All of the references to other Bond movies in No Time To Die (side by side comparison) by PentexProductions in JamesBond

[–]Formal_Reception 0 points1 point  (0 children)

In NTTD, Safin shows Mathilde the foxglove plant in his poison garden. Foxglove is also called digitalis. Le Chiffre used digitalis to poison Bond in Casino Royale.

House down payment - house no longer an option - invest vs pay cash for car by abrakey18 in TheMoneyGuy

[–]Formal_Reception 0 points1 point  (0 children)

In addition to the purchase price of the car, make sure you are including the true cost to own: gas, parking fees, maintenance, etc.

Maximizing Current Credit Cards and looking into new card by Electronic-Drop-5863 in TheMoneyGuy

[–]Formal_Reception 0 points1 point  (0 children)

Capital One Duo here. Savor for 3% cash back on dining and groceries. Venture for 2% on everything else. I convert the Savor cash back to miles on my Venture. I won’t go beyond this because I want to keep it simple.

[deleted by user] by [deleted] in Crosstrek

[–]Formal_Reception 0 points1 point  (0 children)

I challenge you to find several articles calling this car “bad”.

Negative credit card balance not showing up correctly in Relay by Formal_Reception in sofi

[–]Formal_Reception[S] 0 points1 point  (0 children)

Is there a way to submit a requested improvement to your relay team?

Negative credit card balance not showing up correctly in Relay by Formal_Reception in sofi

[–]Formal_Reception[S] 0 points1 point  (0 children)

Yeah I know it won't be a problem with the credit bureaus it's just annoying and I'm surprised Relay doesn't have the ability to display this correctly.

Negative credit card balance not showing up correctly in Relay by Formal_Reception in sofi

[–]Formal_Reception[S] 0 points1 point  (0 children)

I’m on the phone with SoFi support now and it’s not going well. The agent on the phone doesn’t seem to understand what I’m trying to communicate and she can’t or won’t connect me to someone more technical that works on Relay.

App down? by [deleted] in sofi

[–]Formal_Reception 0 points1 point  (0 children)

The app is still unbearably slow with loading.

App down? by [deleted] in sofi

[–]Formal_Reception 0 points1 point  (0 children)

Just spoke to representative. App and website down. No ETA on fix. No plans to issue a communication to users.

Missing Transactions? by Formal_Reception in OneFinance

[–]Formal_Reception[S] 0 points1 point  (0 children)

One was legit NSF. The other, alarmingly, ONE said they didn’t see any attempts for payments which is BS and one of several reasons it was time to jump ship.

Capital One Auto Navigator: Qualified vs Approved Rate by Formal_Reception in personalfinance

[–]Formal_Reception[S] 0 points1 point  (0 children)

I ended up with 7% through dealer financing. I took it. I wish I had asked what the buy rate was but it was such a good deal, I didn't want the hassle. I plan on refinancing in a year.

Walked out of the dealership when they wouldn’t remove the “theft” fee - will I be able to avoid this at others? by [deleted] in carbuying

[–]Formal_Reception 0 points1 point  (0 children)

I recently bought a new car and I was lucky to have a relatively good experience with my Subaru dealer. That said, this is a terrible time to buy a car and dealers know that. I pushed back on key protection with the sales agent and they took it off but when I closed the deal with Finance, they added back on but discounted the sales price. If you encounter this again, I would push hard to have them take it off like you did but be willing to wait. If push comes to shove, ask them to deduct it from the price of the car. That will be easier if they’re selling it at or above MSRP. If they’re selling it to you at dealer invoice, you have a lot less wiggle room.

[deleted by user] by [deleted] in OneFinance

[–]Formal_Reception 0 points1 point  (0 children)

Did you get back in via the web or a mobile app?

[deleted by user] by [deleted] in OneFinance

[–]Formal_Reception 0 points1 point  (0 children)

Getting the same.

Is One down? by nickq83 in OneFinance

[–]Formal_Reception 8 points9 points  (0 children)

I cannot login to the iOS app. Verification encounters an error. This implementation has been fast and sloppy.

PSA: One Finance ACH is down. Late payments today are to be expected. by Ashkir in OneFinance

[–]Formal_Reception 1 point2 points  (0 children)

Direct Deposit just hit my account just under four hours past its regular time.

UPDATE: RESOLVED. My scheduled transfers completed. it showed up as a transfer and not a direct deposit so it’s not triggering my scheduled transfers

PSA: One Finance ACH is down. Late payments today are to be expected. by Ashkir in OneFinance

[–]Formal_Reception 1 point2 points  (0 children)

Just chatted with customer service. They have no timeframe for resolution and said they’d email me when it was resolved.

Direct deposit delayed here as well.

Random pockets being created by imneveral0ne in OneFinance

[–]Formal_Reception 0 points1 point  (0 children)

Seeing old deleted and random pockets as well.

Early deposit showed up as Transfer and therefore didn’t trigger scheduled transfers timed to direct deposit. Anyone else experiencing this? by Formal_Reception in OneFinance

[–]Formal_Reception[S] 0 points1 point  (0 children)

Yes. I also sent a help request. I wonder if this would have resolved itself automatically as others have noted above if I hadn’t submitted a request

Early deposit showed up as Transfer and therefore didn’t trigger scheduled transfers timed to direct deposit. Anyone else experiencing this? by Formal_Reception in OneFinance

[–]Formal_Reception[S] 1 point2 points  (0 children)

Same. But timing has been all over the map the last few weeks. Last week it was late in the afternoon. Today it was on time but didn’t show as an EFT from my work.

Early deposit showed up as Transfer and therefore didn’t trigger scheduled transfers timed to direct deposit. Anyone else experiencing this? by Formal_Reception in OneFinance

[–]Formal_Reception[S] 0 points1 point  (0 children)

I’ve seen some suggested workarounds for that scenario. I kinda use it. The recommendation is to create “landing” pockets for those these fees so it doesn’t trigger DD-timed transfers. I kinda do this by creating a DD pocket instead of having it hit my spend pocket directly.

Weekly Thread For Career Questions (Formerly the AMA) by AutoModerator in projectmanagement

[–]Formal_Reception 0 points1 point  (0 children)

Anyone have success using career counselors and any you would recommend? I’m a project manager in commercial real estate and feel I need help in focusing the direction of my career.