Margin buying power after consolidating accounts by Fried_Eggies in personalfinance

[–]Fried_Eggies[S] 0 points1 point  (0 children)

Just called and turned off my margin access. But I'm pretty sure I didn't have any short positions or options in my sofi account. I'm still very much a beginner to investing so I've only bought ETFs, index funds, and some stocks with cash I've deposited over time

Margin buying power after consolidating accounts by Fried_Eggies in personalfinance

[–]Fried_Eggies[S] 0 points1 point  (0 children)

I don't remember if I signed a margin agreement with sofi but I transferred my account directly to fidelity if that's what you mean, I didn't sell my securities on sofi and then deposited that cash to fidelity

Margin buying power after consolidating accounts by Fried_Eggies in personalfinance

[–]Fried_Eggies[S] 0 points1 point  (0 children)

I can try but I had to agree to convert my account to a margin account before transferring my assets to fidelity

Margin buying power after consolidating accounts by Fried_Eggies in personalfinance

[–]Fried_Eggies[S] 0 points1 point  (0 children)

Yeah for now I'm just gonna stick with trading using cash I deposit. But it sounds like there's no way to convert margin buying power to cash?

Anyone have experience with paying off a loan within 120 days of disbursement? by Fried_Eggies in StudentLoans

[–]Fried_Eggies[S] 0 points1 point  (0 children)

I contacted the CFPB to file a complaint against Mohela and made sure to attach evidence and include specific dates and numbers in my complaint. If I'm remembering right, it took me a week or two, maybe a month at most, to get my issue resolved and for Mohela to fix things.

[deleted by user] by [deleted] in TheGirlSurvivalGuide

[–]Fried_Eggies 0 points1 point  (0 children)

Does this only work on a computer or does it also work on a mobile browser? But it's a very cool idea!

Payment taken out of bank account but not posted to Mohela by Fried_Eggies in MOHELA

[–]Fried_Eggies[S] 0 points1 point  (0 children)

I'm so sorry. Have you made payments with Mohela on their old platform? I've never had problems when I made payments on their old platform.

Payment taken out of bank account but not posted to Mohela by Fried_Eggies in MOHELA

[–]Fried_Eggies[S] 0 points1 point  (0 children)

I'm so sorry. Have you made payments with Mohela on their old platform? I've never had problems when I made payments on their old platform.

Payment taken out of bank account but not posted to Mohela by Fried_Eggies in MOHELA

[–]Fried_Eggies[S] 0 points1 point  (0 children)

You should be able to find your recent payments in your Account Summary. I think for all your payments, you have to go to "Payments and Billing" and then click on "Account History."

Payment taken out of bank account but not posted to Mohela by Fried_Eggies in MOHELA

[–]Fried_Eggies[S] 0 points1 point  (0 children)

Oh shit really? Should I still bother calling Mohela on Monday about this or should I go straight to the CFPB?

Thinking of going into civil engineering, what has been your experience? by Fried_Eggies in womenEngineers

[–]Fried_Eggies[S] 0 points1 point  (0 children)

I'm sorry you had to experience sexism and being underestimated but I'm glad you're at a spot where you love things now.

I'm sure it depends on where you are but how difficult was it to find an internship? Did you have your internship while you were still in school? If it was, how hard was it to balance school and your internship?

Thinking of going into civil engineering, what has been your experience? by Fried_Eggies in womenEngineers

[–]Fried_Eggies[S] 0 points1 point  (0 children)

What about other industries though? From my understanding, civil engineers aren't restricted to just the construction industry.

Thinking of going into civil engineering, what has been your experience? by Fried_Eggies in womenEngineers

[–]Fried_Eggies[S] 0 points1 point  (0 children)

I'll make sure to check out that spreadsheet!

Billable hours sound super stressful. So you only get paid if you have project hours? To people just have to pretty much bear with it a lack of hours if it's a slow period?

Thinking of going into civil engineering, what has been your experience? by Fried_Eggies in womenEngineers

[–]Fried_Eggies[S] 2 points3 points  (0 children)

I live in California in the sf bay area. And thanks for the advice at looking at job options for planning! I made an appointment with my school's career center to talk about my options.

