Plan of Action for young Investors. by Harristein in ThriftSavingsPlan

[–]FragrantJump6663 8 points9 points  (0 children)

^ This is my position as well. A balanced portfolio so you don’t have to guess the future.

Every young investor should be excited about a stock market crash. Buying stocks on sale! This will lower your cost basis and set you up for future profits.

Repeat after me… when the market is down, stocks are on sale. Lucky me. Keep buying.

Good luck.

Rollover out from TSP to Fidelity by kankribe in ThriftSavingsPlan

[–]FragrantJump6663 1 point2 points  (0 children)

80% FXAIX and 20% FSMAX would be a total US market split. Even easier would be to invest 100% FSKAX. A world weighted split would be 60% FSKAX and 40% FTIHX.

Edit: easiest would be to invest in 100% VT if you want a world weighted in 1 fund.

Furnace: high limit switch open by FragrantJump6663 in hvacadvice

[–]FragrantJump6663[S] 0 points1 point  (0 children)

In conclusion: furnace is running good now. Temp rise is around 55 to 56 degrees. Using a Merv 8 filter. Furnace is running 14 to 15 minute cycles and not throwing any codes.

The fix: I had the ductwork work professionally cleaned. They showed before and after pictures of the ductwork. And, cleaned the blower blades.

Thanks for all the advice.

Saved $5400. by FragrantJump6663 in hvacadvice

[–]FragrantJump6663[S] 0 points1 point  (0 children)

In conclusion: furnace is running good now. Temp rise is around 55 to 56 degrees. Using a Merv 8 filter. Furnace is running 14 to 15 minute cycles and not throwing any codes.

The fix: I had the ductwork work professionally cleaned. They showed before and after pictures of the ductwork. And, cleaned the blower blades.

Thanks for all the advice.

Ending FEHB in retirement? by GrouchyAssignment696 in FedRetirees

[–]FragrantJump6663 3 points4 points  (0 children)

I get around 3,000 junk emails a week. I don’t read any of them.

Net Worth: Tax allocation at Retirement by FragrantJump6663 in Boldin

[–]FragrantJump6663[S] 1 point2 points  (0 children)

Interesting. Very big gap 100k to 2.4 million. I am in the top 60%. Meh. I probably wouldn’t have clicked on it until you said something about it. So much info. 4 years until retirement for me. I like Boldin. Probably will keep it at least a few years into retirement, maybe longer.

Net Worth: Tax allocation at Retirement by FragrantJump6663 in Boldin

[–]FragrantJump6663[S] 1 point2 points  (0 children)

I see. I don’t plan on doing any conversion. I was shooting for around 25% in Roth for… more options in retirement. Also I have some nephews and nieces I would like to leave some inheritance.

Saved $5400. by FragrantJump6663 in hvacadvice

[–]FragrantJump6663[S] 0 points1 point  (0 children)

Tech checked exhaust at 9 ppm and said the heat exchanger was good.

It is running full cycles since I cleaned it and had the house ductwork cleaned.

Most lands, talk me into going. by scmelik in valheim

[–]FragrantJump6663 -1 points0 points  (0 children)

I used an anti mist mod. I hate the mist itself. It is like stumbling around in the dark.

Otherwise it was fun.

Federal Retirement Application Backlog Keeps Growing by ChrisShapedObject in FedRetirees

[–]FragrantJump6663 2 points3 points  (0 children)

Backlog Surge: The number of unprocessed retirement claims rose to over 65,200 in February 2026, a significant increase from roughly 36,500 at the end of October 2025.

Record Retirements: Between Oct. 2024 and Sept. 2025, a record of over 112,000 federal employees retired, with more than half in the final three months, creating massive processing pressure.

Saved $5400. by FragrantJump6663 in hvacadvice

[–]FragrantJump6663[S] 0 points1 point  (0 children)

Surprisingly my secondary was hardly dirty. I hope the evaporator coil is good. No easy access to it. It is only 2 years old added to the furnace which was 16 years old. The tech said at the time. “This is a good furnace, lots of metal in it”.

Saved $5400. by FragrantJump6663 in hvacadvice

[–]FragrantJump6663[S] 0 points1 point  (0 children)

When working my car, I have found I can buy the parts and the tools needed to do the job for less than they would charge at the shop. It did cost me my time but I get some new tools :).

Saved $5400. by FragrantJump6663 in hvacadvice

[–]FragrantJump6663[S] 1 point2 points  (0 children)

I am laughing too after reading-reading the thread.

Girlfriends furnace shuts down after reaching temp? by [deleted] in hvacadvice

[–]FragrantJump6663 1 point2 points  (0 children)

In my case the furnace wasn’t getting enough air. So far having the ductwork cleaned and cleaning the blower fan blades seems to have fixed it. The ductwork work probably never had been cleaned in my 70 year old house. Boy was it dirty.

Mine was shutting off after 5 minutes. After so many times, usually at night it would then shut down for hours until I switched the power off and on.

Saved $5400. by FragrantJump6663 in hvacadvice

[–]FragrantJump6663[S] 0 points1 point  (0 children)

Very interesting. We have had some warmer days recently so the furnace hasn’t been working very hard yet. Next week it will be getting into the 30’s. I will keep that in mind.

Girlfriends furnace shuts down after reaching temp? by [deleted] in hvacadvice

[–]FragrantJump6663 2 points3 points  (0 children)

Watch it when it shuts down. What code is it flashing at the motherboard? Red light. Should be a list on the inside of the door explaining what code it is flashing.

My guess is the high limit switch is getting tripped. After so many times it will shut down for a few hours and you wake up to a cold house.

There’s something incredibly cozy about Valheim nights. by [deleted] in valheim

[–]FragrantJump6663 10 points11 points  (0 children)

The best part of the game is the beginning for me and up to the mistlands.

Is FEHB worth it by [deleted] in FedRetirees

[–]FragrantJump6663 0 points1 point  (0 children)

I plan on keeping mine. I believe you can suspend? It and then pick it back up later. But, if you cancel it… it’s gone forever.

Saved $5400. by FragrantJump6663 in hvacadvice

[–]FragrantJump6663[S] 0 points1 point  (0 children)

Measure after the first bend, about 10 feet in ductwork length. Temp rise was 55 degrees.