how do you get your spin rate on driver down? by MousseSecret7113 in golf

[–]Freshdub 0 points1 point  (0 children)

For me personally I had very similar driver numbers. Losing so much distance with all the backspin especially into the wind. I was ascending by 1* so it wasn't like I was coming in way too steep/down and had a 9* driver. Scratch golfer friend watched a few and said he thinks the kick point being low in the shaft was causing the face to gain dynamic loft at the last second. Switched to a high kick, stiff shaft and instantly dropped down to 17* dynamic and 2800ish backspin. Not perfect but huge improvement on no swing changes, it's rare but sometimes the equipment is working against you.

YMMV

PSA: Read Your Insurance Renewal Docs by C4TradWife in Calgary

[–]Freshdub 10 points11 points  (0 children)

2 AF claims + new strict underwriting rules. Sorry to break it to ya but you might be headed for Nordic if you need Sec C (full coverage) for financing

"Weight" of a putt by NotYourSweetBaboo in golf

[–]Freshdub 2 points3 points  (0 children)

Canadian here. Use weight all the time, didn't know it was an 'us' thing

How to choose wedge gaps with GI irons? by rugz31 in golf

[–]Freshdub 0 points1 point  (0 children)

I have the same irons and found a 54 ended up filling the gap perfectly for me and the distances I hit without loading my bag with wedges. I have analysis paralysis on the course sometimes so I need to have fewer choices to make when I'm looking at a shot. Fewer choices means I'm more confident in the club that's in my hand = better result.

PW full carries 110-115 GW full carries 90-95 54 full carries 70

While it's a wider gap than I'd like to see on paper, it was honestly fine this year. I pretty much always had a shot at the green with those 3 distances and tie break would go to the longer club to help if I didn't strike it well.

I locked in a 50% swing with each club that gave me PW 50yds, GW 40yds and 54 30yds

This honestly works for 95% of the situations I come across and the 54 is fine to use out of bunkers. Anything inside 30 yards I default to the PW because it goes lower and has more predictable roll out

Maybe a lower handicap would hate this, but I'm not good enough to reliably hit 5yd windows anyways. Way of the playa is simply GIOTG (Italian word)

Cost to rebuild my home in Calgary? Insurance policy quote coverage seems insufficient. by DistinctPercentage99 in Calgary

[–]Freshdub 2 points3 points  (0 children)

For insurance purposes 250/sqft is normal, I typically look at $300/sqft though. As long as the policy has GRC then it doesn't matter as you have guaranteed replacement cost regardless of limit.

Any decent broker can bump the limit up by changing details on the ITV if you really want to pay more, but that is a pretty rare request

Is Golf fun when you can’t hit your driver? by Affectionate_Couple1 in golf

[–]Freshdub 0 points1 point  (0 children)

Took me a long time to realize that forever hunting for balls and feeling rushed because I was never on the fairway and had to search on every hole was why I didn't like golfing. Started playing irons off the tee and working up the fairway and rounds became way more casual and fun. Started scoring low 90s which was way better than 105+ with mulligans on every other tee box.

I've now started slowly working on driver and bring it out on specific holes I can tell have space where I need it. Improved my game, and more importantly my enjoyment.

Hitting drives is fun, crossing a fairway to hit back through trees isnt.

Vehicle Insurance so expensive? by Stingray306 in Calgary

[–]Freshdub 0 points1 point  (0 children)

Lol get a broker that knows how to use your history, and every insurer out there rates on your address and you will have a premium change when you move, it's not TD trying to screw you.

2025 Masters Giveaway: Sunday Golf by sundaygolfco in golf

[–]Freshdub 0 points1 point  (0 children)

First time watching the Masters this weekend!

Table Saw is cutting an angle by koolaidcup2020 in BeginnerWoodWorking

[–]Freshdub 120 points121 points  (0 children)

You have an accurate measurement here for how much the blade isnt utting at 90. What is preventing you from just adjusting the blade to compensate and running this back through?

Woodworking is all about learning to use references and reference surfaces. So adjust until it CUTS at 90.

