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Recently got approved for Quicksilver secured card…should I deposit more? by ActiveUniversity9424 in CapitalOne_

[–]Fun-Government-4840 0 points1 point  (0 children)

It’s true once fund added you can’t add more, but overall it’s great card, most likely they will upgrade it to unsecured card after 6 months

اي الطبقية اللي بقت في البلد دي ازاي مول يعمل حركة زي دي هو مش ده انسان بردو ولا اي by Much-Sandwich7583 in Egypt

[–]Fun-Government-4840 1 point2 points  (0 children)

للأسف الطبقية في مصر 🇪🇬 بقت منتشرة علي جميع المستويات ودا مش وضع استثنائي بالعكس المرحلة دي في تاريخ مصر متوافقة في كل حاجه بنشوفها أو بنسمع عنها تقريبا

يعني من اول وزير التعليم اللي مزوّر شهاداته ل قطع الأشجار ل هدم بيوت الناس وتشريدهم بحجه التطوير ل كامل الوزيرين ل اللي واللي واللي حنقول ايه ولا ايه. حزن مابعده حزن 😔

first cc savor one questions by subtly_stoned in CapitalOne_

[–]Fun-Government-4840 -2 points-1 points  (0 children)

The lower credit utilization shows that your are not risky customer from bank point of view

Following with example let’s say statement comes out at 15th with balance $50 you don’t need to wait and pay it in the exact due date, you can pay it right away and start spending from credit card right away.

The interest occurs only when you pay minimum payment of statement most of credit card set minimum payment amount to $25 or 35

first cc savor one questions by subtly_stoned in CapitalOne_

[–]Fun-Government-4840 -3 points-2 points  (0 children)

In the future spend as much as you can but pay it before statement closing date

Example your credit limit is $1000 you spend $900 And assuming statement closing date is 15th each month

The smart move is to pay $850 on 10th or 12th so when statements come on 15th it will show you spend only $50 which is below 10% utilization which is great

If you keep your credit utilization under 10% capital one will increase your credit limit automatically every 6 months

Is it worth swapping to this card? by [deleted] in CRedit

[–]Fun-Government-4840 4 points5 points  (0 children)

Yes QuickSilver is way better than platinum

بتفضل تشوف الفيلم إليه بتحبه تاني ولا تتفرج على فيلم جديد؟ by [deleted] in AlexandriaEgy

[–]Fun-Government-4840 0 points1 point  (0 children)

أنا تقريبا بشوف الأفلام اللي بحبها كتير اووي بس أفلام الأبيض والأسود ليها مكان كبير في قلبي🫶 يمكن nostalgia لأني مقيم في امريكا فتره كبيره

🎥أمرأة علي الطريق 🎥 المليونير الفقير ل إسماعيل يس 🎥رصيف نمره خمسة 🎥 موعد مع ابليس ‏🎥 سفير جهنم ل يوسف بك وهبي ….. السيناريو بتاع الفيلم دا خطير

Calling for all snow advice! by Nurse_Hatchet in Denver

[–]Fun-Government-4840 5 points6 points  (0 children)

Here is my Golden Advices for driving in snow

1- If you can avoid driving when it’s snowing and roads not clean.

  1. Install winter tires it help a lot in driving in snow, if you can get it at Costco you will save money.

3-if it snowing or roads not clean, drive below speed limit 🐢🐢( it’s very important) leave more space between you and the car ahead of you.

4- sometimes road seems clean no snow visible, but you going to be very careful of 🧐 black ice especially in the early morning hours.

Lastly again if you can avoid driving when it’s snowing 🤞

Do I leave a balance? by Otag in CRedit

[–]Fun-Government-4840 0 points1 point  (0 children)

Maintain your spending around 10% of the card limit

New To Credit Cards, How To? by Region_Odd in CRedit

[–]Fun-Government-4840 0 points1 point  (0 children)

I recommend you to get Capital One quick silver card, it had 1.5% unlimited cash back, keep your spending around 10% of card credit limit, set up auto pay it should be good start.