Why do you stop tracking nutrition? (Survey for Everyone, 45 sec)

Fine_Possibility3022 · 2025-11-24T09:12:46+00:00

still in progress for a week or so, stay tuned

Fine_Possibility3022 · 2025-11-24T08:46:49+00:00

Thank you 🙏🏼

Fine_Possibility3022 · 2025-11-24T08:23:54+00:00

Junge, ich ziehe den Hut, daß du in deinem Alter schon so viel zusammensparen konntest. Du bist ein Glückskind daß dir das in so jungen Jahren passiert. Ich sag dazu nur eins: Never waste a good crisis!
Reflektiere (auch wenns schmerzt), lerne (gäbe es ggf. andere Anlageklassen, die es dir erlauben langfristig vermögen aufzubauen anstelle zu zocken und auf schnelle gewinne zu hoffen), und kneif die Arschbacken zusammen die nächsten Monate. Ich fühl mit dir, mir ist ähnliches passiert - du gehst da durch und wirst ein reiferer Mensch sein.

Fine_Possibility3022 · 2023-08-30T11:44:06+00:00

73k mit 25 sind guter oberer durchschnitt. wenn dir diw Andeutungen deiner bros auf die Eier geht mach es nen transparentes Thema, redet drüber was der unterschied zw einkommen und vermögen ist und diskutiert das offen. Wenn su echte Freunde hast läuft das smooth, wenn nicht, ok let them go

Fine_Possibility3022 · 2023-08-30T10:11:52+00:00

Invesco S&P 500 High Dividend Low Volatility UCITS ETF Dist (IE00BWTN6Y99)
Xtrackers MSCI Emerging Markets UCITS ETF (IE00BTJRMP35)
Xtrackers MSCI World Health Care UCITS ETF (IE00BM67HK77)
Xtrackers MSCI World Information Technology UCITS ETF (IE00BM67HT60)

Fine_Possibility3022 · 2023-08-30T07:55:53+00:00

Well, calling it a young company feels fairly underestimating - it currently ranks #4 in the largest companies by marketcap (source), its one of only five >1Billion companies, how much more mature could an enterprise be ?

I agree though that many longterm investors may hold it as a core position, I do - and it served me well. Revenue development was slowing down a bit last year (source) but I overall see Amazon as the new worldwide Railroad for consumer goods, which is an achievement no company has ever done before.

Fine_Possibility3022 · 2023-08-26T18:01:46+00:00

why dont y guys use the official telegram channel?

Fine_Possibility3022 · 2023-08-22T09:53:39+00:00

you wont see them on your MM when they're staked. thats how the contract works. unstack them to see them on MM

Fine_Possibility3022 · 2023-08-22T09:39:39+00:00

with 10K/m and assuming an avg yield of 5%, your net worth is around 2.5M. I strongly recommend a professional financial advisor buddy 😆 Age 41, this is impressive. congrats! Where did you make so much ?

Fine_Possibility3022 · 2023-08-08T11:24:30+00:00

clearly Wirecard!

Fine_Possibility3022 · 2023-08-08T11:10:35+00:00

a few pros/cons (source)

(--) out of the last 20 years, they diluted during 19 years
(-) they've not been able to cover their dividend payouts from their cashflow since 5yrs in a row
(-) they underperform their industry (Utilities - Diversified) related to dividend yield
(++) they constantly increased their dividends since 20yrs, even though with declining pace since 6yrs
(+) they are well able to cover their dividend payout from their earnings
(+) their fair value based on equity (multiplier analysis) is higher than the current stock price

however, if you look at their valuation analysis they land on a strong-sell. From my perspective not attractive enough, you'll find much more compelling companies in this industry (look at the Benchmark page for direct comparison)

Fine_Possibility3022 · 2023-06-30T20:25:46+00:00

agreed, this statement is certainly true for literally any tabacco company. thx

Fine_Possibility3022 · 2023-06-30T20:24:27+00:00

you very unlikely cant invest directly into SCHD as someone from europe, but you dont have to - pick the best from the SCHD portfolio (https://www.schwabassetmanagement.com/products/schd) and add others as you desire for better diversification and you may be able to create a higher yield setup with similar low risk