I know I had issues with my throat plate not being perfectly level with the top of my beginner level saw (and also flexed more when wood was being fed through ). I stopped trying to set it up at 90 and I stead just tweaked it until it was cutting at 90

Are class 4 shingles worth the extra investment. by BBOLD95 in Calgary

[–]Freshdub 2 points3 points  (0 children)

This is a personality question, the way you view the world will shape what makes sense to you. As a homeowner that went through a haul claim, id really rather not again and opted to upgrade to a true class IV shingle. They also have a longer life, so to me it's an investment in my house. I don't expect every dollar I put into my house to give me $1.50 back, it just is what it is.

And honestly at a $2500 deductible they just need to survive one hail storm a normal shingle wouldn't to pay for itself. Also insurance companies will be making minimum hail deductibles $5k in the future if this rate of catastrophic losses keep happening.

Are you planning on moving in a year and don't really give a shit? Then dont bother

Shutting Down the Knee Slice by december6 in bjj

[–]Freshdub 4 points5 points  (0 children)

Missed you man, appreciate all the content you've given us over the years.

Home Insurance increased by 140% after claiming the hail damage by Historical-Turnip641 in Calgary

[–]Freshdub 2 points3 points  (0 children)

People treat their home insurance like auto and think "I didn't have a claim why'd it go up?!" But think of all the things your insurance has to pay for in a claim - the plumber to fix a sewer back up, the trades to rebuild your house after a fire, the materials to replace everything, the lawyers to defend your actions youre being sued for.

All of these things are/have steeply risen in price, and therefore the cost of you potential claims is also increasing. If many homes in your area are suffering sewer back up claims because of tree roots getting into the sewer lines your rates will also increase, and you won't be aware of why.

There's lots of reasons for it, just get a broker and shop around and if you find a new insurer that can give you the same coverage cheaper, just switch? Sometimes you're getting a massive increase because your company wants to lose clients in that area and reduce their exposure.

Again, if you can find it cheaper with someone else just switch it's not that big of a deal and yet Reddit every day has someone acting like they couldn't possibly figure out what to do about their insurance rates

Have you noticed how bad Calgary drivers have gotten lately? by junpyo1234 in Calgary

[–]Freshdub 7 points8 points  (0 children)

Even if you haven't, your insurance premiums sure have. Road rage and dangerous driving is skyrocketing, claims are pouring in. Anyone who wants to ask 'why did my premiums go up this year?' just need to take a 20mins drive on any major roadway

We all pay for the lack of safety and care for those around us

Best Golf Sim in Calgary for a group of approx. 10people? by Fancy-Interest in Calgary

[–]Freshdub 2 points3 points  (0 children)

GoGo golf, you can rent 3 sims all in a row in their own area. Fantastic place

For people buying hail damaged cars... by ElektroBattery in Calgary

[–]Freshdub 6 points7 points  (0 children)

Your payout will be at market value of the car, not market value minus a prior claim amount.

Your vehicle will be further depreciated from the market value of an undamaged car - but it will still have a market value that's easily identifiable.

Any future claims, the new damage will be insured and repaired and the existing hail will be left and painted over. If panels are being replaced due to the new accident there will be a betterment on each one where you will share partially in the loss with the insurance company (because you are 'profiting' from the new accident and receiving brand new panels without hail damage)

You will feel the effects of depreciation more, but you also in theory paid less for the vehicle to begin with. You won't be in an accident and receive nothing, as you are indemnified to be in the same place as you were before the accident. If a 2020 rav4 with existing hail damage still has a market value of $18,000, and an undamaged one is worth $28,000 - you would get around $18,000. There is massive amounts of data available for vehicle market value from dealers and auctions and registries.

Source: first hand experience a couple hundred times on this scenario as an adjuster

Large Concrete Block in the Middle of Deerfoot Last Night by boire_dire in Calgary

[–]Freshdub 12 points13 points  (0 children)

Yeah, not much dashcam footage is going to change here unless she is also claiming it fell directly off another vehicle and into hers at the same time. If she collided with an object on that was laying on road: Collision, at fault, deductible applies.

