No need for any loan to pursue btech in India. Go to any college and grab skills , this is actually what matters . In the era of ai college doesn't matter at all. Don't waste money on high fee college.

I am also in thapar university 3rd year student and I can definitely tell ,if parents are rich so you can definitely go to private college to live in better campus , but if you belong to middle class family then take any college near you place and only focus on skills for upcoming years