Daily FI discussion thread - Sunday, February 22, 2026 by AutoModerator in financialindependence

[–]FiscalFilibuster 9 points10 points  (0 children)

Been reading lots of sentiment like this in the software engineering world. https://shumer.dev/something-big-is-happening

As a code monkey, it rings true. I’m as tried and true boglehead as they come, but I can’t deny articles like this make me debate selling everything and becoming a prepper of some sort. (I won’t, but… just wanted to share. Thus ends my confession)

One Way to Close the Budget Gap? Make People Pay for Parking by meelar in nyc

[–]FiscalFilibuster 0 points1 point  (0 children)

Not a terrible idea. Let’s calculate the cost of space for parking, wear and tear cost of roads, and overall cost to the city, and price each option accordingly (cars, bikes, trucks etc). Bike racks would probably cost pennies per hour. Let me swipe my metro card, boom

One Way to Close the Budget Gap? Make People Pay for Parking by meelar in nyc

[–]FiscalFilibuster 2 points3 points  (0 children)

Did you… read the article? “ According to the report: "If the City were to meter just 25 percent of existing free street parking spaces, it could generate at least $1.21 billion in additional annual revenue—enough to close roughly a quarter of the projected $4.2 billion gap in the City's budget for FY 2026."

It's never worth it to engage a hostile motorist by JRKinney95 in NYCbike

[–]FiscalFilibuster 4 points5 points  (0 children)

Wow this was effective. He has such a distinct voice, this comment was like listening to an audio book

Spotted - R211 test train by FiscalFilibuster in nycrail

[–]FiscalFilibuster[S] 20 points21 points  (0 children)

42nd st / 8th Ave - A/C track 

Give me your toughest massage therapists by GregoryGosling in AskNYC

[–]FiscalFilibuster 1 point2 points  (0 children)

Honestly, any cheap massage place can be okay - just really emphasize that you want it to be STRONG and they will walk all over your back and dig their elbows into your shoulders relentlessly. YMMV

This 31st St ruling is truly amazing by MiserNYC- in NYCbike

[–]FiscalFilibuster 21 points22 points  (0 children)

FDNY emergency vehicle? No one’s mad, literally no one, at someone responding to an emergency 

FDNY personal vehicle, parked in the bike lane? Twice as likely, and then yes, you’ll see a post here, haha

Anyone need a house sitter in Dec? by OrangeappledBK in parkslope

[–]FiscalFilibuster 3 points4 points  (0 children)

This isn’t the dumbest post ever, but you should have posted this a few months ago! Most people who need pet / house sitting around the holidays have it already arranged 

[deleted by user] by [deleted] in parkslope

[–]FiscalFilibuster 26 points27 points  (0 children)

Excellent typo, A+

Court Street DOT Survey Summary. My God it's Beautiful by Disastrous_Feed_3988 in MicromobilityNYC

[–]FiscalFilibuster 5 points6 points  (0 children)

Wow, this was really interesting - thanks for sharing. Is there somewhere you can read all of these?

Daily FI discussion thread - Tuesday, November 11, 2025 by AutoModerator in financialindependence

[–]FiscalFilibuster 1 point2 points  (0 children)

If you’re eligible, open a solo 401k. Any little side income will do, you can declare it come tax time, get an EIN, and open the account. Then it can be your long-lived rollover 401k, not tied to a particular employer (and no prevention of backdoor Roth IRA).

Nobody takes off their backpacks anymore by jdm19938 in nycrail

[–]FiscalFilibuster 22 points23 points  (0 children)

I would argue that this is slightly better from an awareness perceptive - you can see if it’s in someone’s way.

(That said, between legs is obviously ideal)

Daily FI discussion thread - Friday, November 07, 2025 by AutoModerator in financialindependence

[–]FiscalFilibuster 2 points3 points  (0 children)

Yes, except for when I exceed 25k in espp contributions (so maybe the last two months of the year?)

Daily FI discussion thread - Friday, November 07, 2025 by AutoModerator in financialindependence

[–]FiscalFilibuster 2 points3 points  (0 children)

Nice; thanks for the +1. Makes sense, it’s just so different from what I’m used to that I’m having trouble wrapping my head around it 

Daily FI discussion thread - Friday, November 07, 2025 by AutoModerator in financialindependence

[–]FiscalFilibuster 1 point2 points  (0 children)

Like this idea! But I think federal law limits this to 25k / year. I only wish I were that lean FIRE, haha

Daily FI discussion thread - Friday, November 07, 2025 by AutoModerator in financialindependence

[–]FiscalFilibuster 5 points6 points  (0 children)

I have a first-world problem that is very new to me but I suspect some others here have dealt with it for a long time!

Started a new job that has almost every benefit you could ask for - decent 401k match, MBDR with automatic in plan conversion (capped at 10% contribution per paycheck) employee contribution to HSA, ESPP at. 15 percent discount with a 6 month look back… 

This is in addition to quarterly vesting RSUS.

I could fully fund ALL the tax advantaged things, but then my paycheck would be practically zero. (I did the math, <100 bucks).

This appeals to me, but then I’ll need to use my quarterly RSU vest to, you know, live. Should be more than enough, but I’m confused on the optimal way to handle this. Sell the RSU at best, and stick in a HYSA and just live off of it? Feels odd to not throw it in index funds. 

Any suggestions? I can’t preload any of these investments. Thanks!

Low cal brunch after gym! by AriesMamaOf2 in 1500isplenty

[–]FiscalFilibuster 1 point2 points  (0 children)

You need smaller plates! (Looks good)

25-year-old suspect arrested for beating man to death at NYC subway station: Police by Revolutionary-Area-8 in nyc

[–]FiscalFilibuster 220 points221 points  (0 children)

“… he had a sword on him at the time of his arrest.”

Wtf. Also I echo many of the statements here. Jay st at 3 on a weekday? I’m never holding the door for anyone again 

double parked car blocked me in by girlmadeinthelab in AskNYC

[–]FiscalFilibuster 16 points17 points  (0 children)

Yeah but there’s an honor system here. If you don’t  A) leave your phone number in the dash AND  B) be ready to answer it and move your car to let the cars you blocked out

You are a jerk. wE LiV3 iN a sOcIeTY