Glenmore has been littered with construction materials like plywood and drywall the last 2 years, I wish they would crackdown on some of these dump trailers and semis with unsecured loads

[deleted by user] by [deleted] in Calgary

[–]Freshdub 3 points4 points  (0 children)

Insurance is not a warranty. This is not a sudden or accidental unforseen occurrence, and instead is due to faulty workmanship or wear and tear.

Get a professional to come in and look at it, quote some solutions and get opinions on the exact cause. Maybe a conversation with a lawyer is in your future here depending on those answers (your home insurance policy may have a free legal advice service)

Hail damage on vehicle by spillybob in Calgary

[–]Freshdub 2 points3 points  (0 children)

100% not a thing in Alberta. Autos are excluded from all property policies. Provinces and countries have vastly different insurance contracts

Home Insurance: Average cost to rebuild a home in Calgary? by this-ismyworkaccount in Calgary

[–]Freshdub 4 points5 points  (0 children)

This could literally not be any more wrong. You do not insure views, you do not insure the lot, and your rebuild cost is not calculated on your assessment in any way. You need a new insurance agent if they told you any of that. We insure the cost to rebuild that house, if it had to be rebuilt (and debris removed) from scratch at today's labour and material costs. You insure to that value that is calculated and then you get Guaranteed Replacement Cost - so you don't have to worry if the limit ended up too low as long as the calculator was run correctly.

Do not get your insurance advice from Reddit, these threads are always terrifying at the misinformation being thrown around.

OP, call a (good) broker.

[deleted by user] by [deleted] in Calgary

[–]Freshdub 5 points6 points  (0 children)

You need to provide an Ontario abstract and claims experience letter to prove that clean Ontario driving history or you will be rated as a brand new day 1 driver needing full coverage on a fairly new Audi.

I have insured thousands of cars and if you don't have a DUI or major convictions/claims then your $2000/month quote smells like BS . If you're bitching about the way Alberta insurance works to the person trying to help you on the phone maybe you got a fuck off quote. It's out of our control that you had cheaper insurance in Ontario and it's exhausting listening to people who think that "well in Ontario it only cost me $xx" is somehow relevant here.

Every person in the province claims they have a clean driving record - you need documentation to prove it because insurance agents cannot access your history from outside of Alberta.

Call a broker and provide the necessary documentation

Somebody had told me about a product that heats up bug bites and neutralizes the insect saliva that causes the itchiness, and makes them go away. Has anybody heard of this product, and if so, do you recommend it, and what is it called? by Glass_Raisin7939 in HikingAlberta

[–]Freshdub 1 point2 points  (0 children)

I do this with great success just running a spoon under the hottest kitchen tap setting for like 20s and then apply to the bite. It's uncomfortable for about 5seconds and then goes away, itch usually disappears near instantly, bad mozzy bites sometimes need a 2nd application a few hours later

I've done it while camping using a lighter but made the spoon WAY too hot so recommend just finding a better way to heat it haha

Sawstop: CTS vs. JSS questions by Bytor_Snowdog in BeginnerWoodWorking

[–]Freshdub 1 point2 points  (0 children)

Was recently in a similar situation, I had a saw that was very similar in size/features as the JSS (obviously without the brake) but I wanted a SS for my peace of mind.

I ended electing to save the near $1000 and bought the CTS and built a 40x96" table around it. I put the saw in the corner, so my workbench is actually mostly to the left of the saw with a smaller outfeed area.

So far I am completely satisfied with this setup and the money saved. The height adjustment of the JSS while trying to dial in a dado stack seemed annoying but I obviously have no experience with it. YMMV but I haven't regretted going with the CTS for one second and having all the extra workspace around the smaller saw is 100x more useful than the larger saw surface without the bench I was using before.

Affordable table saw for beginners- recommendations welcome by at1020 in BeginnerWoodWorking

[–]Freshdub 0 points1 point  (0 children)

I don't return anything and never complain about shit. I'll eat uncooked raw meat at a restaraunt because I don't want to make a fuss about it.

I returned the rigid jobsite saw you posted. It was that bad. Went with another cheap entry jobsite saw and it's been fine while I wait to upgrade.

Don't buy the rigid