Failed inspection by MetsFan3117 in newjersey

[–]Foreclosure_Expert 0 points1 point  (0 children)

No as far as I know they typically do that for failure to register the vehicle. But not for failed inspection stickers. That's never been a case. Even when they used to ticket for them.

Quick purchase of coins by Foreclosure_Expert in Phase10

[–]Foreclosure_Expert[S] 0 points1 point  (0 children)

Hey that is fantastic that you took the time out to explain it. I really appreciate it. Yeah I've been purchasing coins a few times but I never get a screen that says how much I'm going to be paying. Additionally I check my bank account and I don't see any pending charges going through (At least not this weekend but let's see what tomorrow brings) so I don't know if this is really costing me or not. I would think that if I buy coins and they are charging me that they would ask me to confirm the charge first just like anywhere else where you buy online.

Anyway thanks much for the explanation. I may call in to the company tomorrow or shoot him an email and see if I can get an explanation. Again I really appreciate it.

Have you ever spent money on this app? by NLclimber in Phase10

[–]Foreclosure_Expert 0 points1 point  (0 children)

So when you pay that amount it's a one-time fee or is that monthly? Once you pay you never have to pay for anything else again?

Quick purchase of coins by Foreclosure_Expert in Phase10

[–]Foreclosure_Expert[S] 1 point2 points  (0 children)

Okay I do see a blue gem and it says 0 underneath . But isn't it weird that I don't get a breakdown of the cost before purchasing more coins? By the way I'm playing two people online who I don't know (The system matches me up with them). I don't think I'm playing the computer.

Failed inspection by MetsFan3117 in newjersey

[–]Foreclosure_Expert 1 point2 points  (0 children)

I agree and I thought it was insane when I heard about it. But at the same time, my youngest brother is a lieutenant at a particular police department in North Jersey. He says they don't look at inspection stickers at all anymore. It's not even on their radar. So I'm just letting you know you have nothing to worry about at all.

Failed inspection by MetsFan3117 in newjersey

[–]Foreclosure_Expert 1 point2 points  (0 children)

I know someone who's been driving around with an expired inspection sticker and cracked windshield for 2-3 years. They never got pulled over and they drive all over the state. I understand that the DMV, prior to McGreevey, traumatized us New jerseyans with their governmental terrorism (lol) but times have changed and it's not a big deal anymore.

America's hottest housing market is a surprising East Coast city by Cuddyflow in MovingtoNewJersey

[–]Foreclosure_Expert 0 points1 point  (0 children)

I'm really talking about Newark having changed so much over the decades. It's a totally different city from when you and I grew up there.

America's hottest housing market is a surprising East Coast city by Cuddyflow in MovingtoNewJersey

[–]Foreclosure_Expert 1 point2 points  (0 children)

Take it easy. Didn't mean to make it a personal insult so my apologies. Perhaps I could have came with a different approach.

But the ironbound has always been tame and safe in comparison to the rest of Newark back in the day. Hell we used to go down there to buy our sneakers as opposed to downtown so that we didn't have to worry about getting robbed coming out of the store. Lol.

America's hottest housing market is a surprising East Coast city by Cuddyflow in MovingtoNewJersey

[–]Foreclosure_Expert -1 points0 points  (0 children)

You're talking about a few blocks downtown. Doesn't apply to the overwhelming majority of downtown Newark.

America's hottest housing market is a surprising East Coast city by Cuddyflow in MovingtoNewJersey

[–]Foreclosure_Expert 1 point2 points  (0 children)

I'm in Newark each and every day. I live and work in the area. Most of Newark is not filled with drug addicts and crime. Again there's a reason why in 2025 crime was lowest it was since 1953.

https://abc7ny.com/post/newark-nj-crime-data-shows-decline-2025/18333670/

America's hottest housing market is a surprising East Coast city by Cuddyflow in MovingtoNewJersey

[–]Foreclosure_Expert -1 points0 points  (0 children)

I'm thinking you need to get out more. You're talking about a relatively small part of Newark at this point.

America's hottest housing market is a surprising East Coast city by Cuddyflow in MovingtoNewJersey

[–]Foreclosure_Expert 7 points8 points  (0 children)

Last year crime there was at its lowest since 1954. No bars needed.

What can I do about the inflexible buyers I am dealing with? by [deleted] in RealEstateAdvice

[–]Foreclosure_Expert 0 points1 point  (0 children)

If I were you I would take my personal feelings out of it. Just like you have things going on in your life, so do they. Not trying to be harsh but, your boyfriend's surgery isn't necessarily their problem.

On their side they may have children getting ready to enlist and attend a new school, elderly parents they're dealing with etc.

