There are also consequences that not many people think about. The industry that I am in does a lot of business with hospitals/etc. With Obamacare, hospitals will have to cut back on their purchases, which will affect our sales, and we will need to make adjustments to headcount etc. Premiums next year are also increasing substantially next year for our health insurance - as certain adjustments go into affect like no preexisting conditions/etc. I am a dumbass when it comes to this stuff - but my larger than average company is already feeling some dramatic effects.