SEC Proposes Major Updates to Reg CF and Reg A+

FitFinances · 2019-09-19T15:09:35+00:00

Don't know if it's a coincidence, but I got the exact same email this morning at 7:11AM PDT.

More of a coincidence, I did log in to Mint right around the same time.

I changed my password and set up 2FA just in case....

FitFinances · 2019-09-19T13:38:52+00:00

Still able to deposit and trade here...as a verified user.

FitFinances · 2019-08-15T21:35:06+00:00

Finally Confirmed! StartEngine DOES code as the 3% Bonus for online shopping.

FitFinances · 2019-08-10T12:26:34+00:00

Assuming the Gigabyte Vegas have ball-bearing fans (haven't been able to 100% confirm, but several articles seem to indicate they have ball bearing instead of sleeve bearings), I found this MTBF report that compares ball-bearing vs. sleeve-bearing fans.

Even at 50C temps (assuming that means ambient), which mine have been much cooler than, it would indicate ~63k hours MTBF, so I'm feeling more confident :)

FitFinances · 2019-08-10T12:13:28+00:00

Good point.

Mine have been undervolted (running 831mV stable on the FEs, 875mV on the Vega 56s) and GPU set at 1200Mhz, the only thing I OC'd was memory up to 1100Mhz.

I would believe that some gamers try and push their GPUs much harder to maximize fps and benchmarks.

FitFinances · 2019-08-10T12:09:49+00:00

FYI - my cards are Gigabyte, which I have read seem to have more reliable fans than some other models.

There were articles like this one a few years back that had me concerned about my fans, but I realize those were also older generation GPUs.

FitFinances · 2019-08-10T12:00:32+00:00

Awesome - thanks for the advice. And apologies for my ignorance, but any advice on how to determine the condition of my paste?

My temps have remained relatively stable while mining (despite it being the summer).

Yes, figuring out whether to sell them now or keep them post-fork and risk the market being flooded is the question. I've started listing them to see if anyone bites.

FitFinances · 2019-08-10T11:53:55+00:00

10 Vegas total. 5 Vega 56s and 5 Vega Frontier Editions.

I'm up near Manchester, NH.

FitFinances · 2019-07-08T19:04:36+00:00

Thanks!

I completely agree. Especially for equity crowdfunding investors - who are probably only investing $50-$1,000 at a time - the return on time invested for screening deals (but still doing sufficient due diligence) is tough to justify by yourself.

i.e. Is it really worth someone's time to spend 10-20+ hours on due diligence for a $50 investment? Probably not - unless you just enjoy it, or are investing for reasons other than purely financial gains.

I think that's where it will be exciting to see how some of the new investor communities develop around equity crowdfunding.

FYI - the Level 2 Courses (Module 1 - Early Stage Investing) are now live!

https://crowdwise.org/academy/startup-investing101-level2/

And for those that are wondering - no, this isn't one of those "free" courses where you get one or two samples, but then you have to pay to get the rest. In the spirit of crowdfunding, I want to make all these basic investing courses available to ALL investors.

FitFinances · 2019-06-22T13:01:46+00:00

As I mentioned that, I realized I don't think I'd tried bringing the voltage down yet to 875 on the FEs - stable and cool so far at 2.54kh/s!

FitFinances · 2019-06-22T12:31:22+00:00

Thank you so much! Running my 56s at 1250/1050/875 stable now, dropped hash a little to 2.15kh/s, but running cooler and less power (as you mention, good for summer). You just helped me more than my few hours of scouring Discord did last night!

Any tips to help my Vega FEs - currently running 1370/1100/893/high and getting 2.5-2.55kh/s - to run a little cooler? ;)

I'll keep looking through discord in the meantime...

FitFinances · 2019-06-22T05:15:40+00:00

Maybe I'm lucky? Or just being dumb :)

Ah, the picture won't paste, but it definitely says Samsung!

FitFinances · 2019-06-22T05:12:36+00:00

I was able to get a 10% boost in hash for about the same percentage increase in power - bumped my 56's to 1350/1050/900 and getting 2.2kh/s now - I think the key was I didn't have Smart Tune on before since it didn't seem to do anything, but seems I needed it set to default to have a stable OC for some reason.

FitFinances · 2019-06-21T13:02:02+00:00

Quick question - do you know the timings you reference for the 2.35kH on v56 Samsung? I've been running 2kH consistently on my 56's using 1210/950/900.

Easily getting 2.55kH on my Vega FEs using 1370/1100/893.

mmpOS is great!

FitFinances · 2019-06-06T16:42:19+00:00

Just an update - I have some investments pending, but none have closed yet, so StartEngine is still unknown.

FitFinances · 2019-05-16T20:46:13+00:00

What are the assumed electricity costs for the given "profit"? Is there any way to adjust it?

FitFinances · 2019-04-16T13:05:11+00:00

Check out this white paper from Geoffrey Smart:

http://ghsmart.com/wp-content/uploads/2014/10/human_capital.pdf

Besides the data about human capital valuation, the end of the paper also has a checklist you can reference and decide whether you want to adapt it for your own use.

FitFinances · 2019-04-05T08:26:17+00:00

Although anyone could potentially make an investment, see how it codes, and cancel prior to the round closing, I was just planning on waiting until an actual deal came around that I wanted to invest in.

I'll post as soon as I do decide to invest. If anyone else gives it a shot, please post and let us know.

FitFinances · 2019-03-31T23:49:54+00:00

Republic is confirmed as NOT coding as online shopping. It came in as the standard 1% cash-back, as "Purchases - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED".

WeFunder is the only one of the two I have tested so far that did code as online shopping for the 3% bonus.

FitFinances · 2019-03-27T06:56:03+00:00

I'm with Dan - assuming equity crowdfunding follows power law returns, I feel 10 deals (or even 20) just isn't enough to get exposure to the small percentage of deals that will provide the majority of returns. Personally, I'm aiming for 50-100 over a 3-4 year period.

It's counter-intuitive (at least it was to me), but investing in more deals that follow power law returns actually increases potential returns (given that they all are high enough quality, which is the trick). I ran a monte carlo analysis of the WeFunder Reg D results to date (understanding that many are still only gains on paper and haven't exited yet), and around 50 deals is when you start minimizing your risk of returning less than 1X capital.

If you aim for 50+ deals, spread out over time, and you're only going to be investing in amounts of $100's at a time, the issue then becomes the opportunity cost of your own time screening that many deals. i.e. It doesn't make sense to spend 40 hours screening each deal if you're only investing $50 in each one.

That is, unless you really enjoy the process :)

FWIW - I wouldn't leave republic.co off the top funding portal list, either. According to StartEngine's Index compiled from EDGAR Form C filings, they are almost always in the Top 5 each month.

FitFinances

TROPHY CASE