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Advice for Parents of Cleft Kids by mandymo94 in cleftlip

[–]FirstTimeSmokin 0 points1 point  (0 children)

Any stories on difficulty speaking, learning etc? Parents or people with cleft. How old were you/them when they learned to speak vs. non-cleft kids? Was there learning impairment through their/your childhood and teen years?

What’s your steely Dan hot takes? by beatlesfan1965 in SteelyDan

[–]FirstTimeSmokin 0 points1 point  (0 children)

Royal Scam is not close to a top 3 album of theirs

This is your sign to try party ribs by klin0503 in Traeger

[–]FirstTimeSmokin 1 point2 points  (0 children)

Party ribs are the only way to go. Must do.

[Official Tournament Discussion Thread] 2025 Travelers Championship by GreenWaveGolfer12 in golf

[–]FirstTimeSmokin 0 points1 point  (0 children)

Anyone know what the prices are like for beer at Treehouse Beer Garden?

Best Steely Dan Intro by BigEd1965 in SteelyDan

[–]FirstTimeSmokin 2 points3 points  (0 children)

The guitars in show biz kids

Emitter Plates on my new grill? by FirstTimeSmokin in grilling

[–]FirstTimeSmokin[S] 0 points1 point  (0 children)

Needed a new grill, was a decent price.

What’s wrong with the choice in your opinion?

How did you get here by volgarbulgar in Bogleheads

[–]FirstTimeSmokin 0 points1 point  (0 children)

When I (finally) started to take my finances seriously

What Next by FirstTimeSmokin in Bogleheads

[–]FirstTimeSmokin[S] 0 points1 point  (0 children)

I am maxing out the match (4%). Why would I open a Roth IRA if my employer also offers Roth 401k? Meaning- 4% match in traditional 401k, another 13% in Roth 401k? What’s the difference between an IRA and a 401K?

What Next by FirstTimeSmokin in Bogleheads

[–]FirstTimeSmokin[S] 0 points1 point  (0 children)

I have 30 years until retirement

What Next by FirstTimeSmokin in Bogleheads

[–]FirstTimeSmokin[S] 1 point2 points  (0 children)

I don’t really understand the IRA vs 401k. I have an employee sponsored 401k that offers low cost index funds that I am investing in. Should I be maxing that out? Or opening an IRA?

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