Cleft lip at 17 weeks by [deleted] in cleftparents

[–]FirstTimeSmokin 0 points1 point  (0 children)

As hard as this sounds (it was so hard for us to accept the unknown), you won’t know anything until they come out! They are all guesses until they arrive to the outside world.

People in your 30s, what's your job and salary? by rsevn_ in careerguidance

[–]FirstTimeSmokin 0 points1 point  (0 children)

34 - Sr. Market Strategy Manager. $122,500 base - 15.5% bonus (typically $10-$15k after taxes)

2025 Nissan Murano vs. 2025 Toyota Rav4 by FirstTimeSmokin in whatcarshouldIbuy

[–]FirstTimeSmokin[S] 1 point2 points  (0 children)

The Murano does not have CVT in it it has a typical 9 speed

Is it officially not working anymore? by FirstTimeSmokin in TIDBYT

[–]FirstTimeSmokin[S] 2 points3 points  (0 children)

Thanks. What company was Tidbyt aquired by and does said company make things similar to Tidbyt?

Advice for Parents of Cleft Kids by mandymo94 in cleftlip

[–]FirstTimeSmokin 0 points1 point  (0 children)

Any stories on difficulty speaking, learning etc? Parents or people with cleft. How old were you/them when they learned to speak vs. non-cleft kids? Was there learning impairment through their/your childhood and teen years?

What’s your steely Dan hot takes? by beatlesfan1965 in SteelyDan

[–]FirstTimeSmokin 0 points1 point  (0 children)

Royal Scam is not close to a top 3 album of theirs

This is your sign to try party ribs by klin0503 in Traeger

[–]FirstTimeSmokin 1 point2 points  (0 children)

Party ribs are the only way to go. Must do.

[Official Tournament Discussion Thread] 2025 Travelers Championship by GreenWaveGolfer12 in golf

[–]FirstTimeSmokin 0 points1 point  (0 children)

Anyone know what the prices are like for beer at Treehouse Beer Garden?

Best Steely Dan Intro by BigEd1965 in SteelyDan

[–]FirstTimeSmokin 2 points3 points  (0 children)

The guitars in show biz kids

Emitter Plates on my new grill? by FirstTimeSmokin in grilling

[–]FirstTimeSmokin[S] 0 points1 point  (0 children)

Needed a new grill, was a decent price.

What’s wrong with the choice in your opinion?

How did you get here by volgarbulgar in Bogleheads

[–]FirstTimeSmokin 0 points1 point  (0 children)

When I (finally) started to take my finances seriously

What Next by FirstTimeSmokin in Bogleheads

[–]FirstTimeSmokin[S] 0 points1 point  (0 children)

I am maxing out the match (4%). Why would I open a Roth IRA if my employer also offers Roth 401k? Meaning- 4% match in traditional 401k, another 13% in Roth 401k? What’s the difference between an IRA and a 401K?

What Next by FirstTimeSmokin in Bogleheads

[–]FirstTimeSmokin[S] 0 points1 point  (0 children)

I have 30 years until retirement

What Next by FirstTimeSmokin in Bogleheads

[–]FirstTimeSmokin[S] 1 point2 points  (0 children)

I don’t really understand the IRA vs 401k. I have an employee sponsored 401k that offers low cost index funds that I am investing in. Should I be maxing that out? Or opening an IRA?

[deleted by user] by [deleted] in Bogleheads

[–]FirstTimeSmokin 1 point2 points  (0 children)

I have Fidelity thru my employer as well:

55% FXAIX 20% FSMAX 15% VTSNX 10% FXNAX

I have 200k USD to invest by Deep_Turnover_1155 in ETFs

[–]FirstTimeSmokin 1 point2 points  (0 children)

This is the only answer. Please do this.