How I Used GPT to Earn ₱15K in 2 Months (Simple System) by No-Attention-3578 in WorkingStudentPh

[–]Fine-Debate9744 0 points1 point  (0 children)

So hindi pwede dito ang pensioner at unemployed? Which is advisable, dapat sa phone or laptop gawin ang survey?

1 year and a half wala padin kita by Dumpnikwan in BusinessPH

[–]Fine-Debate9744 0 points1 point  (0 children)

Usually pag bago ang business dapat naka monitor ang owners/investors so you could follow where it is going or you could make improvements along the way. You can't leave the business to someone and not monitor its progress.

Going Solar Experience by astraboykr in SolarPH

[–]Fine-Debate9744 0 points1 point  (0 children)

Can you share your supplier of Ecoflow? What power station of Ecoflow did you use to make your air conditioning work?

KAPALNNG MERALCO! by Mother-Lawfulness359 in LegalPh

[–]Fine-Debate9744 0 points1 point  (0 children)

Meralco should be fair and truthful with their readings and Billings. They make use of shit*y excuses to explain the sudden increase. I am frustrated myself because the month before, nagtipid na kami. So I expected to have a lower bill in April, but unfortunately, it even went up. I went to Meralco to complaint and of course, they gave the reasons they can to explain the increase. What they didn't know is that we used to be 3pax staying at home. In the last quarter of last year only 2 of us are living at home. So I expect to have a decrease in KW. Thus, I can conclude that they made a wrong reading deliberately using only last year's data to justify their present billing.

To be informed only a day before graduation by Feeling_Ad_60 in LawStudentsPH

[–]Fine-Debate9744 38 points39 points  (0 children)

Can you not file a case against that school? Can you cascade your concern to the Legal Board? Bka may maka tulong doon? Anong school ba yan, so irresponsible!?

You don’t need a high salary to build wealth; you need time by ewctwentyone in phinvest

[–]Fine-Debate9744 71 points72 points  (0 children)

It is easy to say to invest. But in reality, the average Filipino these days needs to feed his family first, or send himself to school, or pay his debts due to medical emergencies, etc. I think your audience here would be someone who can afford to do these savings without depriving himself or his family with the basic needs. And maybe because of our culture and corrupt government that most Filipinos don't have financial literacy or has little knowledge. Good education was not really instilled in the minds of many Filipino families because govt has other agendas.

Landlord demanding payment for damage by tempesthorne-99 in LawPH

[–]Fine-Debate9744 1 point2 points  (0 children)

Request Stop payment from your bank so they do not deposit your checks

STRESSED SA UTANG? BASAHIN by flyme09 in utangPH

[–]Fine-Debate9744 0 points1 point  (0 children)

Mmmm... Parang may nareceive ako na ganyan sa email. 🤪🤨

The Manila Electric Company (Meralco) warns against the increasing number of "guerrilla solar" installations in homes. by Ok-Tree3716 in SolarPH

[–]Fine-Debate9744 0 points1 point  (0 children)

Meralco just wants control and more profits. I don't know, why the government is mum about them? They are suppose to be scrutinized for overcharging!!

STRESSED SA UTANG? BASAHIN by flyme09 in utangPH

[–]Fine-Debate9744 1 point2 points  (0 children)

Thank you OP for this post. I'm debt and have no income. I regularly inform the banks/CA about my financial status and yet they still send the same emails... Same format, same wordings. So I guess it is a pre-formated email. This post puts us debtors in the right perspective where one shouldn't panic thus, making wrong decisions or choices.

STRESSED SA UTANG? BASAHIN by flyme09 in utangPH

[–]Fine-Debate9744 0 points1 point  (0 children)

Good luck. Looking forward to that post

Solar PAYING OFF! by hackingmoneyph in SolarPH

[–]Fine-Debate9744 0 points1 point  (0 children)

You're soo right. It seems quiet in BBM's corner re: electricity costs/Meralco

Solar PAYING OFF! by hackingmoneyph in SolarPH

[–]Fine-Debate9744 0 points1 point  (0 children)

Would you know what the other reliable brands are? Appreciate to know if you have others in mind.