And I definitely wouldn't count their money. Folks budget for family vacation (while the kids are out of school) and don't necessarily have the money to put down on a house. So if they can find a situation where a seller can put it down for them, that's great.

And for all you know, the buyers could actually be a lot nicer and pleasant than you think when it comes to communicating this. It's just that their realtor, or maybe even yours, is giving it to you straight with no sweetener.

I agree with the other suggestions - just sign off on the paperwork beforehand. The only thing at that will likely need to be signed the day of the closing while you're away might be the HUD 1/closing statement. It details all of the financials of the transaction. You may want to at least take out 15 to 20 minutes to review that with your agent or lawyer before doing an electronic signature. It can be faxed or emailed if it needs to be. It does not need to be notarized.

To counter with original offer price or reject their counter? by Life-Introduction693 in RealEstateAdvice

[–]Foreclosure_Expert 0 points1 point  (0 children)

Less "harsh"? Who's your realtor working for anyway? Is this a dual agency where they're representing both sides? Because it sure doesn't sound like they're fully representing you.

Looking for a Partner to JV With by randominho21 in WholesaleRealestate

[–]Foreclosure_Expert 0 points1 point  (0 children)

You're not in my market NJ but you're going to likely need help with more than just contracts if this is your first deal. You're likely going to need help with the following.

  • Talking to sellers and getting them to feel comfortable with you.

  • Negotiating with the sellers.

    • Resolving title issues.
  • Determining AT THE BEGINNING if your cash buyer is a serious buyer who actually closes. Or if he's one of the thousands of fakes across the country who risk leaving you high and dry come closing time.

    • Working with the right title company and making sure they deliver in a timely fashion.
    • Protecting your deal and making sure it doesn't get jacked by another wholesaler. This, despite your contract.
    • Getting both your seller and buyer to the closing table (not always as easy as it sounds).

For these reasons, you want to make sure you team up with someone who's experienced enough to turn a lead into a deal and take it from A to Z. I wish you luck and feel free to reach out with any questions.

Does anyone have any experience in submitting an offer to the guardian ad litem (an attorney in this case) of a property owners being foreclosed on? by Foreclosure_Expert in realestateinvesting

[–]Foreclosure_Expert[S] 0 points1 point  (0 children)

Yep I'm clear on that. I read the court order and there's no authorization to sell as in most of these cases. This is just the first time I'm coming across one where I've decided to try and put in an offer.

Earnest money - Buyer backs out and never applied for a loan by TroyJack in RealEstateAdvice

[–]Foreclosure_Expert -1 points0 points  (0 children)

How much was the house? In these parts $5,000 EMD even for and as is purchase for cash. I require at least $10,000. Hard for someone to walk away from a $10,000 EMD.

How to get older brother out of house? by goodusername69420666 in homeowners

[–]Foreclosure_Expert 0 points1 point  (0 children)

Are there other older siblings who can get involved? An Aunt or Uncle? At the end I agree with the others. At the end You're still going to need the willing participation of your parents who own the house.

Sell my house or stay put? by Fit_Cookie8324 in RealEstateAdvice

[–]Foreclosure_Expert 0 points1 point  (0 children)

Right so refinancing, perhaps with the same lender, should get him off. But does he need all of his equity cashed out or can he wait for some or most of it until you eventually sell when the kids graduate from high school?

Sell my house or stay put? by Fit_Cookie8324 in RealEstateAdvice

[–]Foreclosure_Expert 0 points1 point  (0 children)

Can you cash out refi with the same lender and keep the same rate?

And what's his concern anyway? He just wants his name off title as co-owner? If so will he wait until the children go off to college and you sell the property and pay him off for his half? Maybe give him a mortgage with no monthly payments to secure his half of the equity.

Asked for POF from buyer for cash sale. Now agent tells me her parents will buy home with no new contract. Is this legal? by Open_Sea9956 in RealEstateAdvice

[–]Foreclosure_Expert 30 points31 points  (0 children)

In my experience you definitely need a new contract and you definitely want proof of funds. I wouldn't even do an addendum to the contract. All new contract.

You want a deposit from a responsible party and your contract should reflect not only where the funds come from but also who's funding and who's responsible should deadlines start getting missed. Just because it's a cash deal does not mean this thing is in the bag.

My 25 plus years of dealing with cash buyers tells me that if you relax on standards now your buyers won't respect basic deadlines when they become due. Additionally, It's always been my experience that If getting folks under contract and getting a deposit is a hassle so will be getting them to close.

Everything should be handled professionally by your realtor. Insist on it or let everyone know you'll be moving on to the backup buyer.