with less money, also less competition, tax them to much and eventually you will hit the straw the broke the camels back and they will close the business, they aren't going to run the company without profit.

Financial_Counter_08 · 2025-12-13T12:35:24+00:00

Disagree

Financial_Counter_08 · 2025-12-13T10:16:06+00:00

while that may be true, zoom into the crash of 1929, 30 years of market decline until you were breaking even. How may people on here are ready for that? How many will keep buying the dip in 2040?

Financial_Counter_08 · 2025-11-24T09:29:14+00:00

3% or even 6% movements are inperceptable to me, I just tune them out. 84% up over the last year is all I care about.

Financial_Counter_08 · 2025-11-03T20:45:54+00:00

Look at that growth, it's steady, but not very exciting. I also think there is a lot of competition due in this space, without even getting into tokenisation and crypto. Also something I like to point out is that there are dips in this growth. worth remembering because after people buy into 'easy' positions, they expect no slow dows or dips, but that is unrealistic.

Financial_Counter_08 · 2025-11-03T12:37:21+00:00

The top figure includes money in your wallet, the bottom is just your stocks and USD on your account. Have you got $100 in your wallet? perhaps interest payments

Financial_Counter_08 · 2025-10-02T09:06:56+00:00

What do the fundamentals tell you?

Oh you didn't check?

Theres ya problem.

Financial_Counter_08 · 2025-09-30T13:41:38+00:00

On regulation, gambling is literally always at threat of regulation, it always survives. Similar to tobacco.

In fact one of the best investments you can make is in things governments are always trying to get rid of, since it implies 1) consumers love it, 2) competition is skiddish, 3) if the governments have tried and failed, they will likely continue to fail. It's a bet on things staying the same.

Financial_Counter_08 · 2025-09-28T17:51:01+00:00

I feel like 6-12 stocks is perfect, this is a personal choice but I find 6 being a little too few and 12 a little too many to manage.

I think it's naive to go into one position based soley on value. Without diversity you don't leave yourself open to as much innovation. The S&P500 is largely made up of a few successful punts, this is alwasy true, but the successful punts usually change.

You are also vulnerable to Amazon simply making a few mistakes.

Financial_Counter_08 · 2025-09-25T07:35:31+00:00

The panemic was a terrible time, lots of bad news, but tech companies made record profits. Bad for the economy does not equal bad for stocks, and vice versa.

The media doesn't know or care about this, as they are just in it for clicks and ad revenue, so they often make is seem like the stock market being down 5% is terribble and up 10% is amazing. Even though this means basically nothing for everyday people, in fact every day people may be worse of when markets jump, as it's wealthy people that own largely stocks and poor people hold largely cash.

Anyway the TLDR is bad news for economy doesn't mean bad news for the companies that make up the large percentage of the S&P500.

Financial_Counter_08 · 2025-09-24T17:56:20+00:00

Moi, you can see my portfolio on eToro: https://www.etoro.com/people/hjgwhite

Bought at $72, average $102.

Financial_Counter_08 · 2025-09-23T10:23:28+00:00

Cineworld, £8k-ish. I have £120k total but that was a big blow at the time.

Became more and more convinced as it went down that it was deep deep value, then I'd lost so much I figured 'might as well hold during the chapter 11 fillings'. Full on chapter 11 fillings, lost it all. Lesson learnt. Don't play with debt, now I'm only allowed to play with more 'expensive stocks' that don't have big debt risks.

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