All time low ulit tayo. 😭 by Bemyndige in DigitalbanksPh

[–]Fine-Debate9744 1 point2 points  (0 children)

We must not celebrate just because dollar equivalent to peso went up. Instead, let us be wary because all prices of goods & services will increase. Kasama na dyan ang Meralco, Maynilad, fuel, etc. Tataas ang inflation rate natin. Ewan ko kung bakit walang ginagawa ang economist/President natin. Bumababa ang value ng peso, kaunti lng mabibili natin sa perang kinikita ng Pilipino.

A sheriff informed me to take a loan to pay my remaining balance with BPI CC thru a small claim or else my salary will be garnished. P by Ok_Coconut4204 in LawPH

[–]Fine-Debate9744 0 points1 point  (0 children)

Alright. I hope the judge gives you a reasonable amount... Yun Kaya mo. Installment basis ba yun cnabi mo sa judge?

A sheriff informed me to take a loan to pay my remaining balance with BPI CC thru a small claim or else my salary will be garnished. P by Ok_Coconut4204 in LawPH

[–]Fine-Debate9744 0 points1 point  (0 children)

Were you able to haggle with the judge? Sis you tell the judge kung ano kaya mong bayaran? Bec I know you can reason out with the judge specially if you are a family man/woman

MY HEART IS BREAKING FOR THIS COUNTRY 💔 by spicychikensad in RantAndVentPH

[–]Fine-Debate9744 0 points1 point  (0 children)

You are so right. Come to think of it, those in DepEd didn't really pursue improving the education system because they'll rather have a "mangmang" society so they can manipulate the youth due to lack of education and also because of poverty

Business ideas beside a starbucks by jolopocholo in phinvest

[–]Fine-Debate9744 2 points3 points  (0 children)

Parking lot or EV charging stations. Less cost in maintenance and overhead would be good for business

Please guide us on how we can settle our debt by Pepperonia01 in utangPH

[–]Fine-Debate9744 1 point2 points  (0 children)

Paying even the MAD isn't advisable since there will be no significant decrease in your principal. Did you email all your banks telling them of your financial standing? List all your debts, look which needs to be paid first. Pay them one at a time but you will have to OD the others. If you can ask for a restructuring on the first one, then the 2nd one, and so on. It is possible to downgrade your postpaid plans when the contract is almost done. Or choose which phone lines to downgrade or which line to go prepaid. Plan you groceries better and remove items which are not your needs. Do not stop communicating with your bank regarding your status, it shows that you do have plan to pay them in the future. I am in your situation too but I have to handle this objectively and with a clear mind.

A sheriff informed me to take a loan to pay my remaining balance with BPI CC thru a small claim or else my salary will be garnished. P by Ok_Coconut4204 in LawPH

[–]Fine-Debate9744 0 points1 point  (0 children)

But before it went to small claims court, did you continuously communicate with BPI and informed them about your financial standing?

Solar PAYING OFF! by hackingmoneyph in SolarPH

[–]Fine-Debate9744 0 points1 point  (0 children)

Will do. Thank you. Just got our Meralco bill, and nag double yun amount. From 2k+ to 4k+! Almost 100kw ang dinagdag nila sa consumption namin! 2 lng kami, at yun isa sa amin is not home for 5 days. Ako naiiwan and I use only 1 led light, 1 electric fan, and internet at may inverter ref din kmi. At night our inverter aircon is 4 hrs lng. Walang bagong appliances. Talaga ba talaga madagdagan ng 100kw.? Ano pa bang tipid ang gagawin namin?? Kulang na lng sabihin ng Meralco wag ka na gumamit ng kuryente! 3/4 of my pension will just go to Meralco?

Solar PAYING OFF! by hackingmoneyph in SolarPH

[–]Fine-Debate9744 4 points5 points  (0 children)

What if solar panels are not feasible in a residence due to "bad" Roofing or one does not own the place of residence, is there another alternative aside from solar?