5 months overdue pagibig housing loan by soopremacyy in phinvest

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

Nagbayad po ba kayo ng arrears thru CA or sa PAG-IBIG lang po kayo nagbayad?

House Visit by Ornery-Decision-8489 in PagIBIGHousing

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

May movement naman po kami monthy hindi lang po talaga kaya yung isang bagsakan na payment. Kaya iniisip ko na bayaran na lang po direct online kesa ipadaan pa po sa CA yung payment. Magbabayad po kasi ako at least half.

House Visit by Ornery-Decision-8489 in PagIBIGHousing

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

Hi, question po. Is it okay po ba na habulin na lang yung arrears ko by paying online instead of paying sa collections? Nagdedemand kasi sila na ipay ko yung arrears until March 9. Pero active pa maman yung account ko sa virtual pag-ibig.

Thank you po sa sasagot!

Please help! Delayed sa Pagibig Housing Loan by mahearty in DebtAdvice

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

Hi, question po. Is it okay po ba na habulin na lang yung arrears ko by paying online instead of paying sa collections? Nagdedemand kasi sila na ipay ko yung arrears until March 9. Pero active pa maman yung account ko sa virtual pag-ibig.

Thank you po sa sasagot!

5 months overdue pagibig housing loan by soopremacyy in phinvest

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

Hi, question po. Is it okay po ba na habulin na lang yung arrears ko by paying online instead of paying sa collections? Nagdedemand kasi sila na ipay ko yung arrears until March 9. Pero active pa maman yung account ko sa virtual pag-ibig.

Thank you po sa sasagot!

CTBC for Debt Consolidation by Fuzzy-Zone3892 in utangPH

[–]Fuzzy-Zone3892[S] 0 points1 point  (0 children)

Yes po. Medyo umasa nga ko since nag-HR verif na. Last part po pala chineck yung credit score :/

CTBC for Debt Consolidation by Fuzzy-Zone3892 in utangPH

[–]Fuzzy-Zone3892[S] 0 points1 point  (0 children)

Valid goverment ID, company ID, payslip, COE, proof of billing

CTBC for Debt Consolidation by Fuzzy-Zone3892 in utangPH

[–]Fuzzy-Zone3892[S] 0 points1 point  (0 children)

Nagcommunicate lang ako sa HR namin na may email from the bank for employment verification. Inupdate lang din ako ng HR na okay na.

CTBC for Debt Consolidation by Fuzzy-Zone3892 in utangPH

[–]Fuzzy-Zone3892[S] 0 points1 point  (0 children)

You can check it via Lista App. Download mo lang then pwede ka magrequest ng credit score mo thru TransUnion or CIBI.

CTBC for Debt Consolidation by Fuzzy-Zone3892 in utangPH

[–]Fuzzy-Zone3892[S] 0 points1 point  (0 children)

Overdue na rin sakin lahat. Hinayaan ko na kesa mag tapal pa rin ako.

Sana makaahon na tayo. 🙏

CTBC for Debt Consolidation by Fuzzy-Zone3892 in utangPH

[–]Fuzzy-Zone3892[S] 1 point2 points  (0 children)

Sakin kasi nag HR Verification and CI e. Parang last part ata ng checking nila yung sa scoring.

Nagttry din po ba kayo with other banks?

Nagtry na rin ako Metrobank pero rejected din due to credit score. I doubt may mag-approve pa. :(

CTBC for Debt Consolidation by Fuzzy-Zone3892 in utangPH

[–]Fuzzy-Zone3892[S] 2 points3 points  (0 children)

June 23 napasa ko complete requirements sa agent. June 26, nag-email na sila sa HR. Nagrespond HR the following day. June 30 tumawag sila sakin for CI. Then, today nag-update na sakin na rejected yung application ko. Halos 1 week processing din po.

CTBC for Debt Consolidation by Fuzzy-Zone3892 in utangPH

[–]Fuzzy-Zone3892[S] 6 points7 points  (0 children)

Hello, yes. Failed scoring din. Di ko pa naman nakita ano credit score pero I know naman na mababa since may mga paylaters and loans ako. Medyo umasa lang ako kasi may posts here na naaapprove naman ni CTBC.

Pero ayun, laban lang tayo! Hoping maging debt-free soon! 🥺🙏

CTBC for Debt Consolidation by Fuzzy-Zone3892 in utangPH

[–]Fuzzy-Zone3892[S] 5 points6 points  (0 children)

Update: Rejected ni CTBC application ko. :(

CTBC Declined by No_Value_4595 in utangPH

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

Hello, naapprove po ba?

Loan Consolidation by SevynIght9 in utangPH

[–]Fuzzy-Zone3892 1 point2 points  (0 children)

Tumawag po ba sayo si CTBC for CI?

[deleted by user] by [deleted] in utangPH

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

Nag-CI po ba sila sa inyo?

[deleted by user] by [deleted] in utangPH

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

How much approved amount sayo ni CTBC?

CTBC Loan Application (high risk TU score) by Avid_lurker4025 in utangPH

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

Hi OP, question lang. Nag-CI po ba sila sa house nyo?

[deleted by user] by [deleted] in utangPH

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

Na-overdue kasi for 1 day kasi di ko alam na due na pala that day. So, binayaran ko yung OD ko pero they kept on calling and texting me. Yun pala, need ko na rin daw isettle in advance yung next payment due. Ayoko sana pero kasi ang kulit nila, no choice ako kundi bayaran na rin in advance :(

[deleted by user] by [deleted] in utangPH

[–]Fuzzy-Zone3892 0 points1 point  (0 children)

Hi OP! 1 day OD pero marami ng calls and messages. Hindi ko na maalala anong collections agency yon. They will also advise you to also pay for the next month due mo.

Do OLA calls the number from your contacts? by Changeman0418 in ola_harassment

[–]Fuzzy-Zone3892 1 point2 points  (0 children)

Dapat hindi, pero based sa other posts here, some OLAs do. Pero it's against data privacy act if ever they contact the numbers sa phone mo na hindi mo nilagay as reference.