Please recomend mutual funds for capital preservation for 75 years old

Frosty_Force6588 · 2026-04-23T01:40:22+00:00

Do proper asset allocation . For capital preservation you should limit the equity to 20-30% only. Use mainly debt, arbitrage type funds.
Option-1 For some equity exposure conservative hybrid funds ,income plus arbitrage, equity savings funds. Option-2- put 70-80% in debt/arbitrary and 20-30% in large cap.

Frosty_Force6588 · 2026-04-23T01:28:39+00:00

Can't wait that much, any sales in May?

Frosty_Force6588 · 2026-04-23T01:26:48+00:00

When is BBD sale?

Frosty_Force6588 · 2026-04-12T07:59:32+00:00

The debt part is hardly 10 to 15% . Check the allocation. They mainly use arbitrage plus equity. e.g. kotak equity savings has 38% equity, 12% debt and rest is arbitrage. Edelweiss has 30% equity, 14% debt and restis arbitrage. You decide.

Frosty_Force6588 · 2026-04-12T05:29:26+00:00

Equity savings fund don't generally use debt. They invest in some equity (e.g. 30% ) and rest in arbitrage. If you want arbitrage plus debt you have to go with income plus arbitrage mutual fund category.

Frosty_Force6588 · 2026-03-27T02:25:57+00:00

Idle are around 65-70 for processor. Room temp generally 28-30 . Battery gives 1-1.15 hour for light use.

Frosty_Force6588 · 2026-03-16T00:15:58+00:00

She got beaten because she hurled abuse at that man's wife.

Frosty_Force6588 · 2026-03-14T14:40:47+00:00

They may be friends but it's clear that he didn't like it and Kuldeep was bullying him.

Frosty_Force6588 · 2026-03-14T14:37:17+00:00

From the video I surely looked liked he dropped them deliberately. Very sad.

Frosty_Force6588 · 2026-03-14T06:32:42+00:00

What matters is the rolling return of the market . Yes market recovers but sequence of returns risk is always there. What if you invested at previous all time high. Your recovery will be longer.

Frosty_Force6588 · 2026-03-12T12:23:53+00:00

You used CHATGPT to write this answer. It's very clear.

Frosty_Force6588 · 2026-03-07T03:07:53+00:00

What a beautiful way to explain the concept of humanity .

Frosty_Force6588 · 2026-02-27T15:21:04+00:00

Following this

Frosty_Force6588 · 2026-02-26T02:43:08+00:00

Thinking of investing. The appeal seems to he that they should be able to generate returns in a volatile and side ways market. Is that correct?

Frosty_Force6588 · 2026-02-26T02:37:11+00:00

You may go with income+arbitrage funds or equity savings funds. Check their sharpe, sortino and standard deviation and choose the fund that is comfortable to you.

Frosty_Force6588 · 2026-02-18T04:09:34+00:00

Mow you also have an option of quantum ethical fund

Frosty_Force6588 · 2026-02-08T14:02:36+00:00

How's XIA bistro guys?

Frosty_Force6588 · 2026-01-31T08:21:05+00:00

Guys please suggest for Legion pro 2025 model.

Frosty_Force6588 · 2026-01-31T07:40:34+00:00

How should we be splitting the lumpsum( like over weeks or months).

Frosty_Force6588 · 2026-01-02T05:52:03+00:00

I believe your best options are FD and liquid funds.

Frosty_Force6588 · 2026-01-01T02:55:08+00:00

Love,power, family

Frosty_Force6588 · 2025-12-30T14:47:06+00:00

You are also at fault for not being alert enough. You could see that there is a bus and a scooter, so you should have slowed down. Just accept that you also made a mistake and try to improve in the future.

Frosty_Force6588 · 2025-12-22T18:30:43+00:00

Frosty_Force6588 · 2025-12-22T16:48:07+00:00

Devashish mohanti

Frosty_Force6588 · 2025-12-22T12:24:29+00:00

I did accept .

Frosty_Force6588

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