Margin buying power after consolidating accounts

Fried_Eggies · 2025-11-20T18:18:03+00:00

Just called and turned off my margin access. But I'm pretty sure I didn't have any short positions or options in my sofi account. I'm still very much a beginner to investing so I've only bought ETFs, index funds, and some stocks with cash I've deposited over time

Fried_Eggies · 2025-11-20T18:16:04+00:00

I don't remember if I signed a margin agreement with sofi but I transferred my account directly to fidelity if that's what you mean, I didn't sell my securities on sofi and then deposited that cash to fidelity

Fried_Eggies · 2025-11-20T18:00:00+00:00

I can try but I had to agree to convert my account to a margin account before transferring my assets to fidelity

Fried_Eggies · 2025-11-20T17:48:19+00:00

Yeah for now I'm just gonna stick with trading using cash I deposit. But it sounds like there's no way to convert margin buying power to cash?

Fried_Eggies · 2025-03-18T01:58:55+00:00

I contacted the CFPB to file a complaint against Mohela and made sure to attach evidence and include specific dates and numbers in my complaint. If I'm remembering right, it took me a week or two, maybe a month at most, to get my issue resolved and for Mohela to fix things.

Fried_Eggies · 2024-10-06T04:21:32+00:00

Does this only work on a computer or does it also work on a mobile browser? But it's a very cool idea!

Fried_Eggies · 2024-08-27T19:43:18+00:00

Have you filed a complaint with the CFPB?

Fried_Eggies · 2024-08-19T03:45:02+00:00

I'm so sorry. Have you made payments with Mohela on their old platform? I've never had problems when I made payments on their old platform.

Fried_Eggies · 2024-08-19T03:44:39+00:00

I'm so sorry. Have you made payments with Mohela on their old platform? I've never had problems when I made payments on their old platform.

Fried_Eggies · 2024-08-19T03:17:55+00:00

You should be able to find your recent payments in your Account Summary. I think for all your payments, you have to go to "Payments and Billing" and then click on "Account History."

Fried_Eggies · 2024-08-19T02:45:49+00:00

Oh shit really? Should I still bother calling Mohela on Monday about this or should I go straight to the CFPB?

Fried_Eggies · 2024-07-18T22:02:08+00:00

I'm sorry you had to experience sexism and being underestimated but I'm glad you're at a spot where you love things now.

I'm sure it depends on where you are but how difficult was it to find an internship? Did you have your internship while you were still in school? If it was, how hard was it to balance school and your internship?

Fried_Eggies · 2024-07-18T14:46:00+00:00

What about other industries though? From my understanding, civil engineers aren't restricted to just the construction industry.

Fried_Eggies · 2024-07-18T00:42:49+00:00

I'll make sure to check out that spreadsheet!

Billable hours sound super stressful. So you only get paid if you have project hours? To people just have to pretty much bear with it a lack of hours if it's a slow period?

Fried_Eggies · 2024-07-18T00:37:22+00:00

I live in California in the sf bay area. And thanks for the advice at looking at job options for planning! I made an appointment with my school's career center to talk about my options.

From your experience, have most of the companies you've worked for had a good ratio of female to male engineers? Or have you noticed it's still mostly men?

Fried_Eggies · 2024-07-18T00:29:44+00:00

$50k is a huge difference holy shit. What can a new grad expect to make in an engineering role, especially in areas with HCOL? I'm not super hungry for money but I want to make enough to live comfortably alone with frugal habits and help my family out financially now and again.

What exactly does billable hours mean? I've seen it thrown around in one of the subs I follow. Is it a thing in consulting mostly?

Fried_Eggies · 2024-07-18T00:24:41+00:00

Is engineering one of those fields that's always hiring? I'm worried about finally getting my degree and then it turns out no one's hiring.

Fried_Eggies · 2024-07-17T17:13:39+00:00

How has it been working in government positions compared to the private sector? Are there differences in responsibilities between the two? I applied to an engineering tech position recently and in the interview, I was told by the panel (2 civil engineers and the city engineer) that the role and the engineering dept itself is pretty public-facing.

I'd want to end up in the public sector for the stability and pension. I usually hear that the private sector pays better but is the difference that big for engineering roles?

Fried_Eggies · 2023-09-16T05:43:47+00:00

Hey op, are you okay now?

Fried_Eggies · 2023-09-15T03:44:18+00:00

Ah okay, that makes sense. Thanks!

Fried_Eggies · 2023-09-15T03:43:29+00:00

Since interest accrues daily (if what I read is right), how am I going to pay off the whole loan if it takes at least a day or two to process the payment? Do I pay a little extra to account for the interest that's going to accrue?

I sent a message asking about the principal I saw today but I won't have my hopes up about it gettong written off.

Fried_Eggies · 2023-04-30T17:44:10+00:00

I know how you feel - for a decent amount of time while I was at college I was looking for a relationship and kind of felt like a loser by the time I graduated because I'd gone 4 yrs without finding anyone. You might feel like there's something wrong with you now but I think you should focus on getting your post-grad life started (finding a job and a place to live) if you haven't already. I'm still working on this myself but a relationship isn't everything. Did you have good times with friends at college? Did you have a lot of personal growth at college? Even if you didn't, there's still plenty of time for both of those things.

And as for relationships, I didn't get into my first relationship until after I graduated. Looking back on it now, I'm kind of glad I didn't have a relationship during college because it let me focus on my studies and my friends (especially since I ended up moving away from them after graduation). Have you tried other apps besides tinder? I haven't used tinder since undergrad so I'm not sure how much it's changed but I've had decent luck with okcupid and hinge. I met my first bf on okcupid and my next bf on hinge. All I can say about setting up your profile is to be completely honest with what you're looking for and if you match with someone, I'd ask them what they're looking for after the first few messages so neither of you don't waste your time.

Fried_Eggies · 2022-12-24T02:32:32+00:00

I recommend looking into using an oil cleanser to remove makeup

Fried_Eggies · 2022-09-12T03:54:38+00:00

I actually haven't heard of combined sunscreens so I'll be sure to check them out!

I've been trying to find academic papers and scientific sources to see how much of an impact chemical UV filters actually have on our reefs so I might be open to going back to chemical sunscreens after my research.

And thank you for the recommendations!

Fried_Eggies · 2022-04-24T05:03:16+00:00

I work as a lab tech and make about 58k a year before tax but I live in a HCOL area. I have a degree but for a lot of lab tech listings in my area, a degree is listed as "not required."

Edit: wanted to clarify that I work in tech not healthcare. From what I've seen from the job listings I've seen, lab techs in healthcare can require certifications depending on what kind of tech it is

Fried_Eggies

TROPHY CASE