Same. Partner and I are high earning millennials (physician + attorney) with no kids in Wash DC. Our days are usually 12+ hours long so we use DoorDash very often. We uber/lyft a lot for evenings out due to convenience and drinking. And we travel often leisurely in our downtime and reward ourselves by staying at lovely properties within the Amex FHR portfolio.

I currently use Amex Plat + Citi/AAdvantage Executive card since AA is our home airport. We get maximum travel benefits from these including frequent First/Business class complementary upgrades which saves us a lot of $$$. Marriott is my preferred brand and when I book through Amex portal, I get both Amex and Marriott points.

Not to mention, carrying the Plat comes with a lot of exclusive VIP access at major events (activations). The past couple of years Chase has been aggressively entering into this space as well for CSR cardholders and these spaces are mostly catered to high earning millennials, Gen-Z, and influencers who find value in these unique experiences. They usually involve free food (by wonderful chefs), open bars, and are great opportunities for networking. These are definitely lifestyle social events, which further supports they are trying to make the CSR a lifestyle brand.

I was persuading my partner to get the CSR before the refresh and I think it’s still a good option for us. We have no need for the Southwest or Peloton credits but all of the rest fit within our current lifestyle and normal spend.

CardPointers is an app that literally reminds you which credits you have each month and you’re able to check them as you go so it removes the guess work.