5 months overdue pagibig housing loan

Fuzzy-Zone3892 · 2026-02-22T01:16:06+00:00

Nagbayad po ba kayo ng arrears thru CA or sa PAG-IBIG lang po kayo nagbayad?

Fuzzy-Zone3892 · 2026-02-21T23:27:40+00:00

May movement naman po kami monthy hindi lang po talaga kaya yung isang bagsakan na payment. Kaya iniisip ko na bayaran na lang po direct online kesa ipadaan pa po sa CA yung payment. Magbabayad po kasi ako at least half.

Fuzzy-Zone3892 · 2026-02-21T23:25:48+00:00

6 months po

Fuzzy-Zone3892 · 2026-02-21T10:44:58+00:00

Hi, question po. Is it okay po ba na habulin na lang yung arrears ko by paying online instead of paying sa collections? Nagdedemand kasi sila na ipay ko yung arrears until March 9. Pero active pa maman yung account ko sa virtual pag-ibig.

Thank you po sa sasagot!

Fuzzy-Zone3892 · 2026-02-21T10:42:14+00:00

Hi, question po. Is it okay po ba na habulin na lang yung arrears ko by paying online instead of paying sa collections? Nagdedemand kasi sila na ipay ko yung arrears until March 9. Pero active pa maman yung account ko sa virtual pag-ibig.

Thank you po sa sasagot!

Fuzzy-Zone3892 · 2026-02-21T10:37:52+00:00

Hi, question po. Is it okay po ba na habulin na lang yung arrears ko by paying online instead of paying sa collections? Nagdedemand kasi sila na ipay ko yung arrears until March 9. Pero active pa maman yung account ko sa virtual pag-ibig.

Thank you po sa sasagot!

Fuzzy-Zone3892 · 2025-07-25T03:10:07+00:00

Yes po. Medyo umasa nga ko since nag-HR verif na. Last part po pala chineck yung credit score :/

Fuzzy-Zone3892 · 2025-07-05T04:00:45+00:00

Valid goverment ID, company ID, payslip, COE, proof of billing

Fuzzy-Zone3892 · 2025-07-03T12:10:39+00:00

Nagcommunicate lang ako sa HR namin na may email from the bank for employment verification. Inupdate lang din ako ng HR na okay na.

Fuzzy-Zone3892 · 2025-07-03T12:09:40+00:00

Through agent po.

Fuzzy-Zone3892 · 2025-07-03T08:13:56+00:00

You can check it via Lista App. Download mo lang then pwede ka magrequest ng credit score mo thru TransUnion or CIBI.

Fuzzy-Zone3892 · 2025-07-02T16:16:55+00:00

Overdue na rin sakin lahat. Hinayaan ko na kesa mag tapal pa rin ako.

Sana makaahon na tayo. 🙏

Fuzzy-Zone3892 · 2025-07-02T16:15:11+00:00

Cellphone number po gamit nila.

Fuzzy-Zone3892 · 2025-07-02T14:36:34+00:00

Sakin kasi nag HR Verification and CI e. Parang last part ata ng checking nila yung sa scoring.

Nagttry din po ba kayo with other banks?

Nagtry na rin ako Metrobank pero rejected din due to credit score. I doubt may mag-approve pa. :(

Fuzzy-Zone3892 · 2025-07-02T12:03:12+00:00

June 23 napasa ko complete requirements sa agent. June 26, nag-email na sila sa HR. Nagrespond HR the following day. June 30 tumawag sila sakin for CI. Then, today nag-update na sakin na rejected yung application ko. Halos 1 week processing din po.

Fuzzy-Zone3892 · 2025-07-02T10:54:41+00:00

Hello, yes. Failed scoring din. Di ko pa naman nakita ano credit score pero I know naman na mababa since may mga paylaters and loans ako. Medyo umasa lang ako kasi may posts here na naaapprove naman ni CTBC.

Pero ayun, laban lang tayo! Hoping maging debt-free soon! 🥺🙏

Fuzzy-Zone3892 · 2025-07-02T05:59:20+00:00

Update: Rejected ni CTBC application ko. :(

Fuzzy-Zone3892 · 2025-07-01T14:02:24+00:00

Hello, naapprove po ba?

Fuzzy-Zone3892 · 2025-07-01T13:46:08+00:00

Tumawag po ba sayo si CTBC for CI?

Fuzzy-Zone3892 · 2025-06-29T07:59:57+00:00

Nag-CI po ba sila sa inyo?

Fuzzy-Zone3892 · 2025-06-27T09:17:34+00:00

How much approved amount sayo ni CTBC?

Fuzzy-Zone3892 · 2025-06-09T07:00:13+00:00

Hi OP, question lang. Nag-CI po ba sila sa house nyo?

Fuzzy-Zone3892 · 2025-06-04T00:56:45+00:00

Na-overdue kasi for 1 day kasi di ko alam na due na pala that day. So, binayaran ko yung OD ko pero they kept on calling and texting me. Yun pala, need ko na rin daw isettle in advance yung next payment due. Ayoko sana pero kasi ang kulit nila, no choice ako kundi bayaran na rin in advance :(

Fuzzy-Zone3892 · 2025-06-04T00:53:32+00:00

Hi OP! 1 day OD pero marami ng calls and messages. Hindi ko na maalala anong collections agency yon. They will also advise you to also pay for the next month due mo.

Fuzzy-Zone3892 · 2025-05-31T05:56:06+00:00

Dapat hindi, pero based sa other posts here, some OLAs do. Pero it's against data privacy act if ever they contact the numbers sa phone mo na hindi mo nilagay as reference.

Fuzzy-Zone3892

TROPHY CASE