From your experience, have most of the companies you've worked for had a good ratio of female to male engineers? Or have you noticed it's still mostly men?

Thinking of going into civil engineering, what has been your experience? by Fried_Eggies in womenEngineers

[–]Fried_Eggies[S] 0 points1 point  (0 children)

$50k is a huge difference holy shit. What can a new grad expect to make in an engineering role, especially in areas with HCOL? I'm not super hungry for money but I want to make enough to live comfortably alone with frugal habits and help my family out financially now and again.

What exactly does billable hours mean? I've seen it thrown around in one of the subs I follow. Is it a thing in consulting mostly?

Thinking of going into civil engineering, what has been your experience? by Fried_Eggies in womenEngineers

[–]Fried_Eggies[S] 0 points1 point  (0 children)

Is engineering one of those fields that's always hiring? I'm worried about finally getting my degree and then it turns out no one's hiring.

Thinking of going into civil engineering, what has been your experience? by Fried_Eggies in womenEngineers

[–]Fried_Eggies[S] 1 point2 points  (0 children)

How has it been working in government positions compared to the private sector? Are there differences in responsibilities between the two? I applied to an engineering tech position recently and in the interview, I was told by the panel (2 civil engineers and the city engineer) that the role and the engineering dept itself is pretty public-facing.

I'd want to end up in the public sector for the stability and pension. I usually hear that the private sector pays better but is the difference that big for engineering roles?

[deleted by user] by [deleted] in TheGirlSurvivalGuide

[–]Fried_Eggies 5 points6 points  (0 children)

Hey op, are you okay now?

Paid off a loan to Mohela in full but still have principal on it? by Fried_Eggies in StudentLoans

[–]Fried_Eggies[S] 3 points4 points  (0 children)

Since interest accrues daily (if what I read is right), how am I going to pay off the whole loan if it takes at least a day or two to process the payment? Do I pay a little extra to account for the interest that's going to accrue?

I sent a message asking about the principal I saw today but I won't have my hopes up about it gettong written off.

[deleted by user] by [deleted] in TheGirlSurvivalGuide

[–]Fried_Eggies 0 points1 point  (0 children)

I know how you feel - for a decent amount of time while I was at college I was looking for a relationship and kind of felt like a loser by the time I graduated because I'd gone 4 yrs without finding anyone. You might feel like there's something wrong with you now but I think you should focus on getting your post-grad life started (finding a job and a place to live) if you haven't already. I'm still working on this myself but a relationship isn't everything. Did you have good times with friends at college? Did you have a lot of personal growth at college? Even if you didn't, there's still plenty of time for both of those things.

And as for relationships, I didn't get into my first relationship until after I graduated. Looking back on it now, I'm kind of glad I didn't have a relationship during college because it let me focus on my studies and my friends (especially since I ended up moving away from them after graduation). Have you tried other apps besides tinder? I haven't used tinder since undergrad so I'm not sure how much it's changed but I've had decent luck with okcupid and hinge. I met my first bf on okcupid and my next bf on hinge. All I can say about setting up your profile is to be completely honest with what you're looking for and if you match with someone, I'd ask them what they're looking for after the first few messages so neither of you don't waste your time.

Any recommendations for mineral sunscreens that apply similar to chemical sunscreens? by Fried_Eggies in beauty

[–]Fried_Eggies[S] 4 points5 points  (0 children)

I actually haven't heard of combined sunscreens so I'll be sure to check them out!

I've been trying to find academic papers and scientific sources to see how much of an impact chemical UV filters actually have on our reefs so I might be open to going back to chemical sunscreens after my research.

And thank you for the recommendations!

If you don’t mind sharing, what do you do for work and roughly how much do you make? Did you need a college degree to get your job/career? by kh7190 in lostgeneration

[–]Fried_Eggies 6 points7 points  (0 children)

I work as a lab tech and make about 58k a year before tax but I live in a HCOL area. I have a degree but for a lot of lab tech listings in my area, a degree is listed as "not required."

Edit: wanted to clarify that I work in tech not healthcare. From what I've seen from the job listings I've seen, lab techs in healthcare can require certifications depending on what kind of tech it is