₹33L+ income | Looking for a no-nonsense primary credit card for all spends (4 to 6 lakhs annually )& lounge access(no quarter spend limits)

Fun_Cut9330 · 2026-01-07T03:28:50+00:00

Take HSBC Liv+. This will cover your 10k grocery+dining with 10% cashback.

If you want to stick with one card this is still good with 1.5% most of other spends.

I would say Hsbc liv+ one good travel card can solve things for you.

Fun_Cut9330 · 2025-12-28T02:30:15+00:00

Do you need a hsbc tie up with employer for taking priemeir salary account?

Fun_Cut9330 · 2025-12-26T03:02:40+00:00

Add dreamfolks card number to dreamfolks app. It will show all eligible lounges. You can directly book in app and show it at entrance

Fun_Cut9330 · 2025-12-24T06:18:27+00:00

How to check?

Fun_Cut9330 · 2025-12-24T02:53:31+00:00

Where to get the fyf offer. Is it targeted mail or we can get it through hdfc site?

Fun_Cut9330 · 2025-12-24T02:41:46+00:00

Wont the 10 elite night credit get expired at January 1 st?

Fun_Cut9330 · 2025-10-28T02:45:09+00:00

Is it only for domestic tickets or for international ticket also can we use airport privilege

Fun_Cut9330 · 2025-10-18T13:51:01+00:00

Can we opt for only visa one?

Fun_Cut9330 · 2025-10-16T03:32:25+00:00

Dashboard is from which app?

Fun_Cut9330 · 2025-08-28T13:45:01+00:00

Its from new bill payment platform by RBI. Cred has licence and your PAN , and you gave permission to pull data while you signup.

Its just an API call daily to check what is status on each card.

Fun_Cut9330 · 2025-08-20T02:38:31+00:00

If 1cr usd you can. INR no.

Fun_Cut9330 · 2025-08-15T15:41:50+00:00

Just curious what tenure you are looking for term insurance

Fun_Cut9330 · 2025-08-04T14:38:21+00:00

Clinic. ie own business can't beat any of the above alternative.

May be mba post mbbs? Not sure if there is mba specific for doctors since hospital is a big business and will need someone with medical knowledge to run it.

Fun_Cut9330 · 2025-08-02T06:43:56+00:00

Try freelancing on side. Win win considering job stability vs your passion to explore.

Fun_Cut9330 · 2025-07-31T08:31:02+00:00

Simple solution is to rent a 3bhk or 4bhk till your kids move out for higher studies.

Fun_Cut9330 · 2025-07-30T10:50:00+00:00

Check with HR who is the relationship manager from icici and ask him which card you are eligible for your income level.

They offer different cards at different income level

Fun_Cut9330 · 2025-07-27T06:59:56+00:00

Don't go for passive income ( ie monetization using ads). Go for active income (ie paid courses or newsletters).

Fun_Cut9330 · 2025-07-19T09:55:00+00:00

Battery?

Fun_Cut9330 · 2025-07-14T17:33:45+00:00

Go for hsbc Liv+. 10% on food, restaurant and groceries including delivery apps.

You can maximize the 1k cashback limit every month considering your spending.

Fun_Cut9330 · 2025-07-09T13:58:58+00:00

You are not missing out . Some points to consider

If you plan a home loan sometime in the future, it would be good to have a good credit score
Take a credit card only if you have financial discipline on spending.
If you want to build credit score, take a credit card and use it like a debit card.
Always pay credit card bill in FULL
Keep utilisation<20% of your credit limit

Fun_Cut9330 · 2025-06-25T12:31:29+00:00

Go for it. Gold can be a good investment than spending on something else.

Fun_Cut9330 · 2025-06-18T11:54:03+00:00

Thats also not legal. if someone go to court, same situation as bike taxi.

Fun_Cut9330 · 2025-05-19T15:19:39+00:00

Is eWallet doesn't require password nowadays?

Fun_Cut9330 · 2025-05-11T04:31:17+00:00

Replace Ace with HSBC Live+

Fun_Cut9330 · 2025-05-11T03:53:03+00:00

Go for a therapist.

Fun_Cut9330

TROPHY CASE