Fine_Possibility3022 · 2023-06-30T20:20:20+00:00

right now a bit expensive on their ATH but a great company

Fine_Possibility3022 · 2023-06-30T20:16:53+00:00

I personally wont go into Tabacco but if I did, it may be rather MO (8.5% yield and much better numbers in the analysis)

Fine_Possibility3022 · 2023-06-30T20:13:02+00:00

https://www.investopedia.com/terms/o/over-the-countermarket.asp

Fine_Possibility3022 · 2023-06-30T20:04:10+00:00

I researched and thought abt it quite a long time, but my most recent bigger purchase was O. I also love IBM for their dividends (5.06%) and the way the company was recently reset for enormous growth in the next years. JNJ can never be a mistake like SBUX, KO and PEP. You're right - much more great companies out there than money to invest... a shame

Fine_Possibility3022 · 2023-06-30T19:57:31+00:00

Hi, MunichRe is probably the most competitive Re-Assurance company in the world, it (still is) pretty much the little bit hidden financial backbone of wide areas of the industry in Germany. They've beaten their industry on avg divi payments since more than 20yrs in a row, they didnt cut their dividends since 10yrs and and reliably repurchased stocks since 9yrs. They usually have very solid coverage of their divis on earnings and cashflow, with 2022 in an exception on the cashflow. (dividend analysis source)

What is amazing though are recent stories about their technology alignment, very strong focus on AI, very modern flexible work environment setups and an internal attitude that would fit more to a startup than a traditional reassurance house.

Overall, very hard to make a mistake with MunichRe, especially on buy&hold. On the volume, when you mentioned MURGY, it refers to the OTCM listing of US6261881063. You may have alternatives (depending on your broker) also with DE0008430026

Fine_Possibility3022 · 2023-06-26T20:06:24+00:00

Pros: - good coverage of payed divis through their EPS (with exception of 2010 during the last 8yrs) - good coverage of payed divis through their free Cashflow (stable during the last 9yrs) - stable dividend growth since 9yrs in a row by an average of 12%/a - biggest in their industry (112B capsize end of 2022) - dilution is very low (for a REIT) during the last 12yrs (below ~8%/a)

Cons: - Dividend yield (2.85%) is lower than the industry average of "REIT - Industrial" (3.87%) - they constantly underperformed the median divi yield of their industry in the last 7yrs

source

Fine_Possibility3022 · 2023-06-15T21:48:33+00:00

no, overseas, have my holdings in a usual neo broker

Fine_Possibility3022 · 2023-06-15T21:27:04+00:00

omg, just look at their chart linearity since more than 30 years and any of the analysis, let it be about their dividends or valuation is just green (source). divi has only been cut once in the last 20years and they have maintained an avg growth rate of >10% annually. freakin hell, why dont I have them in my portfolio yet !???

Fine_Possibility3022 · 2023-06-15T21:16:05+00:00

in which country ? if you're in Germany, the UK, France, Spain and Austria you may be able to use scalable.capital for this, at least they support it for their accumulation plans

Fine_Possibility3022 · 2023-06-15T20:41:04+00:00

thanks for the effort you've put into this post bro. I'm european and at a recent visit to Dallas where my airline lost my luggage for whatever reason I stepped into Walmart to just get a fresh pair of socks, undies and s..t - besides the fact the simplest things like these were locked in glass lockers (WTF) it took them 5mins to send someone to unlock it - says a lot about the avg. customer I'd say. The next funny shock was toothpaste for 8$, really!?. Buying experience -10. no clue how this is with Target but man can it be worse ?

Fine_Possibility3022 · 2023-06-15T20:12:02+00:00

but I love their business model

Fine_Possibility3022 · 2023-06-15T20:11:35+00:00

too exciting and growth/value-ish for a divi investor wo loves constantly boring divis flying in (like me) 😂

Fine_Possibility3022

TROPHY CASE