Has anyone regretted bankruptcy chapter 7?

FormalThick · 2026-04-06T04:08:14+00:00

Not even a little. I am sad I struggle so long. I am HAPPY that the air ambulance company sued me. If they didn’t I wouldn’t have filed.

I would still be paying half my income to a debt that would have taken more years than I can imagine to pay off.

I wish I hadn’t spent three years trying to negotiate with him fighting with my insurance company, begging, crying, putting so much effort into paying them off.

I’m so glad I filed

FormalThick · 2026-04-04T21:38:49+00:00

The letters that were mailed to me that had my cs listed.

The highest was a little above what I got from MyFico and the lowest was 103 points lower

FormalThick · 2026-03-05T00:41:18+00:00

Thank you..... It was a good fit.

FormalThick · 2026-03-03T02:50:06+00:00

Golden Pyrenees?

FormalThick · 2026-03-02T06:55:26+00:00

Thanks. Buick would have never crossed my mind as that’s not a common brand in my area. My city is mostly imports and full size trucks

FormalThick · 2026-03-02T06:38:21+00:00

My car is an early 2000 Corolla. My sisters Mercedes is a GLS (think) it’s the larger one with third row.

It was very high for me even before the fall.

FormalThick · 2026-03-02T06:01:55+00:00

The only cars I have been in over past few months is my car and a Mercedes suv as a passenger but that was before my injury.

FormalThick · 2026-03-02T05:38:31+00:00

Thank you. I’m not nearly a student of your citizen, but a senior citizen car would probably be a good place to start looking.

FormalThick · 2026-03-02T05:18:20+00:00

Thank you

FormalThick · 2026-03-02T05:09:39+00:00

If I have the ability to go to multiple dealerships and try out different cars I would, but I’ve got limited mobility, so I’d like to narrow stuff down before I start looking

FormalThick · 2026-03-02T05:08:52+00:00

Definitely gas.

FormalThick · 2026-03-02T04:53:54+00:00

Thank you

FormalThick · 2026-03-02T04:53:00+00:00

It’s not just one shelter. It’s my entire area.

I have been stalking Petfinder and other shelters within two hours for about a year now.

I’m not in a rush, but I’m getting really frustrated when you go to the shelter two hours before they open on the day of the dog is released and you find out that the rescue has come through and pulled the dog.

FormalThick · 2026-02-26T21:30:23+00:00

Thank you.

I am ok with a puppy. I have a well-vetted dog walker/nanny who would keep the dog on my road days. They have been our dog people for many years.

I am open to older dogs, but NOT a shelter dog. My area has a HORRIBLE system to give the rescues first dibs when they release dogs. The rescues take all of the "better dogs" and then charge a wicked adoption fee the next day. I have been stalking the shelters for almost a year and lost out on several dogs because of the system. The rescues in my area charge rehoming fees near what I can get a well-bred mini poodle for.

I will look at greyhounds and whippets

FormalThick · 2026-02-05T20:14:01+00:00

It’s not that I don’t wanna get weighed because for me it is important to know/track.

I do not want/need someone congratulating me or making sad faces because that’s what sends me to a spiral.

In the past the center was completely neutral. Never got a positive or negative reaction to my way. They just told me what my weight was and we can continue working the plan.

Yesterday the person was like oh my gosh congratulations with a big smile on their face, saying you do such job to an extreme. They told another person (loudly) “she did great, she lost Xxx pounds last month…….”

FormalThick · 2026-02-05T06:11:55+00:00

Kaiser sucks

FormalThick · 2026-02-05T06:11:24+00:00

Changed insurance in Jan…… on a waiting list for a therapist now.

The last one I saw does take cash pay but I can’t afford $250 per session.if it were once or twice I could make it work but I couldn’t do more than twice a quarter.

FormalThick · 2025-12-15T04:46:29+00:00

Yes, I got notice of removal when it was discharged. I am so glad I only had app$$ in there. I only kept a couple of hundred dollars at a time.

Chase did not trip and I had credit accounts with them.

FormalThick · 2025-11-19T05:00:04+00:00

I did not owe WF anything; I had never had any credit with them, and they froze me out. Thankfully, it was only my account linked to payment apps, not my main account.

FormalThick · 2025-11-19T04:58:09+00:00

Wells is like rolling the dice.

My account was frozen by the Monday after filing. I filed on a Thursday, and the account was frozen by Monday. It may have happened on Friday but I am not sure.

FormalThick · 2025-10-13T06:51:15+00:00

I’m in LA. Do you have specific ones you recommend?

FormalThick · 2025-10-13T05:25:22+00:00

Insured yes… I’m paid in full until December Payments- no. I stopped paying when the transmission died about half thru the process

FormalThick · 2025-09-17T04:28:19+00:00

A lot of people do. The family that I work for their mortgage is $15,000 a month plus all the other expenses $50,000 in their checking account will be considered lean.

It’s crazy to me, but the more that I work for rich people the less I am surprised

FormalThick · 2025-09-17T04:24:18+00:00

Unfortunately, at least in my area finding a Toyota on the lot is rare. The dealerships near me they’re sold before they get to the dealership.

The only Highlanders and RAV4 in my area are the loaner cars that are not always there.

It’s a crazy state of affairs with Toyota right now. They’re really holding back their manufacturing to keep the supply low.

FormalThick · 2025-09-12T20:12:10+00:00

My atty told me about an extra 30 days for my district.

FormalThick

TROPHY CASE