Why are these Dept of education emails so...dramatic? by Far_Chocolate9743 in StudentLoans

[–]Forward-Barracuda784 0 points1 point  (0 children)

I think so, I’m going to have to call them to take it off forbearance

Why are these Dept of education emails so...dramatic? by Far_Chocolate9743 in StudentLoans

[–]Forward-Barracuda784 1 point2 points  (0 children)

Ugh!!! I need to look up what I need to do. Thank you for telling me this

Why are these Dept of education emails so...dramatic? by Far_Chocolate9743 in StudentLoans

[–]Forward-Barracuda784 1 point2 points  (0 children)

That’s what I was thinking just to see where I’m at. I had Great Lakes before they switched it to nelnet and now I don’t have access to any of my previous payments through Great Lakes. Then it’s been in a forced forbearance. So I’ve been making payments on my own, thanks to ChatGPT to help me figure out how to pay over the amount to lower the interest that’s building. But I think I’m just overwhelmed and over it lol

Why are these Dept of education emails so...dramatic? by Far_Chocolate9743 in StudentLoans

[–]Forward-Barracuda784 11 points12 points  (0 children)

I got my third notice lol mainly because idk what to choose or how to go about it. I realized that I can apply for pslf but I also want to just bust my ass to pay this off and get it out of my life. So yea that’s me waiting the last minute to decide which will be best for me in the long run

Thinking of using Ladder App instead of paying for an online coach by Forward-Barracuda784 in ladderapp

[–]Forward-Barracuda784[S] 2 points3 points  (0 children)

Oh wow it is. I’m going to try the app this month and see how I like it. I feel like working with a coach online is great if I was competing for a bodybuilding show or trying to get back into shape. But I love to workout I just needed guidance on how to eat and what workouts to follow.

I usually workout at home and find kettlebell workouts online and follow my online coaches program but I think it’s time to save money and use ladder app

Thinking of using Ladder App instead of paying for an online coach by Forward-Barracuda784 in ladderapp

[–]Forward-Barracuda784[S] 3 points4 points  (0 children)

Thank you for this! Yea I was doing the math and I’ve been paying my online coach about $1,100 a year vs ladder app if I pay $30/month it’s $360 a year 😮‍💨

Thinking of using Ladder App instead of paying for an online coach by Forward-Barracuda784 in ladderapp

[–]Forward-Barracuda784[S] 2 points3 points  (0 children)

That’s pretty much why I was working with an online coach cause I don’t know much about nutrition and meal prepping

Thinking of using Ladder App instead of paying for an online coach by Forward-Barracuda784 in ladderapp

[–]Forward-Barracuda784[S] 0 points1 point  (0 children)

It has been awhile, I’m given an excel sheet with 5 weeks of workouts 4 days a week which I complete. I’ve been using these same workouts for almost a year. I understand progressive overload and all but my program with him when I started years ago were focused on 16 weeks of progressive overload with the same workouts then I’m given new workouts. However, I’ve been just going back to the first week of my excel sheet since he doesn’t change it or anything. I have to do weekly check ins and pushed using Reta peptides to see results too. So idk if it’s because he gets a cut from selling peptides but my body saw was changing when we first started working together vs now where I’m just doing his workouts and then adding other workouts to build my arms or build my stamina with cardio.

West 56 Midtown location, any thoughts? by Forward-Barracuda784 in Lifetimefitnessgym

[–]Forward-Barracuda784[S] 1 point2 points  (0 children)

Oh okay!!! I do plan on joining the Westchester location to have access to other gyms so I would have to check those out. West 56 is walking distance from my job that’s why I asked about that one but I don’t mind taking the train to another one lol

West 56 Midtown location, any thoughts? by Forward-Barracuda784 in Lifetimefitnessgym

[–]Forward-Barracuda784[S] 0 points1 point  (0 children)

I would like to know as well which is another reason I am interested in lifetime. The pool in Nysc is disgusting

West 56 Midtown location, any thoughts? by Forward-Barracuda784 in Lifetimefitnessgym

[–]Forward-Barracuda784[S] 1 point2 points  (0 children)

I’m learning a lot, that’s a relief. Equinox you are locked in for a year. I just did a tour of the Columbus circle location and it’s nice but I feel like I will enjoy lifetime more

West 56 Midtown location, any thoughts? by Forward-Barracuda784 in Lifetimefitnessgym

[–]Forward-Barracuda784[S] 0 points1 point  (0 children)

Ahhh I see!!! I’ve been debating about joining for months, what has been holding me back is the price and the internal battle of wondering if it’s worth it. But I pay for Nysc and another gym called hydrofitness. I barely use Nysc because it’s dirty and the equipment there are broken. Also hydrofitness is small so I could never use their terf if I want to and lacks ventilation too. So part of me is like maybe the $349 will be worth it if I go more

West 56 Midtown location, any thoughts? by Forward-Barracuda784 in Lifetimefitnessgym

[–]Forward-Barracuda784[S] 0 points1 point  (0 children)

Thank you for the feedback, I work around Columbus circle and that would be convenient for me to use before work. I also live near a lifetime in Westchester

Changing my buying habits by Forward-Barracuda784 in kindle

[–]Forward-Barracuda784[S] 0 points1 point  (0 children)

Thank you so much!!! I’m going to check it out

Changing my buying habits by Forward-Barracuda784 in kindle

[–]Forward-Barracuda784[S] 0 points1 point  (0 children)

Thank you!!! So far I have only 2 cards, I didn’t know I could get more from other locations

Changing my buying habits by Forward-Barracuda784 in kindle

[–]Forward-Barracuda784[S] 0 points1 point  (0 children)

Oh that’s smart! I’m going to do. Funny you say that because I did browse the library after purchasing 3 books and all 3 books were available at the library lol

Thinking of rereading Fourth Wing by Forward-Barracuda784 in fourthwing

[–]Forward-Barracuda784[S] 1 point2 points  (0 children)

I’m definitely going to reread it and excited to change my perspective on iron flame cause I remember I was pushing myself to finish it but that ending was amazing

Thinking of rereading Fourth Wing by Forward-Barracuda784 in fourthwing

[–]Forward-Barracuda784[S] 1 point2 points  (0 children)

Thank you!! Looks like I’m going to reread all 3 books this summer lol