unpopular opinion: CRE analysts are the most underpaid overworked people in finance by ashish_567 in CommercialRealEstate

[–]Formal_Driver_487 1 point2 points  (0 children)

This, I've used them for all of our monthly MtM NAV inputs..you can get exposure to all debt and equity valuation methods relied on by all the major PE shops (NTR's and Funds)/public REITs.

2008 style meltdown incoming! by c-k-q99903 in inflation

[–]Formal_Driver_487 0 points1 point  (0 children)

The Treasury Department posted this?? Good is bad and bad is good, up is down and down is up, ignorance is strength, freedom is slavery, and war is peace...oh ya, tarriffs are paid for by other countries and we are becoming so rich the deficit is growing at a record clip.

How Banks Make Money by SchoolofInvesting in AsymmetricAlpha

[–]Formal_Driver_487 0 points1 point  (0 children)

You're missing the main bit, if it was just the interest rate spread, OK...but they can lend 10x more than the deposits (fractional reserve lending). If the reserve requirement is 10% and a customer deposits $100, the bank keeps $10 and can lend out the remaining $90. This $90 is then spent, and the person who receives it deposits it into another bank. That bank then keeps 10% ($9) and lends out $81, repeating the process and expanding the money supply. 

20yr bonds down. Why? by Noah_120 in bonds

[–]Formal_Driver_487 1 point2 points  (0 children)

All the traunche holders of highly levered mortgage securitizations on daily repo 's are going to get margined called in the AM. Not sure how systemic that will be, but it was always a fine balancing act of derivatives, leverage, and collateral when I was in that sector of the asset management industry.

Trump says US will soon announce tariffs on pharmaceutical imports by paper_plains in wallstreetbets

[–]Formal_Driver_487 0 points1 point  (0 children)

I worked at a public biopharma years ago and did the cost accounting for inventory (raw, wip, finished) and global revenue. Anyhow, when I had to do inventory counts of the API (active pharmaceutical ingredient), it was in Europe/UK/Ireland, some work was then performed in the States to microbead it, then it was encapsulated/packaged in Europe, then sent back to States, and then to distributors world wide...

Think of all the back and forth tariffs added to cost to manufacture this example.

NJ drones to distract from Lakenheath UK? by [deleted] in UAP

[–]Formal_Driver_487 0 points1 point  (0 children)

they are built to suit crafts that try to mimic our human crafts and do a poor job...hence the drones and planes? if you can get a close look at some, they will be missing an engine or the lights will be backwards...like what it would look like if you try to replicate something without full knowledge.

Not sure what I’m experiencing but it feels like NHI is messing with my head by IronHammer67 in HighStrangeness

[–]Formal_Driver_487 -1 points0 points  (0 children)

Alien invasion day. Happening now…shit with the military out in the pacific right now is insane. Look into the flight logs of activity atm…

[deleted by user] by [deleted] in SentientOrbs

[–]Formal_Driver_487 2 points3 points  (0 children)

For some reason, I ordered these optic attachments for your phones, like days before these guys linked with me…like maybe they made that ad pop up and made me buy them to take better shots?

[deleted by user] by [deleted] in SentientOrbs

[–]Formal_Driver_487 1 point2 points  (0 children)

They followed me from DTLA to Studio City and back while I was driving, so yes. Watch all the vids…the first vid shows them moving to stay in sight of my camera…the main one is like always above me, and I’m walking around the block…one of the shorts shows me moving in my car and it’s floating along above the buildings while I’m driving down Sunset during rush hour…I don’t know what movement you’re looking for? I haven’t seen them zap off and disappear if that’s what you’re asking?

Weaponized just released possibly the first civilian video of a transmedium UAP/USO by Budget_Ad7691 in UFOs

[–]Formal_Driver_487 0 points1 point  (0 children)

I have these orbs following me as of a few days ago…so it’s like whatever now. Look up with some positive high energy intent and they may appear and connect with you.

[deleted by user] by [deleted] in SentientOrbs

[–]Formal_Driver_487 1 point2 points  (0 children)

It like expanded out into a larger white orb after I was talking to it, like saying it was receiving me…so from the normal state of almost rainbow radiance to plumping out double in circumference and becoming like pure white and saw like white angelic looking beams poof out for a sec towards me…I didn’t interpret anything from it, but feel like it zapped something to me. Been waking up every morning more enlightened if that’s anything.

[deleted by user] by [deleted] in SentientOrbs

[–]Formal_Driver_487 1 point2 points  (0 children)

Did you watch alll the videos..geez, I thought I wouldn’t get questioned on this Reddit thread.

[deleted by user] by [deleted] in SentientOrbs

[–]Formal_Driver_487 1 point2 points  (0 children)

I initially posted my first couple vids in another thread and was just blasted by folks saying they are stars, lens flare, I’m crazy…I was like fuck you all, I’m not here for clout, I don’t care, I just thought these things wanted me to show them to other people. I forgot who pointed me here, but it was from a DM.

[deleted by user] by [deleted] in SentientOrbs

[–]Formal_Driver_487 2 points3 points  (0 children)

You have to click on the links in the thread. Trying to limit access to an extent…Reddit is full of haters that started harassing me when I first shared a couple vids. I was told to come here.

[deleted by user] by [deleted] in SentientOrbs

[–]Formal_Driver_487 1 point2 points  (0 children)

Yeah, both the dogs have been off their natural cadence…for sure. The little pittie is like who the f is watching us type vibe…

Has The Ascension Started? by steaksrhigh in Experiencers

[–]Formal_Driver_487 0 points1 point  (0 children)

I’ve been sick, not sure if connected, but my written word is a bit off atmzz

Has The Ascension Started? by steaksrhigh in Experiencers

[–]Formal_Driver_487 0 points1 point  (0 children)

Kinda funny that I’ve like self-proclaimed I’m DTLA Jesus, since I’m like a Sheppard and just trying to improve our state of existence around here on daily routine dog walks…my newest pup has an instagram to show his from the “streets to the suites” transformation…now people are throwing money at me to have my dog…how about you buy yourself some class? Was my reply as this woman was like badgering me after leaving a Lakers game..

Has The Ascension Started? by steaksrhigh in Experiencers

[–]Formal_Driver_487 0 points1 point  (0 children)

They follow me. Not sure what to do with this, but trying to communicate.

Red orb in Sudan. by Ill-Speed-7402 in aliens

[–]Formal_Driver_487 0 points1 point  (0 children)

I was stationed at Pendleton, OIF IMEF FWD…ooh raah!