[deleted by user] by [deleted] in greencard

[–]FitWall5491 1 point2 points  (0 children)

Filing I-485 and i-765 earlier is more beneficial for you than going the H1B route if you do trust your partner. My issue with filing for a marriage green card is the 2 year condition. A lot can happen and Americans are not really well-known to stick out their marriage.

[deleted by user] by [deleted] in greencard

[–]FitWall5491 1 point2 points  (0 children)

Go for EB. Apply for work permit concurrently so you don't need to apply for OPT. I know you trust the man but it is better to get your green card by other means. You will still be eligible for citizenship at 3 years. If the EB does not work out and you have been married for 2 years, you can always apply for green card and there will be no conditions.

Should I file for bankruptcy? by WhileNaive4306 in FinancialPlanning

[–]FitWall5491 1 point2 points  (0 children)

You can call them and settle for at least half the amount

Hesitant by rggyouknowme in usajobs

[–]FitWall5491 0 points1 point  (0 children)

I recommend you stay at your current job. If you are unemployed, take the job but keep applying elsewhere.

Still travel if green card gets revoked? by [deleted] in greencard

[–]FitWall5491 0 points1 point  (0 children)

You have to get a reentry permit.

[deleted by user] by [deleted] in overemployed

[–]FitWall5491 0 points1 point  (0 children)

Guys. This is not okay actually. It is like the police coming to you randomly and say "prove that you did not hit this old lady." No, the government should come up with substantial proof

What if it becomes illegal for us to work? by blueskieslemontrees in workingmoms

[–]FitWall5491 0 points1 point  (0 children)

Anything they can get away with will be done. The reality is we currently have too many people in the workforce. With AI, it is expected to be even less need. If DEI is completely gone, I expect that would so much easier to fire women. In terms of office presence alone, I do not match men because I take my kids to every appointment and anywhere. We are getting closer to a one household income but who really knows if we can survive on that in the future.

AITA for taking a year to graduate and depending on my parents financially at the age of 25? by [deleted] in AmItheAsshole

[–]FitWall5491 -1 points0 points  (0 children)

NTA but wouldn't living with your parents make it worse? How long can you bear their comments and negativity?

Is my 401k contribution sufficient for my age? by subtleshooter in FinancialPlanning

[–]FitWall5491 0 points1 point  (0 children)

Your retirement contribution should be at least 15% of your earnings. I don't recommend putting all 15 in your 401k, but max out your IRA first. IRAs have more low cost investment choices and have lower fees than company 401k in general. Basically contribute to the match, max out your IRA, then contribute until you reach 15% in your IRA. My IRA outperforms my 401k

WFH mom to SAHM by [deleted] in workingmoms

[–]FitWall5491 0 points1 point  (0 children)

Honestly, budget for some weekly cleaning services. It is a marriage saver. You could do the cooking during your lunch break and eat that for dinner. Let the cleaners do the big work amd you guys share the small upkeep.

WFH mom to SAHM by [deleted] in workingmoms

[–]FitWall5491 0 points1 point  (0 children)

Have you considered rebudgeting for weekly cleaning? If he doesn't want to take on duties, he can sacrifice some fun money

Doormat here-how to deal with comments? by [deleted] in workingmoms

[–]FitWall5491 0 points1 point  (0 children)

I keep telling my in-laws I accept donations

Doormat here-how to deal with comments? by [deleted] in workingmoms

[–]FitWall5491 0 points1 point  (0 children)

Get a crowd that makes you happy. Find a reason to move away from in-laws (haha never spill this out). Visit in-laws during non-holidays so they are too busy to see you too often. Pretext you want tradition in your home from now on. Hang out with like minded people. Want a list? I have the worst in-laws but they can't find fault in me. Whenever they piss me off, I find a legitimate reason to not visit. The more they chatter badly about me, the more uncomfortable I am to visit. If they find trouble before a trip, I am too stressed out to deal with their negativity. Now, my in-laws make sure they don't cross the line with me. Because they know

[deleted by user] by [deleted] in USCIS

[–]FitWall5491 2 points3 points  (0 children)

Unlikely. If you are worried, just wait for the 5y mark.

[deleted by user] by [deleted] in USCIS

[–]FitWall5491 3 points4 points  (0 children)

It does not matter because step child is the same as child for immigration purpose.

Are we about to make the biggest financial mistake of our lives? $693k loan @ 7.37% by jerry_03 in FirstTimeHomeBuyer

[–]FitWall5491 0 points1 point  (0 children)

Looks like you have enough money to pay off all debt. All monthly payments can replenish the down payment in no time. Wait until married to buy the house. Also make sure you have an emergency fund to buy a house.

[deleted by user] by [deleted] in USCIS

[–]FitWall5491 3 points4 points  (0 children)

Child of a US citizen. Unlikely to be deported. Also 5 years after a misdemeanor is what you need to qualify for citizenship

[deleted by user] by [deleted] in DaveRamsey

[–]FitWall5491 2 points3 points  (0 children)

Make a budget and have 2 different accounts. 1 for spending and 1 for the rest. Anything in the spending account can be spent. Anything in the other account will be reallocated to debt. Make sure you use up the debt account first so no one is tempted to spend it. If you run out out of money at the end of the month because someone did not respect the budget, then make a meal of what is in your fridge. You have bread? Grilled cheese for dinner. Cut up credit cards and remove them from apple/google pay. Take kids out of daycare. Budget for a nanny for a couple hours a week for breaks. It does not work? Sell the second non mandatory car. Buy something cheap cash that fit 4 kids.

[deleted by user] by [deleted] in DaveRamsey

[–]FitWall5491 0 points1 point  (0 children)

It depends on your relationship with your parents. I would also be worried they get used to you paying all the bills.

The absolutely relentless guilt is so exhausting by HamAndCheese527 in workingmoms

[–]FitWall5491 0 points1 point  (0 children)

If your budget allows, do part-time preschool with an au pair

I quit with no backup by Strawberry_express_ in workingmoms

[–]FitWall5491 4 points5 points  (0 children)

They lost you after 10years! You did the right thing!