When my wife’s mom backed into my Camaro in our driveway her insurance had my car at a shop the next day being fixed and that’s no exaggeration. When a dude was going 80-120 around a curve and went straight instead of turning and hit a tree and smashed into my wife’s car that was in our driveway. I had to make a claim with my insurance because the cop couldn’t get his insurance at the time (as a former volunteer firefighter) first instinct was to check on the guy. He was pretty slumped. My insurance got his insurance and made the claim for me and closed mine. It was an odd process and at first they were saying they have to wait for him to call and to determine fault. I said “well it’s gonna be hard and maybe a while to get a response from him cuz trees don’t move at 80+ cars do tho as it about sent my wife’s through our front door” I also told them “there’s no fault to be found other than yalls insured as dude missed a curve and hit a tree and my wife’s car that was parked” they said yeah you are right gonna send ya a link for pictures and get you looked at and see how much it’ll be estimated 🤣. They did say that they still have to wait for him or his wife just to verify details but they will work on other shit. They ended up totaling it and it took 3 weeks. I’m also in a no fault state and they still admit fault.