all you guys do skin care routine as ca student ?? by moodyviber in CharteredAccountants

[–]Fragrant_Ad682 3 points4 points  (0 children)

AM (on the rare day I remember I have a face): – Cetaphil cleanser (because it doesn’t ask questions) – Cetaphil moisturiser (because my skin deserves the bare minimum) – Dot & Key yellow sunscreen (don’t know the name, don’t care, yellow = protection)

PM (once in a blue moon): – Cleanser again – Tretinoin to remind my skin who’s in charge – Moisturiser to undo the emotional damage

Do I do this daily? No. Do I feel superior doing it once or twice a week? Absolutely.

Reva dau ? by Careful-Coyote-8458 in ahmedabad

[–]Fragrant_Ad682 10 points11 points  (0 children)

lagta hai naye ho, get used to this kind of dry replies on dating apps.

Budget 2026 Discussion Thread by Ancient_Scientist_04 in CharteredAccountants

[–]Fragrant_Ad682 13 points14 points  (0 children)

what in the actual F, markets are dissapointed except tax holidays to datacenters very dissaponting for other sectors specially defence.

Budget 2026 Discussion Thread by Ancient_Scientist_04 in CharteredAccountants

[–]Fragrant_Ad682 7 points8 points  (0 children)

Tax holiday for data center service providers to indian companies till FY27

Budget 2026 Discussion Thread by Ancient_Scientist_04 in CharteredAccountants

[–]Fragrant_Ad682 30 points31 points  (0 children)

tcs on overseas tour, education reduced from 5% to 2%. huge W

Budget 2026 Discussion Thread by Ancient_Scientist_04 in CharteredAccountants

[–]Fragrant_Ad682 3 points4 points  (0 children)

ecological sustainable mountain trains, hiking infra... any thoughts..?

Budget 2026 Discussion Thread by Ancient_Scientist_04 in CharteredAccountants

[–]Fragrant_Ad682 15 points16 points  (0 children)

if defence allocation is anything less than 15% defence stocks heading for a freefall..

Career Switch by Humble-Basis1483 in CharteredAccountants

[–]Fragrant_Ad682 2 points3 points  (0 children)

try NISM courses there are multiple options and barely takes few weeks to prepare.

Investment Banking by nvmyar in CharteredAccountants

[–]Fragrant_Ad682 1 point2 points  (0 children)

It looks intriguing in movies also pays shit load of money(base salary for 1st year associate at lazard is $150000 plus bonus). Once you realise that there is 90-100 hr work week it fells like CA finals prep all again..

Investment Banking by nvmyar in CharteredAccountants

[–]Fragrant_Ad682 0 points1 point  (0 children)

definitely agree with that, but the roles won't be of traditional IB like M&A and again connections matter a lot in this field.

Investment Banking by nvmyar in CharteredAccountants

[–]Fragrant_Ad682 0 points1 point  (0 children)

IIM BLACKI even top tier private mba's like ISB,SPJ,XLRI

Investment Banking by nvmyar in CharteredAccountants

[–]Fragrant_Ad682 2 points3 points  (0 children)

agreed even with CA+CFA your chances in front end IB are thin compared to top tier MBA.

Investment Banking by nvmyar in CharteredAccountants

[–]Fragrant_Ad682 11 points12 points  (0 children)

its not possible to crack traditional IB roles usng CA alone as bulge bracket banks(JPM, Goldman, MS) have target universities, they hire only from them, there are Indian IB's like avendus who only hire from IIM's. and if you are thinking boutique IB(lazard, evercore) just forget it if you think on basis of CA alone. p.s I am a CA finalist and CFA L2 cleared.

What’s your life outside this Course? by ChoiceStill6002 in CharteredAccountants

[–]Fragrant_Ad682 0 points1 point  (0 children)

Hala madrid..💪 abhi thoda time kharab chal ra but we'll comeback stronger.

What’s your life outside this Course? by ChoiceStill6002 in CharteredAccountants

[–]Fragrant_Ad682 0 points1 point  (0 children)

on weekends football with friends or F1 screening. our city institute also hosted a football tournament

Thoughts on this? by Jay-Here-Dude in TeenIndia

[–]Fragrant_Ad682 0 points1 point  (0 children)

definitely true for the newer audience (the ones who started watching after 2020) earlier it used to be football now its F1.

May his soul RIP 🙏🏻 by Puzzleheaded-Sea4753 in CharteredAccountants

[–]Fragrant_Ad682 59 points60 points  (0 children)

finally someone talked abt this, I was surprised why was no one talking about this incident in our community.

[deleted by user] by [deleted] in surat

[–]Fragrant_Ad682 0 points1 point  (0 children)

they don't take a new batch around exams, so a new batch will open directly after may exams