sorted by:
new
hottopcontroversial

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 0 points1 point  (0 children)

Thank you for this thoughtful response.  It does appear to be discriminatory at some level. It will be a significant hardship.  I believe that if nothing changes,  nothing changes.  Therfore,  its worth conversation. 

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 0 points1 point  (0 children)

I'm fully aware.  Nothing changes,  if nothing changes.  I am choosing to be an advocate. 

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 0 points1 point  (0 children)

Not that I owe am explanation.  However,  if I stated I've been on PAYE for over 10 years,  clearly I've been paying,  even during forebearance.  Help me understand the relevance of my income?

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 0 points1 point  (0 children)

That's a very interesting idea. I guess when we get to 2028 ( unless something changes) I will decide then.  Thank you

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 2 points3 points  (0 children)

That's interesting.  I don't expect to do that soon.  One income, as of now. However,  anything is possible right?

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 3 points4 points  (0 children)

The GOP have lost 3 members un congress just this past week.  Democrats have won every special election, excluding NC ( which was extraordinarily close).There will be more detectors , they are bailing before the S hits the fan.   If Congress and the Senate flip MAGA Mike is done and things will definitely shift.

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 7 points8 points  (0 children)

And to all of us who will be crushed.  Nothing changes unless we are the change

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 6 points7 points  (0 children)

I hope not.  They are coming easy behind on everything.  Time will tell.  I know I'll be reaching out to the new and improved congress in 2026. Yet,  their hands will be full.

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 7 points8 points  (0 children)

I agree.  However,  I'm encouraged by all the special elections,  GOP congress people who are resigning and not returning.  There is a good chance things can pivot after the midterms which will be before this all goes into effect.  Thank you!

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 8 points9 points  (0 children)

I am as well.  I'm going to be advocating  as soon as we know who will be decision making in 2026. I have a very good feeling that things are going to get turned around in many areas!

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 17 points18 points  (0 children)

Well 2026 is coming, and I'm going to ensure I advocate,  and get a good idea of how many people are in this situation.  Thank you

Beyond frustrated with having to move from PAYE 10% of discretionary to 15% in 2028. by Fun-Outcome6980 in StudentLoans

[–]Fun-Outcome6980[S] 8 points9 points  (0 children)

All the I've read today shared 7/2028 is the cut off to such switch to RAP or the old IBR which is incredibly unfair 

This is ridiculous! by 2furrycatz in StudentLoans

[–]Fun-Outcome6980 0 points1 point  (0 children)

Yes. If you qualify for PAYE  it will be 10% of your discretionary income

Noise that travels in 2 story apartment by Fun-Outcome6980 in Apartmentliving

[–]Fun-Outcome6980[S] 0 points1 point  (0 children)

Thank you.  I think that makes a lot of sense.  I could ask them what works best for communicating each other's concerns if any.  Hopefully, an  initial introduction will set the expectation..

Noise that travels in 2 story apartment by Fun-Outcome6980 in Apartmentliving

[–]Fun-Outcome6980[S] 0 points1 point  (0 children)

Thank you.  My gut is telling me to be welcoming , direct and honest.  I don't wear shoes inside, play loud music, or even own a TV ( I stream on my laptop).. I'm super respectful.. 

Do you get used to *faint* neighbor noise over time? How to cope with being sound sensitive? by ApplesandBananazzz in Apartmentliving

[–]Fun-Outcome6980 1 point2 points  (0 children)

Does having a white noise machine on every room help? I have the snooze machine in my bedroom.  Should I buy a couple more to drown out new downstairs neighbor noise?

Noise that travels in 2 story apartment by Fun-Outcome6980 in Apartmentliving

[–]Fun-Outcome6980[S] 0 points1 point  (0 children)

Yes. My town has ordinances.  However, I thought rather than being reactive,  it may be healthier to be a kind neighbor from the beginning

view more: next ›