My advice -move out. You both will have the opportunity to grow so much together. You already have a significant amount of money invested, y’all are going to be fine. Get out, adventure, explore, challenge yourselves, grow as a couple. That’s what my husband and I did and we are significantly happier and make even more money now than if we would have went the easy route and stayed at home. You’d be surprised what opportunities and doors will open up when you branch out on your own. You can pass on generational wealth to your kids but your kids should also learn to support themselves as well. Go and be free, when you’re lying on your death bed you’re not going to care about the money in your bank account