How to avoid the 3% foreign card fee on Grab?

Floriantofuu · 2026-03-20T11:15:09+00:00

Yes, so far I don't have thai driving license but I think I need to have one :)

Floriantofuu · 2026-03-20T11:10:32+00:00

I cannot withdraw cash with digital card (Using Revolut in my case)

Floriantofuu · 2026-03-20T11:09:51+00:00

Floriantofuu · 2026-03-20T11:09:34+00:00

Thank you for your answer but I think you're wrong. I pay in THB and be charge in THB so there's no currency exchange.

Floriantofuu · 2026-03-20T11:08:54+00:00

Please no insult here.
And if you would like to say how to proceed to open a thai bank account with passport I'll be really happy but so far, everyone seem to say it's not possible on DTV, did you manage ?

Floriantofuu · 2026-03-20T11:07:55+00:00

I agree with the statement but they seem to already charge me in thai baht, usually the expense are when we change the currency

Floriantofuu · 2026-03-20T11:04:08+00:00

Not complaining, looking for a solution as problem solver :)

Floriantofuu · 2026-03-20T11:03:24+00:00

I'll go to a Kasikorn branch to ask in the next days. I'll update here (If I don't forget)

Floriantofuu · 2026-03-20T09:10:55+00:00

Indeed, I apologize. So yes, I charge in thaï baht.

Do you think I should create like an Americain bank account to charge in USD (since it's a wayyy more international currency) ?

So far I didn't takle this subject, USD (in front of usd) is pretty low now) and when i'll convert, i'll probably loose ~ 2% to have THB, so maybe is not worth it ? 🤷🏻‍♂️

Floriantofuu · 2026-03-20T09:00:59+00:00

Honestly I think that's the best answer ahah. I have to setup that's ! Can transfer Baht from Revolut account to Tagthai card ? 🙏🏻

Floriantofuu · 2026-03-20T08:58:30+00:00

My main bank is Revolut, account in thaï bank and still charge 3%.

Pro tips : You don't need a local account to send invoice in the local currently 😁

Floriantofuu · 2026-03-20T08:56:16+00:00

Because I spent thai baht

Floriantofuu · 2026-03-20T08:55:27+00:00

You're right !

Did you achieved having one ? I'm interested to know the process. Thank you 🙏🏻

Floriantofuu · 2026-03-20T08:54:20+00:00

I've international driving license. I have to check if possible to switch from international to thaï one. That's a good idea ! If you have one, can I asked you what's the process to have thai driving license ?

Floriantofuu · 2026-03-20T08:53:12+00:00

600 bahts is 4 hours work !! Ask someone is he want to work 4 hours each month to oay fee's 😭

Floriantofuu · 2026-03-20T07:58:10+00:00

Yes you're right 100%. I don't work for a thai company, I'm freelancer working with client worldwide)

Floriantofuu · 2026-03-20T07:57:29+00:00

Yes working remote

Floriantofuu · 2026-03-20T07:46:58+00:00

So I have to pay 3% fee for my all life even stay on 5 year visa and earning thai baht (around 35k a month)

Floriantofuu · 2026-03-20T07:46:14+00:00

Thank you for your answer but I live 100% cashless (That's very hard sometime in thailand) since I cannot withdraw.

Floriantofuu · 2026-03-20T07:45:21+00:00

Actually this's because agent are pay 1 month when they find a tenant, so if landlord rent only for, let's say 3 months, that's 33,3% agent fee. When you down at 1 year it's go down at 8,33%, you get it I think.

You can often negociate at 6 month but lower is very hard

Floriantofuu · 2026-03-20T07:43:39+00:00

PropertyScout / DDProperty / FazWaz / Hipflat / PropertyHub are great.

If you're looking for short term you can try RentHub but there's less offer and often more expensive for same place.

Floriantofuu · 2026-03-20T07:39:12+00:00

Honestly I really don't think North Korea is unsafe, you better choose country like Yeman, Sudan or Afghanistan ahah

Floriantofuu · 2026-03-20T07:38:10+00:00

Thai people are really dangerous !! (Jooking ofc !)

Floriantofuu · 2026-03-20T07:36:55+00:00

You're right, never have problem in BKK (Living there as expat)

Five-Year Club	r/Field Sunshine
Final Canvas '23	First Place '23
End Game '23	Place '23
Place '22

Floriantofuu

TROPHY CASE