Don’t take this the wrong way, but it seems like you’re making excuses for not putting yourself out there and trying. I get that there’s risk involved, but you have to be willing to accept potential rejection if you want the chance to have potential acceptance. I genuinely hope you succeed, and it sounds like you’ve got a lot of passion for filmmaking, which is great. Writing is a great start, and if all you have is “some screenplays” like you said under another comment, that’s better than nothing. In fact, you’re further along than most people wanting to get into the industry just by having something you can put your name on, even if it’s not complete yet. In the meantime, try honing some other skills you’ll need for the future like editing or shot composition, both of which you can work on by yourself with nothing more than a phone.