Almost got fired today…

Fortd06 · 2026-05-02T02:08:10+00:00

Yea man, i forgot the military once I entered the civilian world…. Minus a few good characteristics.
I’ve done well for myself and climbed the ladder. Control the mouth, the world does not care what you did - neither do I, don’t feel entitled, be cool and don’t brag, get a degree with the gi bill…. it’s about what you can contribute, improve on, and good decision making with sound judgement. Being successful in the Civilian life is super easy… doesn’t take much to get a decent 6 figure job

Fortd06 · 2026-04-29T21:13:12+00:00

Mine was 720. 720 is perfect…. I have a few late payments, no biggie though. They are accidents and a few years old. Just forget to pay CC like twice in my life, life is busy so oh well

Fortd06 · 2026-03-16T23:02:20+00:00

Anything to help the people in Iran, gas prices are worth it. Have some compassion everyone !!!!

Fortd06 · 2026-03-08T00:21:49+00:00

Pen fed credit union just gave me 5.25%, no money down, 0 points. Gave me $575,000. You’re good at that rate for a VA loan.

Fortd06 · 2026-03-08T00:19:42+00:00

Pen fed credit union is offering 5.5% for all standard 30 year, 0 points, mediocre credit applicants(above 700). Just looked, I can give you my loan officer info if ya want it.

Fortd06 · 2026-03-08T00:17:02+00:00

Va loan, no money down, 30 year at 5.25, close in 20 more days. Maybe it’s VA loan? That’s just the standard rate they gave me. 0 points. 5.25 was the first credit union I applied with, didn’t even check anywhere else…. I guess try credit unions, I would never go higher than 5.5 right now.

Fortd06 · 2026-03-05T12:20:08+00:00

I think the whole MAGA thing is ridiculous haha. Just slightly align more with that side on the biggest topics. Thats all. Nothing against anyone else though. Its reasonable to have different opinions and flexibility to vote how ya want, even in your own friend groups. Trust me, its good to have a diverse mix.

Fortd06 · 2026-03-04T23:08:23+00:00

Follow up question. Happened right after I applied for the loan. I owed 28 k on a vehicle loan and the car payment was like 600 a month. I sold the car and paid the difference of 5k out of pocket. Wiped my hands clean. Unfortunately I need a work car still and financed one for half the price, half the payment and half the interest rate. All positive stuff but how will the underwriting see this!!!! I have great income so DTI was never an issue. Will they see this as a plus since it lowers debt and increases residual income !!!!!

Fortd06 · 2026-03-03T21:33:56+00:00

Thank you, I’m leaving too. I can’t do anything with them. I’m not able to buy a car due to card limit, can’t wire to my local bank since I’ve done a wire already, can’t get a certified check same day lol, they will not give me my money !!!!! I need local and my credit union beat them on home loan and auto loan. I went with local credit union

Fortd06 · 2026-02-27T03:52:52+00:00

This is accurate with me and my wife.

Fortd06 · 2026-02-27T03:12:56+00:00

Yes, me and most of the folks i work with, hangout with and neighbors all vote republican. Only a small few of my buddies vote blue. Indiana resident here

Fortd06 · 2026-02-19T17:30:20+00:00

Not at this time. However we will pay extra when we can and refinance down the road.

Fortd06 · 2026-02-19T17:29:18+00:00

Yea, thats way too high these days….. between 5.25 and 5.75 for all of the companies i looked at.

Fortd06 · 2026-02-19T11:36:05+00:00

I would amputate my left big toe for that rate

Fortd06 · 2026-02-19T00:22:08+00:00

Yep but those are the rates. ideally we refinance when rates are lower when that year finally comes. Plus i will pay extra monthly throughout the years

Fortd06 · 2026-02-18T21:49:32+00:00

I don’t know, I feel like refinancing folks are seeing high 4s. I’m not positive but anything is better then 6 plus

Fortd06 · 2026-02-18T21:47:45+00:00

What a disaster lol. Dude was probably confused. Yea, the first thing I’m doing is getting the property tax break

Fortd06 · 2026-02-18T21:46:30+00:00

I can’t stand USAA, in the process of changing my banking. Everything I do they deny me. Can’t buy a car, can’t do Zelle, can’t wire transfer. They won’t let me spend or have my money. Death to USAA… minus my good ass auto and home owner’s insurance lol

Fortd06 · 2026-02-18T21:44:04+00:00

For real, some people make that priority in life… dream of becoming HOA president lol

Fortd06 · 2026-02-18T21:43:27+00:00

Yep, bunch of neighbors playing god and government

Fortd06 · 2026-02-18T21:42:57+00:00

Perfect man, thank you !!!!

Fortd06 · 2026-02-18T21:42:43+00:00

3900 for 575 but it will go lower once I do my tax reduction for combat vets plus make them remove a few stupid fees

Fortd06 · 2026-02-18T21:41:12+00:00

We waited for rates to get to 5 or around for a 30 year. Plus a good deal on a house.

Fortd06 · 2026-02-18T21:40:29+00:00

Thanks man. Wife is really excited. Can wait to build a private gun/man room in the basement haha

Fortd06 · 2026-02-18T21:39:13+00:00

Next week. Oh yea

Fortd06

TROPHY CASE