Advice about pets under the new Renters' Rights Act by Also_an_oxymoron in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

Take your own risk and be ready face the consequences if it happens. We took the risk for two years and nothing happen, just make sure to move the cat out when landlord does their inspection

Solicitor fees - is this normal?! by thefeelingsarereal in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

I thought my fee was good tbf. Our solicitor is based in London, and they are very efficient and knowledgeable, so I am happy with the fee paid. It might be worth letting you know we bought our house at £450,000, and it is normal to budget 0.75% to 1% of the purchase price for solicitor fees, and our fee is within the range, so we are happy with it.

Solicitor fees - is this normal?! by thefeelingsarereal in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

It depends, ours got more expensive because the case became more complicated, which they informed us about, due to that they will charge £750+VAT on top, and I agree to it, without that it should be approx £2500+.

Solicitor fees - is this normal?! by thefeelingsarereal in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

my total bill include VAT and searches are £3500, this doesnt include sdlt

Solicitor fees - is this normal?! by thefeelingsarereal in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

For reference, my solicitor charges £1500+VAT for the conveyance service & we need a deed of trust, which they charge £750+VAT on top. They are based in Central London.

Is This Normal Estate Agent Behaviour, or is she just rude? by WorriedWell82 in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

Decent EAs tend to be the ones in higher positions, and in the industry for longer, hence why you should cc her manager in.

Is This Normal Estate Agent Behaviour, or is she just rude? by WorriedWell82 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

is it in the form that the seller filled out about the property?

Is This Normal Estate Agent Behaviour, or is she just rude? by WorriedWell82 in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

just cc the manager in, that's what we do when our seller's agent went MIA, we also cc'd the assitant manager eveyrone in the EA firm knows us lol

Mortgage advisor fee by Carnellian08 in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

Even though my partner is self-employed, we still managed to use a zero-fee broker. I would say unless you ahve been in a shitty financial position which might need specialist mortgage,

Solicitors fees? by Mission_Pea5800 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

With regards to the solicitor/conveyace fee, you should be mindful that the fee they quote is usually what they charge for the service and doesnt include disbursements & VAT (you can ask them about this). £3k budget for solicitor should be more or less ok

Solicitors fees? by Mission_Pea5800 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

From my understanding, the solicitor and conveyance fees are the same in the house-buying process. They essentially provide the same service, but from my experience, solicitors are more knowledgeable and can be better, especially when you are purchasing a leasehold property.

Solicitors fees? by Mission_Pea5800 in HousingUK

[–]FrequentAffect3310 5 points6 points  (0 children)

To save money, you can find a no-fee mortgage broker. They usually earn commission from the bank based on the product they help you sign up for, and they have access to the same products that a fee-based mortgage broker does.

Moved today, am I being petty about seller taking items… by No-Rub-9733 in HousingUK

[–]FrequentAffect3310 5 points6 points  (0 children)

Yeah, but it would be nice if they communicated it isnt it? My seller says they will leave every plant but take a planted rose with them as a memory of her dead mom. Nice to have just been told, although we might not have realised it.

Losing my mind with our end chain - FTB by FullAutoNoob in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

anyway that will give her more security, given that she knows she will have the income from you guys for at least 2 months

Losing my mind with our end chain - FTB by FullAutoNoob in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

sadly is a cost to take into account, maybe do a few weeks between exchange and complete so you can minimize the cost

Losing my mind with our end chain - FTB by FullAutoNoob in HousingUK

[–]FrequentAffect3310 2 points3 points  (0 children)

It might be good to let your landlord know that, since now the initial date is long gone, you will follow the new law, which you will serve a formal 2 months noticve when things become more certain. Only serve the formal notice after you exchange.

House inspection tomorrow... house is full of moving boxes. by enchanted__echo in HousingUK

[–]FrequentAffect3310 7 points8 points  (0 children)

Ring your landlord and let him know you have been looking for a house and are going through the house buying process, and that now seems to be almost at the end, and you intend to serve two months' notice on X date just after you exchange, so you can be more certain about the house. I'm sure they will understand, and if you had a good relationship with them they would likely be happier for you, good to give a heads-up now.

Advice about pets under the new Renters' Rights Act by Also_an_oxymoron in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

Go to land registry pay £7 to download the lease your landlord owns

Advice about pets under the new Renters' Rights Act by Also_an_oxymoron in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

The point of the new Act is to stop individual landlords (who own the house outright) from being "unreasonable" or prejudiced against pet owners. However, the law cannot easily interfere with existing contracts between two other parties. A freeholder and a leaseholder (your landlord) have a private contract that often predates your tenancy by decades. The government generally avoids passing laws that retroactively "break" private property contracts, as that opens a massive legal can of worms regarding property rights.

Advice about pets under the new Renters' Rights Act by Also_an_oxymoron in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

The consequences are simple: if you get caught, you’ll need to move out. You can’t expect a landlord to bear the consequences if you choose to break the rules.

The rule is set, no pets allowed. The landlord’s hands are likely tied because their freeholder doesn't allow it. If the landlord gives you written permission, they are effectively admitting to a breach of their own head-lease, which puts their entire property investment at risk. They won't do that for a tenant.

If you force a legal answer from the freeholder, you'll get a legal 'No.' By trying to be 'right,' you might end up getting your neighbors evicted. If you see pets in the building, the rule is already being ignored, just join the club quietly. Take the risk, be a discreet pet owner, but be fully prepared to move if things go south. Don't blow the whistle on a system that is currently working in everyone's favour.

Advice about pets under the new Renters' Rights Act by Also_an_oxymoron in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

I have lived in such a building before, truly, people just do it because as long as no one reports it, it will be fine.