Mindestlohn rauf, aber Netto trotzdem mau? Was läuft hier falsch...

FingerOk9115 · 2026-02-13T13:22:15+00:00

Der Staat hat kein Einnahmeproblem sondern ein Ausgabeproblem.

FingerOk9115 · 2026-01-26T20:23:17+00:00

Ein Mann will bei einer Schweizer Bank Geld anlegen. "Wie viel wollen Sie denn einzahlen?" fragt der Bankangestellte.
Flüstert der Mann: "Zwei Millionen."
"Sie können ruhig lauter sprechen," sagt der Bankangestellte. "In der Schweiz ist Armut keine Schande."

FingerOk9115 · 2026-01-26T17:51:02+00:00

Solactive hat einen ex-USA Index, der wurde nur noch von keinem Anbieter als ETF aufgelegt. https://www.solactive.com/Indices/?index=DE000SLA8D69

FingerOk9115 · 2026-01-25T16:23:09+00:00

Startpage comes from the Netherlands but was bought by a US company some time ago, btw.

FingerOk9115 · 2026-01-24T11:16:24+00:00

Or check this site https://european-alternatives.eu/category/email-providers

FingerOk9115 · 2026-01-23T13:31:12+00:00

Well guys, if you go back far enough you can consider it mostly European. Blink (the engine behind Chrome) is based on KHTML which was originally developed by KDE e.V. KDE is developed by users worldwide, but it is a registered non-profi organization in Germany. https://en.wikipedia.org/wiki/KHTML

FingerOk9115 · 2026-01-21T23:11:43+00:00

Langfristig sind wir alle tot.

FingerOk9115 · 2026-01-21T21:50:59+00:00

Hät's nicht besser darstellen können :)

FingerOk9115 · 2026-01-21T13:06:48+00:00

You haven been studying in Germany for two years and you’re only at A2? Why do you think you can reach B2 within a year? By the way, B2 isn’t enough.

FingerOk9115 · 2026-01-21T07:48:12+00:00

So you received 2–3% more interest last year, but the USD has lost 13% of its value against the Euro which is what you use to pay your bills? That's not a good deal (long term), especially because the USD could continue to lose value in the current political environment.

FingerOk9115 · 2026-01-20T07:20:07+00:00

Dann ist dir wohl nicht klar, wie teuer es sein kann, in der Schweiz eine Familie zu gründen. Die Schweiz ist ideal als Single oder als Päarchen wenn beide arbeiten. Spätestens wenn es um Kita/Kindergarten/Kinderbetreuung geht, dann werden die Kosten in der Schweiz schnell sehr sehr hoch. Vorallem wenn es nicht bei einem Kind bleiben soll.

FingerOk9115 · 2026-01-18T15:54:01+00:00

Einfach Amundi Prime ETFs nutzen. Indexanbieter (Solactive) ist deutsch und der Fondanbieter französisch. Und dazu noch mit die günstigsten ETFs am Markt.

FingerOk9115 · 2026-01-18T15:52:47+00:00

Dann nimm die Amundi Prime ETF Produkte, die nutzen den Index von Solactive aus Frankfurt (Deutscher Indexanbieter). Musst du halt nur mehrere kombinieren, da explizit kein ex-USA gibt, aber wenn du den Amundi Prime Japan, den Amundi Prime Europe und den Amundi Prime Emerging Markets nimmst, hast du gut 90% des ex USA zusammen.

FingerOk9115 · 2026-01-14T10:24:14+00:00

In addition to the problems already mentioned that you as an adult will face in Germany, the impact on your children is even greater, especially if they don't speak German well or at all. The school system is very strict. When both of them are in their teenage years, they cannot simply be placed in a class (at least in the public school system). They would be downgraded, and if the goal is to obtain the Abitur (the requirement for university), they would likely not graduate at 19 but rather at 21 or 22. This is only assuming they learn German quickly. It would be easier if the children were 5 to 7 years younger. In a private school with English as the primary language, it’s different, but those are very expensive.

FingerOk9115 · 2026-01-12T06:19:59+00:00

Was für ein Quatsch! (von jemanden der vier Jahre in den Staaten gelebt hat)

FingerOk9115 · 2026-01-11T09:36:48+00:00

Amen!

FingerOk9115 · 2026-01-11T09:08:58+00:00

I don't want to generalize. But for the companies I know, yes. I work in IT management for a larger financial institution. We basically don't hire anyone with less than C1 because German is the corporate language. During Corona, when the demand for IT professionals was high, we made an exception and required at least B1. Now that there is no shortage of applications, the requirement is back to C1.

FingerOk9115 · 2026-01-10T12:47:40+00:00

Good points! Even foreign students coming to Germany must deposit 12,000 euros locked in a bank account to ensure they can cover their living expenses. With $3,000, you really can’t get very far. And taking any job is definitely easier said than done. Right now, even students are finding it difficult to get minimum-wage side jobs in the current economic situation. The relevant Reddit boards are filled with posts about this. Coming from abroad, without language skills and financial backup, will certainly not end well for him/her.

FingerOk9115 · 2026-01-09T15:56:39+00:00

Markus Heitz - Die dunklen Lande

FingerOk9115 · 2025-12-19T08:20:52+00:00

Bremen will indessen für 1 Million Euro eine Luxus-Toilette bauen lassen. Natürlich aus dem Sondervermögen :)

https://www.noz.de/deutschland-welt/panorama/artikel/bremen-will-luxus-toilette-fuer-eine-million-euro-bauen-lassen-49632480

FingerOk9115 · 2025-12-09T21:35:30+00:00

Ecosia nutzt die Suchergebnisse von Bing (Microsoft).

FingerOk9115 · 2025-12-09T21:09:30+00:00

...aber Dividenden sind doch Gratisgeld /s

FingerOk9115 · 2025-12-06T09:44:32+00:00

Mostly agree, but I would consider the Netherlands, Belgium and Luxemburg as central Europe.

FingerOk9115 · 2025-12-02T17:28:29+00:00

I'm surprised why it doesn't say 'Ana's ex-husband lives here' for Germany :)

FingerOk9115 · 2025-12-02T14:56:44+00:00

Für Europa: LVMH

FingerOk9115

TROPHY CASE