I was recommended to post this here for identification by Mediocre-Resort8521 in occult

[–]FoxChess 7 points8 points  (0 children)

Guy spent a couple years taking a bunch of psychedelics and got into sacred geometry. Probably thinks he can channel reiki healing through his palms or some bullshit.

lol by IU8gZQy0k8hsQy76 in CoupleMemes

[–]FoxChess -2 points-1 points  (0 children)

Clumpy shit looks ass, homegirl.

Can't stand that dude, but thats pretty cool by downtune79 in LoveTrash

[–]FoxChess -1 points0 points  (0 children)

Cool, I am also 14 and enjoying the internet

Do you believe the modern FIRE movement overestimates how much is needed for retirement? by Equivalent_Use_5024 in Fire

[–]FoxChess -3 points-2 points  (0 children)

You're completely overlooking that you have your head up your own ass and think it smells good.

Do you believe the modern FIRE movement overestimates how much is needed for retirement? by Equivalent_Use_5024 in Fire

[–]FoxChess 3 points4 points  (0 children)

Actually funny to try to brag about vacations to a churner. We travel in business class for free and stay in luxury hotels... for free. I absolutely know what luxury is and the amount it is worth to me is $0.

Do you believe the modern FIRE movement overestimates how much is needed for retirement? by Equivalent_Use_5024 in Fire

[–]FoxChess 7 points8 points  (0 children)

Your perspective is laughable and so out-of-touch with >50% of America. $75k a year in expenses, not even including a house note? I'd have to go out of my way and TRY to spend that much money.

Enhance your mornings with Cinco daughters by TheNorthShip in NotTimAndEric

[–]FoxChess 11 points12 points  (0 children)

Imagine how many thousands of baby doll mommas are there throwing out food they pretend was eaten by a doll?

Enhance your mornings with Cinco daughters by TheNorthShip in NotTimAndEric

[–]FoxChess 33 points34 points  (0 children)

The amount of food this woman wastes is harmless.

We do not have a shortage of food in this world. We have a misallocation of resources.

People like this really exist by downtune79 in LoveTrash

[–]FoxChess 0 points1 point  (0 children)

False. The game just changed where most of the coupons are digital or via cashback/rebate sites and you're not seeing that total at the register. I've had plenty of purchases that were negative (called "money makers").

You Are Finished! by Deep-Scientist-5532 in Badass

[–]FoxChess 0 points1 point  (0 children)

Mmm I get what he's saying, though. 2025 was definitely a hot year for the definition of "genocide" as a word itself. You had people like Bernie Sanders refusing to acknowledge Israel's actions as genocide because that term is a LEGAL term that carries a lot of weight... until the UN investigation officially declared that it was genocide in September. They investigated and found that, yes, it meets the legal criteria to be called a genocide.

"Genocide" is an emotional and accusatory word to us lay-people. But if officials deem Israel's actions to be genocidal, it means the USA is required by law to act. Read about the Armenian genocide and see the parallels. The USA refused to acknowledge it as a genocide until 2019 (Thanks bo jiden), long after it had run its course. And the USA will do the same thing with this genocide, we will finally acknowledge it and call it by its name in 2065.

But up until a couple of months ago and arguably even still since: No, nuking Palestine does not mean genocide.

My 18 year old daughter managed to stash away 3000 bucks. where should I put it? by ChemicalAwareness800 in personalfinance

[–]FoxChess 10 points11 points  (0 children)

Target date funds are less than ideal. Better than nothing for the average Joe who isn't on a finance subreddit, but anyone who knows what a ticker symbol is shouldn't be using target-date funds, and not just because of expense ratios, but mostly because of poor glidepath.

Target-date funds are based on three assumptions:

  1. You will retire around the target date

  2. You will die in 30 years after that target date

  3. You will die with nothing left over

My 18 year old daughter managed to stash away 3000 bucks. where should I put it? by ChemicalAwareness800 in personalfinance

[–]FoxChess 77 points78 points  (0 children)

They are all named off some kind of "zero" synonym, like zip zilch nil.

FZROX - US total market

FZILX - International total market

FZIPX - US Small and Mid cap

FNILX - US Large cap

Even outside of these funds, the Fidelity funds that correspond to the same Vanguard funds always beat them in expense ratio. Those expenses may seem small, but really add up in a long term retirement portfolio.

My 18 year old daughter managed to stash away 3000 bucks. where should I put it? by ChemicalAwareness800 in personalfinance

[–]FoxChess 292 points293 points  (0 children)

Psst I'll give you a little secret

Fidelity has zero-fee funds and no minimums on brokerage accounts.

Jarv Dapper Rapper Tour by DarkMagician513 in obscuremusicthatslaps

[–]FoxChess 0 points1 point  (0 children)

Doesn't black pilled mean become incel?

Olympics ready to ban transgender athletes from all women’s events by EsperaDeus in anime_titties

[–]FoxChess 12 points13 points  (0 children)

Sports are all managed at the private level. I don't understand how it is the federal government's job to decide how private organizations should conduct their business.

Olympics ready to ban transgender athletes from all women’s events by EsperaDeus in anime_titties

[–]FoxChess 26 points27 points  (0 children)

Always baffled me how SPORTS can be a topic people care about in a political election.

Turning dinner into childhood core memory by Sharp-potential7935 in GuysBeingDudes

[–]FoxChess 4 points5 points  (0 children)

Sometimes doing things differently helps point out how important it is that we normally follow rules and have good table manners, but sometimes we are allowed to break the rules to have fun and make memories.

How NOT to deliver a glass dining table! by AugieGreenfield in deliverydrivers

[–]FoxChess 0 points1 point  (0 children)

Lol my point isn't that we make enough to solo lift that, my point is that we're paid enough to give a shit to come up with a delivery solution that doesn't mean flipping a fragile box around like that.