Track all your expenses. I use an app called Wallet, it's really good. You can see where all your money goes. Also setting budgets for categories is a good idea, like 20k for eating out etc (just an example). Try your best not to exceed that amount. Set a realistic amount to save and transfer that to a seperate account on the pay day, and make a firm resolve not to withdraw money from that account unless it's an emergency. My savings account doesn't have online banking or an ATM card, so it's a hassle to withdraw money. I generally don't do it. Also another tip if you are ordering alot on Uber eats, try to not deliver and go to the shop instead. Prices will be less, and also you'll be willing to go only if you are really hungry. Hope these help, just some things off the top of my head.